Members and subscribers of rating or advisory organizations may use the rating systems, underwriting rules, or policy or bond form of the organizations and the rates filed by such organizations for all lines of insurance covered by the provisions of this chapter, either consistently or intermittently, but, except as provided in Code Sections 33-9-3, 33-9-7, 33-9-19, and 33-9-20, shall not agree with each other or rating organizations or others to adhere to such rates, rating systems, underwriting rules, or policy or bond form. The fact that two or more admitted insurers, whether or not members or subscribers of a rating or advisory organization, use, either consistently or intermittently, the rates or rating systems made or adopted by a rating organization, or the underwriting rules or policy or bond forms prepared by a rating or advisory organization shall not be sufficient in itself to support a finding that an agreement so to adhere exists and may be used only for the purpose of supplementing or explaining any competent evidence of the existence of the agreement.
History. Code 1933, § 56-510, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 644, § 2; Ga. L. 1983, p. 629, §§ 1, 3.
Editor’s notes.
Ga. L. 1982, p. 644, § 2, which amended this Code section and which was to have taken effect January 1, 1984, was repealed by Ga. L. 1983, p. 629, § 3, effective March 16, 1983. However, since the 1983 Act amended this Code section “as amended by . . . Ga. L. 1982, p. 644,” the restated language of this Code section in the 1983 Act reflected many of the changes effected by the 1982 Act.
Structure Georgia Code
Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations
§ 33-9-1. Purpose and Construction of Chapter
§ 33-9-3. Application of Chapter
§ 33-9-4. Standards Applicable to Making and Use of Rates
§ 33-9-5. Authorized Joint Actions by Insurers Generally
§ 33-9-8. Agreements to Share High-Risk Applicants; Approval of Rates
§ 33-9-9. Use of Rating Systems, Underwriting Rules, or Forms of Rating or Advisory Organizations
§ 33-9-10. Conduct of Operations by Organizations Engaging in Joint Underwriting or Reinsurance
§ 33-9-12. Requirement of License for Rating Organization; Application; Fee
§ 33-9-13. Evidence to Be Submitted by Rating Organization for License
§ 33-9-15. Annual License Fee for Rating Organizations
§ 33-9-16. Adoption by Rating Organizations of Rules Governing Eligibility for Membership Generally
§ 33-9-21.1. Filing and Maintenance of Information Relating to Certain Casualty Insurance
§ 33-9-21.2. Petition for Hearing by Aggrieved Insurer
§ 33-9-24. Examination of Officers, Managers, Agents, and Employees of Organizations and Insurers
§ 33-9-25. Payment of Costs of Examinations
§ 33-9-28.1. Assessment of Investigation Costs Against Parties
§ 33-9-33. Payment of Dividends, Savings, or Unabsorbed Premium Deposits by Insurers
§ 33-9-35. Withholding of Information; False or Misleading Information
§ 33-9-36. Unauthorized Premiums; Unlawful Inducements
§ 33-9-37. Liability of Insurer Conspiring to Fix Insurance Rates Unauthorized by Chapter
§ 33-9-40.3. Employers to Provide Work Based Learning Opportunities for Students Age 16 and Older