Georgia Code
Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations
§ 33-9-40. Prohibition of Motor Vehicle Insurance Surcharges Relating to Accidents in Which Insured Not at Fault

No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance or cancel such policy as a result of the insured person’s involvement in a multivehicle accident when such person was not at fault in such accident.
History. Code 1981, § 33-9-40 , enacted by Ga. L. 1986, p. 1184, § 1; Ga. L. 1987, p. 3, § 33.

Structure Georgia Code

Title 33 - Insurance

Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations

§ 33-9-1. Purpose and Construction of Chapter

§ 33-9-2. Definitions

§ 33-9-3. Application of Chapter

§ 33-9-4. Standards Applicable to Making and Use of Rates

§ 33-9-5. Authorized Joint Actions by Insurers Generally

§ 33-9-6. Authorized Joint Actions by Two or More Admitted Insurers Having Common Ownership or Operating Under Common Management or Control Generally

§ 33-9-7. Authorized Agreements Among Admitted Insurers for Apportionment of Property and Casualty Insurance; Approval by Commissioner; Review of Practices and Activities

§ 33-9-8. Agreements to Share High-Risk Applicants; Approval of Rates

§ 33-9-9. Use of Rating Systems, Underwriting Rules, or Forms of Rating or Advisory Organizations

§ 33-9-10. Conduct of Operations by Organizations Engaging in Joint Underwriting or Reinsurance

§ 33-9-11. Authorization of Cooperation Among Rating Organizations and Insurers; Review of Cooperative Activities and Practices by Commissioner and Proceedings Thereon

§ 33-9-12. Requirement of License for Rating Organization; Application; Fee

§ 33-9-13. Evidence to Be Submitted by Rating Organization for License

§ 33-9-14. Examination of Rating Organization Application; Investigation of Applicant; Issuance of License; Duration of License

§ 33-9-15. Annual License Fee for Rating Organizations

§ 33-9-16. Adoption by Rating Organizations of Rules Governing Eligibility for Membership Generally

§ 33-9-17. Requirement by Rating Organizations of Membership by All Insurers Having Common Ownership or Operating Under Common Management

§ 33-9-18. Requirements for Conduct of Operations by Advisory Organizations Generally; Engaging in Unfair or Unreasonable Practices

§ 33-9-19. Requirements for Conduct of Operations by Organizations Engaging in Joint Underwriting and Joint Reinsurance Generally; Engaging in Unfair or Unreasonable Practices

§ 33-9-20. Maintenance of Records by Organizations Generally; Maintenance and Reporting of Statistics by Insurers

§ 33-9-21. Maintenance and Filing Rates, Rating Plans, Rating Systems, or Underwriting Rules; Examination of Claim Reserve Practices by Commissioner

§ 33-9-21.1. Filing and Maintenance of Information Relating to Certain Casualty Insurance

§ 33-9-21.2. Petition for Hearing by Aggrieved Insurer

§ 33-9-22. Conduct of Examinations of Organizations by Commissioner Generally; Acceptance of Reports of Insurance Supervisory Officials of Other States

§ 33-9-23. Examination of Admitted Insurers; Examination of Insurers Transacting Workers’ Compensation Insurance

§ 33-9-24. Examination of Officers, Managers, Agents, and Employees of Organizations and Insurers

§ 33-9-25. Payment of Costs of Examinations

§ 33-9-26. Review of Rate, Rating Plan, Rating System, or Underwriting Rule by Insurer or Rating Organization

§ 33-9-27. Issuance of Notice by Commissioner Upon Determination of Noncompliance With Requirements of Chapter

§ 33-9-28. Conduct of Hearing by Commissioner Upon Failure to Correct Noncompliance; Notice of Hearing; Matters Considered at Hearing

§ 33-9-28.1. Assessment of Investigation Costs Against Parties

§ 33-9-29. Issuance of Remedial Orders by Commissioner Generally; Suspension or Revocation of Certificate of Authority or License

§ 33-9-30. Suspension or Revocation of License or Certificate of Authority for Failure to Comply With Order of Commissioner

§ 33-9-31. Manner of Conduct of Proceedings in Connection With Denial, Suspension, or Revocation of License or Certificate of Authority

§ 33-9-32. Validity of Contracts to Use Rates in Excess Of, or Lower Than, Generally Applicable Rates

§ 33-9-33. Payment of Dividends, Savings, or Unabsorbed Premium Deposits by Insurers

§ 33-9-34. Acts Done, Actions Taken, or Agreements Made Pursuant to Chapter Not to Constitute Violation Under Other Laws

§ 33-9-35. Withholding of Information; False or Misleading Information

§ 33-9-36. Unauthorized Premiums; Unlawful Inducements

§ 33-9-37. Liability of Insurer Conspiring to Fix Insurance Rates Unauthorized by Chapter

§ 33-9-38. Penalty for Failure to Comply With Final Order of Commissioner; Penalty for Willful Violation of Provision of Chapter

§ 33-9-39. Restrictions on Motor Vehicle Insurance Surcharges Relating to Accidents Involving Law Enforcement Officers, Firefighters, or Emergency Medical Technicians

§ 33-9-40. Prohibition of Motor Vehicle Insurance Surcharges Relating to Accidents in Which Insured Not at Fault

§ 33-9-40.1. Rates of Workers’ Compensation Policies Issued to Business Entities With Majority Interest Held by the Same Person; Limitation on Maintenance of Reserves; Investigations of Complaints

§ 33-9-40.2. Workers’ Compensation Insurance Premium Discount for Insured With Drug-Free Workplace Program

§ 33-9-40.3. Employers to Provide Work Based Learning Opportunities for Students Age 16 and Older

§ 33-9-42. Reduction in Premiums for Motor Vehicle Liability, First-Party Medical, and Collision Coverages for Certain Named Drivers

§ 33-9-43. Reduction in Premiums for Motor Vehicle Liability, First-Party Medical, and Collision Coverage for Named Drivers Under 25 Years of Age

§ 33-9-44. Legislative Intent