Florida Statutes
Chapter 440 - Workers' Compensation
440.12 - Time for Commencement and Limits on Weekly Rate of Compensation.


(1) Compensation is not allowed for the first 7 days of the disability, except for benefits provided under s. 440.13. However, if the injury results in more than 21 days of disability, compensation is allowed from the commencement of the disability.
(a) All weekly compensation payments, except for the first payment, must be paid by check or, if authorized by the employee, paid on a prepaid card pursuant to paragraph (b), deposited directly into the employee’s account at a financial institution as defined in s. 655.005, or transmitted to the employee’s account with a money transmitter licensed under part II of chapter 560.
(b) Upon receipt of authorization by the employee as provided in paragraph (a), a carrier may use a prepaid card to deliver the payment of compensation to an employee if the employee is:
1. Provided with at least one means of accessing his or her entire compensation payment once per week without incurring fees;
2. Provided with the ability to make point-of-sale purchases without incurring fees from the financial institution issuing the prepaid card; and
3. Provided with the terms and conditions of the prepaid card program, including a description of any fees that may be assessed.

(c) Each carrier shall keep a record of all payments made under this subsection, including the time and manner of such payments, and shall furnish these records or a report based on these records to the Division of Investigative and Forensic Services and the Division of Workers’ Compensation, upon request.
(d) The department may adopt rules to administer this section.

(2) Compensation for disability resulting from injuries which occur after December 31, 1974, shall not be less than $20 per week. However, if the employee’s wages at the time of injury are less than $20 per week, he or she shall receive his or her full weekly wages. If the employee’s wages at the time of the injury exceed $20 per week, compensation shall not exceed an amount per week which is:
(a) Equal to 100 percent of the statewide average weekly wage, determined as hereinafter provided for the year in which the injury occurred; however, the increase to 100 percent from 662/3 percent of the statewide average weekly wage shall apply only to injuries occurring on or after August 1, 1979; and
(b) Adjusted to the nearest dollar.
For the purpose of this subsection, the “statewide average weekly wage” means the average weekly wage paid by employers subject to the Florida Reemployment Assistance Program Law as reported to the Department of Economic Opportunity for the four calendar quarters ending each June 30, which average weekly wage shall be determined by the Department of Economic Opportunity on or before November 30 of each year and shall be used in determining the maximum weekly compensation rate with respect to injuries occurring in the calendar year immediately following. The statewide average weekly wage determined by the Department of Economic Opportunity shall be reported annually to the Legislature.

(3) The provisions of this section as amended effective July 1, 1951, shall govern with respect to disability due to injuries suffered prior to July 1, 1959. The provisions of this section as amended effective July 1, 1959, shall govern with respect to disability due to injuries suffered after June 30, 1959, and prior to January 1, 1968. The provisions of this section as amended effective January 1, 1968, shall govern with respect to disability due to injuries suffered after December 31, 1967, and prior to July 1, 1970. The provisions of this section as amended effective July 1, 1970, shall govern with respect to disability due to injuries suffered after June 30, 1970, and prior to July 1, 1972. The provisions of this section as amended effective July 1, 1972, shall govern with respect to disability due to injuries suffered after June 30, 1972, and prior to July 1, 1973. The provisions of this section, as amended effective July 1, 1973, shall govern with respect to disability due to injuries suffered after June 30, 1973, and prior to January 1, 1975.
History.—s. 12, ch. 17481, 1935; CGL 1936 Supp. 5966(12); s. 5, ch. 18413, 1937; s. 1, ch. 21824, 1943; ss. 1, 3, ch. 26876, 1951; s. 1, ch. 59-151; s. 1, ch. 67-239; s. 1, ch. 70-172; s. 1, ch. 72-198; ss. 3, 4, ch. 73-127; s. 7, ch. 74-197; ss. 3, 23, ch. 78-300; ss. 7, 124, ch. 79-40; s. 21, ch. 79-312; s. 3, ch. 80-236; ss. 9, 43, ch. 89-289; ss. 17, 56, ch. 90-201; ss. 15, 52, ch. 91-1; s. 109, ch. 97-103; s. 11, ch. 2001-91; s. 23, ch. 2002-194; s. 346, ch. 2011-142; s. 1, ch. 2011-174; s. 34, ch. 2011-194; s. 66, ch. 2012-30; s. 12, ch. 2016-165; s. 2, ch. 2020-63.

