Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization may request the insurer or rating organization to review the manner in which the rate, plan, system, or rule has been applied with respect to insurance afforded him. The request may be made by his authorized representative and shall be written. If the request is not granted within 30 days after it is made, the requestor may treat it as rejected. Any person aggrieved by the action of an insurer or rating organization in refusing the review requested or in failing or refusing to grant all or part of the relief requested may file a written complaint and request for hearing with the Commissioner, specifying the grounds relied upon. If the Commissioner has information concerning a similar complaint, he may deny the hearing. If he believes that probable cause for the complaint does not exist or that the complaint is not made in good faith, he shall deny the hearing. Otherwise, and if he finds that the complaint charges a violation of this chapter and that the complainant would be aggrieved if the violation is proven, he shall proceed as provided in Code Section 33-9-27.
History. Code 1933, § 56-527, enacted by Ga. L. 1967, p. 684, § 1.
Structure Georgia Code
Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations
§ 33-9-1. Purpose and Construction of Chapter
§ 33-9-3. Application of Chapter
§ 33-9-4. Standards Applicable to Making and Use of Rates
§ 33-9-5. Authorized Joint Actions by Insurers Generally
§ 33-9-8. Agreements to Share High-Risk Applicants; Approval of Rates
§ 33-9-9. Use of Rating Systems, Underwriting Rules, or Forms of Rating or Advisory Organizations
§ 33-9-10. Conduct of Operations by Organizations Engaging in Joint Underwriting or Reinsurance
§ 33-9-12. Requirement of License for Rating Organization; Application; Fee
§ 33-9-13. Evidence to Be Submitted by Rating Organization for License
§ 33-9-15. Annual License Fee for Rating Organizations
§ 33-9-16. Adoption by Rating Organizations of Rules Governing Eligibility for Membership Generally
§ 33-9-21.1. Filing and Maintenance of Information Relating to Certain Casualty Insurance
§ 33-9-21.2. Petition for Hearing by Aggrieved Insurer
§ 33-9-24. Examination of Officers, Managers, Agents, and Employees of Organizations and Insurers
§ 33-9-25. Payment of Costs of Examinations
§ 33-9-28.1. Assessment of Investigation Costs Against Parties
§ 33-9-33. Payment of Dividends, Savings, or Unabsorbed Premium Deposits by Insurers
§ 33-9-35. Withholding of Information; False or Misleading Information
§ 33-9-36. Unauthorized Premiums; Unlawful Inducements
§ 33-9-37. Liability of Insurer Conspiring to Fix Insurance Rates Unauthorized by Chapter
§ 33-9-40.3. Employers to Provide Work Based Learning Opportunities for Students Age 16 and Older