An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions of an agent or a producer who obtains or uses credit information or insurance scores for an insurer, provided the agent or producer follows the instructions and procedures established by the insurer and complies with any applicable law or regulation. Nothing in this Code section shall be construed to provide a consumer or other insured with a cause of action that does not exist in the absence of this Code section.
History. Code 1981, § 33-24-96 , enacted by Ga. L. 2003, p. 343, § 1.
Code Commission notes.
Pursuant to Code Section 28-9-5, in 2003, “Code” was inserted preceding “section” in two places in the last sentence.
Structure Georgia Code
Chapter 24 - Insurance Generally
Article 4 - Underwriting and Rate Risking
§ 33-24-91. Use of Credit Information to Underwrite or Rate Risks
§ 33-24-92. Disputed Items in Credit Report
§ 33-24-93. Disclosure by Insurer of Use of Credit Information
§ 33-24-94. Adverse Action Based on Credit Information; Notice to Consumer
§ 33-24-95. Filing Scoring Models With Commissioner; Confidential Nature of Filing
§ 33-24-96. Insurer Obligation to Indemnify and Defend Agents