Georgia Code
Article 1 - General Provisions
§ 18-4-22. Financial Institution as Garnishee; Failure to Answer

When a garnishee is a financial institution and fails or refuses to file a garnishee answer by the fifteenth day after the date of service of the summons of garnishment, such garnishee shall automatically be in default. The default may be opened as a matter of right by the filing of a garnishee answer within 15 days of the day of default and payment of costs. If the case is still in default after the expiration of the period of 15 days, judgment by default may be entered at any time thereafter against such garnishee for the amount remaining due on the judgment obtained against the defendant as shown in the plaintiff’s affidavit of garnishment.
History. Code 1981, § 18-4-22 , enacted by Ga. L. 2016, p. 8, § 1/SB 255.
Law reviews.
For note discussing default by the garnishee, see 12 Ga. L. Rev. 814 (1978).

Structure Georgia Code

Georgia Code

Title 18 - Debtor and Creditor

Chapter 4 - Garnishment Proceedings

Article 1 - General Provisions

§ 18-4-1. Definitions

§ 18-4-2. Uniform Procedures for Garnishment; Entitlement to Procedures; Application of the Civil Practice Act; Amendment

§ 18-4-3. Affidavit and Requirements; Summons of Garnishment

§ 18-4-4. Process of Garnishment; Period of Garnishment

§ 18-4-5. Maximum Part of Disposable Earnings Subject to Garnishment; Adverse Employment Action Prohibited

§ 18-4-6. Exemption From Garnishment

§ 18-4-7. Required Information on Summons of Garnishment or Attachment Thereto; Form Usage; Failure to Use Correct Form

§ 18-4-8. Required Documents and Service Thereof

§ 18-4-9. Periodic Summonses; Original Filing Date Limiting Extension

§ 18-4-10. Responses by Garnishee; Judgment by Default

§ 18-4-11. Garnishee Answer; Property Located in Area With Restricted Access; Physical Filings Allowed

§ 18-4-12. Entity as Garnishee

§ 18-4-13. Service of Garnishee’s Answer

§ 18-4-14. Recovery of Reasonable Expenses; Recovery of Actual Expenses; Refunds

§ 18-4-15. Parties to Garnishment; Basis for Exemption; Form; Challenge to Garnishment

§ 18-4-16. Plaintiff Filing Traverse

§ 18-4-17. Third-Party Claimants

§ 18-4-18. Priority of Conflicting Claims to Money or Property

§ 18-4-19. Order of Trial; Introduction of Evidence; Expenses

§ 18-4-20. Failure to File Claim or Traverse in Timely Manner

§ 18-4-21. Failure of Garnishee to File Answer; Default

§ 18-4-22. Financial Institution as Garnishee; Failure to Answer

§ 18-4-23. Grounds for Relief From Liability

§ 18-4-24. Modification of Default Judgments; Burden of Proof

§ 18-4-25. Release of Summons of Garnishment; Release of Garnishment

§ 18-4-26. Local Government Organization and Employees Subject to Garnishment; Procedure