Florida Statutes
Part VIII - Unauthorized Insurers and Surplus Lines (Ss. 626.901-626.939)
626.9374 - Liability of insureds; deductible and coinsurance.


(1) Any surplus lines, personal lines residential property insurance policy issued on or after October 1, 2009, containing a separate hurricane or wind deductible must on its face include in at least 14-point, boldface type the following statement: THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR HURRICANE OR WIND LOSSES, WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU.
(2) A surplus lines, personal lines residential property insurance policy issued on or after October 1, 2009, containing a coinsurance provision applicable to hurricane or wind losses must on its face include in at least 14-point, boldface type the following statement: THIS POLICY CONTAINS A CO-PAY PROVISION THAT MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU.
History.—s. 6, ch. 2009-166.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 626 - Insurance Field Representatives and Operations

Part VIII - Unauthorized Insurers and Surplus Lines (Ss. 626.901-626.939)

626.901 - Representing or aiding unauthorized insurer prohibited.

626.902 - Penalty for representing unauthorized insurer.

626.903 - Suits by unauthorized insurers prohibited.

626.904 - Unauthorized Insurers Process Law; short title; interpretation.

626.905 - Purpose of Unauthorized Insurers Process Law.

626.906 - Acts constituting Chief Financial Officer as process agent.

626.907 - Service of process; judgment by default.

626.908 - Defense of action by unauthorized insurer or person representing or aiding such insurer; damages and attorney fee.

626.909 - Jurisdiction of office and department; service of process on Secretary of State.

626.910 - Penalty for violation by unauthorized insurers and persons representing or aiding such insurers.

626.911 - Attorney’s fee.

626.912 - Exemptions from ss. 626.904-626.911.

626.913 - Surplus Lines Law; short title; purposes.

626.914 - Definitions.

626.915 - Surplus lines insurance authorized.

626.916 - Eligibility for export.

626.917 - Eligibility for export; wet marine and transportation, aviation risks.

626.918 - Eligible surplus lines insurers.

626.9181 - Levy upon deposit.

626.919 - Withdrawal of eligibility; surplus lines insurer.

626.9201 - Notice of cancellation or nonrenewal.

626.9202 - Loss run statements for all lines of insurance.

626.921 - Florida Surplus Lines Service Office.

626.922 - Evidence of the insurance; changes; penalty.

626.923 - Filing copy of policy or certificate.

626.924 - Information required on contract.

626.925 - Surplus lines insurance valid.

626.926 - Liability of insurer as to losses and unearned premiums.

626.927 - Licensing of surplus lines agent.

626.9271 - Temporary license; death, disability, absence of surplus lines agent.

626.9272 - Licensing of nonresident surplus lines agents.

626.929 - Origination, acceptance, placement of surplus lines business.

626.9295 - Corporations, liability of agent.

626.930 - Records of surplus lines agent.

626.931 - Agent affidavit and insurer reporting requirements.

626.932 - Surplus lines tax.

626.9325 - Service fee.

626.933 - Collection of tax and service fee.

626.934 - Accounting for funds; contingent commissions.

626.935 - Suspension, revocation, or refusal of surplus lines agent’s license.

626.936 - Failure to file reports or pay tax or service fee; administrative penalty.

626.9361 - Failure to file report; administrative penalty.

626.9362 - Cooperative reciprocal agreement authorized for collection and allocation of certain nonadmitted insurance taxes.

626.937 - Actions against insurer; service of process.

626.9371 - Payment of premiums and claims.

626.9372 - Disclosure statement of certain information required; liability claims.

626.9373 - Attorney fees.

626.9374 - Liability of insureds; deductible and coinsurance.

626.938 - Report and tax of independently procured coverages.

626.939 - Records produced on order.