If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process set forth in the federal Fair Credit Reporting Act, 15 USC 1681i, the insurer, during the 45 day period following the date on which the item was placed in dispute pursuant to such dispute resolution process, shall either not use such disputed item or items in making its underwriting or rating determination for such applicant or insured or shall treat the credit information as neutral with respect to the item or items in dispute.
History. Code 1981, § 33-24-92 , enacted by Ga. L. 2003, p. 343, § 1.
Structure Georgia Code
Chapter 24 - Insurance Generally
Article 4 - Underwriting and Rate Risking
§ 33-24-91. Use of Credit Information to Underwrite or Rate Risks
§ 33-24-92. Disputed Items in Credit Report
§ 33-24-93. Disclosure by Insurer of Use of Credit Information
§ 33-24-94. Adverse Action Based on Credit Information; Notice to Consumer
§ 33-24-95. Filing Scoring Models With Commissioner; Confidential Nature of Filing
§ 33-24-96. Insurer Obligation to Indemnify and Defend Agents