Georgia Code
Article 1 - General Provisions
§ 18-4-5. Maximum Part of Disposable Earnings Subject to Garnishment; Adverse Employment Action Prohibited

History. Code 1981, § 18-4-5 , enacted by Ga. L. 2016, p. 8, § 1/SB 255; Ga. L. 2018, p. 820, § 2/SB 194; Ga. L. 2020, p. 691, § 5/SB 443.
The 2018 amendment, effective May 8, 2018, substituted “$217.50” for “$217.00” in subparagraph (a)(1)(B); and substituted the present provisions of paragraph (a)(2) for the former provisions, which read: “In case of earnings for a period other than a week, a multiple of $7.25 per hour shall be used.”
The 2020 amendment, effective January 1, 2021, added paragraph (a)(1); redesignated former subsection (a) as paragraph (a)(2); added “or, if the judgment upon which the garnishment is based arose from a private student loan, then 15 percent of the defendant’s disposable earnings for that week” in subparagraph (a)(2)(A); redesignated former paragraph (a)(2) as present paragraph (a)(3); added paragraphs (a)(4) and (a)(5); and added subsection (d).

Structure Georgia Code

Georgia Code

Title 18 - Debtor and Creditor

Chapter 4 - Garnishment Proceedings

Article 1 - General Provisions

§ 18-4-1. Definitions

§ 18-4-2. Uniform Procedures for Garnishment; Entitlement to Procedures; Application of the Civil Practice Act; Amendment

§ 18-4-3. Affidavit and Requirements; Summons of Garnishment

§ 18-4-4. Process of Garnishment; Period of Garnishment

§ 18-4-5. Maximum Part of Disposable Earnings Subject to Garnishment; Adverse Employment Action Prohibited

§ 18-4-6. Exemption From Garnishment

§ 18-4-7. Required Information on Summons of Garnishment or Attachment Thereto; Form Usage; Failure to Use Correct Form

§ 18-4-8. Required Documents and Service Thereof

§ 18-4-9. Periodic Summonses; Original Filing Date Limiting Extension

§ 18-4-10. Responses by Garnishee; Judgment by Default

§ 18-4-11. Garnishee Answer; Property Located in Area With Restricted Access; Physical Filings Allowed

§ 18-4-12. Entity as Garnishee

§ 18-4-13. Service of Garnishee’s Answer

§ 18-4-14. Recovery of Reasonable Expenses; Recovery of Actual Expenses; Refunds

§ 18-4-15. Parties to Garnishment; Basis for Exemption; Form; Challenge to Garnishment

§ 18-4-16. Plaintiff Filing Traverse

§ 18-4-17. Third-Party Claimants

§ 18-4-18. Priority of Conflicting Claims to Money or Property

§ 18-4-19. Order of Trial; Introduction of Evidence; Expenses

§ 18-4-20. Failure to File Claim or Traverse in Timely Manner

§ 18-4-21. Failure of Garnishee to File Answer; Default

§ 18-4-22. Financial Institution as Garnishee; Failure to Answer

§ 18-4-23. Grounds for Relief From Liability

§ 18-4-24. Modification of Default Judgments; Burden of Proof

§ 18-4-25. Release of Summons of Garnishment; Release of Garnishment

§ 18-4-26. Local Government Organization and Employees Subject to Garnishment; Procedure