Florida Statutes
Part VIII - Unauthorized Insurers and Surplus Lines (Ss. 626.901-626.939)
626.913 - Surplus Lines Law; short title; purposes.


(1) Sections 626.913-626.937 constitute and may be referred to as the “Surplus Lines Law.”
(2) It is declared that the purposes of the Surplus Lines Law are to provide orderly access for the insuring public of this state to insurers not authorized to transact insurance in this state, through only qualified, licensed, and supervised surplus lines agents resident in this state, for insurance coverages and to the extent thereof not procurable from authorized insurers; to protect such authorized insurers, who under the laws of this state must meet certain standards as to policy forms and rates, from unwarranted competition by unauthorized insurers who, in the absence of this law, would not be subject to similar requirements; and for other purposes as set forth in this Surplus Lines Law.
(3) This section, and this Surplus Lines Law, do not apply as to insurance coverages which are subject to s. 626.938.
(4) Except as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance authorized under ss. 626.913-626.937, the Surplus Lines Law.
History.—s. 352, ch. 59-205; s. 2, ch. 81-318; ss. 297, 318, 807, ch. 82-243; s. 42, ch. 82-386; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1, ch. 2009-166.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 626 - Insurance Field Representatives and Operations

Part VIII - Unauthorized Insurers and Surplus Lines (Ss. 626.901-626.939)

626.901 - Representing or aiding unauthorized insurer prohibited.

626.902 - Penalty for representing unauthorized insurer.

626.903 - Suits by unauthorized insurers prohibited.

626.904 - Unauthorized Insurers Process Law; short title; interpretation.

626.905 - Purpose of Unauthorized Insurers Process Law.

626.906 - Acts constituting Chief Financial Officer as process agent.

626.907 - Service of process; judgment by default.

626.908 - Defense of action by unauthorized insurer or person representing or aiding such insurer; damages and attorney fee.

626.909 - Jurisdiction of office and department; service of process on Secretary of State.

626.910 - Penalty for violation by unauthorized insurers and persons representing or aiding such insurers.

626.911 - Attorney’s fee.

626.912 - Exemptions from ss. 626.904-626.911.

626.913 - Surplus Lines Law; short title; purposes.

626.914 - Definitions.

626.915 - Surplus lines insurance authorized.

626.916 - Eligibility for export.

626.917 - Eligibility for export; wet marine and transportation, aviation risks.

626.918 - Eligible surplus lines insurers.

626.9181 - Levy upon deposit.

626.919 - Withdrawal of eligibility; surplus lines insurer.

626.9201 - Notice of cancellation or nonrenewal.

626.9202 - Loss run statements for all lines of insurance.

626.921 - Florida Surplus Lines Service Office.

626.922 - Evidence of the insurance; changes; penalty.

626.923 - Filing copy of policy or certificate.

626.924 - Information required on contract.

626.925 - Surplus lines insurance valid.

626.926 - Liability of insurer as to losses and unearned premiums.

626.927 - Licensing of surplus lines agent.

626.9271 - Temporary license; death, disability, absence of surplus lines agent.

626.9272 - Licensing of nonresident surplus lines agents.

626.929 - Origination, acceptance, placement of surplus lines business.

626.9295 - Corporations, liability of agent.

626.930 - Records of surplus lines agent.

626.931 - Agent affidavit and insurer reporting requirements.

626.932 - Surplus lines tax.

626.9325 - Service fee.

626.933 - Collection of tax and service fee.

626.934 - Accounting for funds; contingent commissions.

626.935 - Suspension, revocation, or refusal of surplus lines agent’s license.

626.936 - Failure to file reports or pay tax or service fee; administrative penalty.

626.9361 - Failure to file report; administrative penalty.

626.9362 - Cooperative reciprocal agreement authorized for collection and allocation of certain nonadmitted insurance taxes.

626.937 - Actions against insurer; service of process.

626.9371 - Payment of premiums and claims.

626.9372 - Disclosure statement of certain information required; liability claims.

626.9373 - Attorney fees.

626.9374 - Liability of insureds; deductible and coinsurance.

626.938 - Report and tax of independently procured coverages.

626.939 - Records produced on order.