Structure Florida Statutes

Florida Statutes

Title XXXI - Labor

Chapter 440 - Workers' Compensation

440.01 - Short Title.

440.015 - Legislative Intent.

440.02 - Definitions.

440.021 - Exemption of Workers’ Compensation From Chapter 120.

440.03 - Application.

440.04 - Waiver of Exemption.

440.05 - Election of Exemption; Revocation of Election; Notice; Certification.

440.055 - Notice Requirements.

440.06 - Failure to Secure Compensation; Effect.

440.075 - When Corporate Officer Rejects Chapter; Effect.

440.077 - When a Corporate Officer Rejects Chapter, Effect.

440.09 - Coverage.

440.091 - Law Enforcement Officer, Firefighter, Emergency Medical Technician, or Paramedic; When Acting Within the Course of Employment.

440.092 - Special Requirements for Compensability; Deviation From Employment; Subsequent Intervening Accidents.

440.093 - Mental and Nervous Injuries.

440.094 - Extraterritorial Reciprocity.

440.10 - Liability for Compensation.

440.101 - Legislative Intent; Drug-Free Workplaces.

440.102 - Drug-Free Workplace Program Requirements.

440.1025 - Employer Workplace Safety Program in Ratesetting; Program Requirements; Rulemaking.

440.103 - Building Permits; Identification of Minimum Premium Policy.

440.104 - Competitive Bidder; Civil Actions.

440.105 - Prohibited Activities; Reports; Penalties; Limitations.

440.1051 - Fraud Reports; Civil Immunity; Criminal Penalties.

440.106 - Civil Remedies; Administrative Penalties.

440.107 - Department Powers to Enforce Employer Compliance With Coverage Requirements.

440.108 - Investigatory Records Relating to Workers’ Compensation Employer Compliance; Confidentiality.

440.11 - Exclusiveness of Liability.

440.12 - Time for Commencement and Limits on Weekly Rate of Compensation.

440.125 - Medical Records and Reports; Identifying Information in Employee Medical Bills; Confidentiality.

440.13 - Medical Services and Supplies; Penalty for Violations; Limitations.

440.132 - Investigatory Records Relating to Workers’ Compensation Managed Care Arrangements; Confidentiality.

440.134 - Workers’ Compensation Managed Care Arrangement.

440.14 - Determination of Pay.

440.15 - Compensation for Disability.

440.151 - Occupational Diseases.

440.16 - Compensation for Death.

440.17 - Guardian for Minor or Incompetent.

440.185 - Notice of Injury or Death; Reports; Penalties for Violations.

440.1851 - Personal Identifying Information of an Injured or Deceased Employee; Public Records Exemption.

440.19 - Time Bars to Filing Petitions for Benefits.

440.191 - Employee Assistance and Ombudsman Office.

440.192 - Procedure for Resolving Benefit Disputes.

440.1926 - Alternate Dispute Resolution; Claim Arbitration.

440.20 - Time for Payment of Compensation and Medical Bills; Penalties for Late Payment.

440.205 - Coercion of Employees.

440.207 - Workers’ Compensation System Guide.

440.21 - Invalid Agreements.

440.211 - Authorization of Collective Bargaining Agreement.

440.22 - Assignment and Exemption From Claims of Creditors.

440.23 - Compensation a Lien Against Assets.

440.24 - Enforcement of Compensation Orders; Penalties.

440.25 - Procedures for Mediation and Hearings.

440.271 - Appeal of Order of Judge of Compensation Claims.

440.2715 - Access to Courts Through State Video Teleconferencing Network.

440.28 - Modification of Orders.

440.29 - Procedure Before the Judge of Compensation Claims.

440.30 - Depositions.

440.31 - Witness Fees.

440.32 - Cost in Proceedings Brought Without Reasonable Ground.

440.33 - Powers of Judges of Compensation Claims.

440.34 - Attorney’s Fees; Costs.

440.345 - Reporting of Attorney’s Fees.

440.35 - Record of Injury or Death.

440.38 - Security for Compensation; Insurance Carriers and Self-Insurers.

440.381 - Application for Coverage; Reporting Payroll; Payroll Audit Procedures; Penalties.

440.385 - Florida Self-Insurers Guaranty Association, Incorporated.

440.3851 - Public Records and Public Meetings Exemptions.

440.386 - Individual Self-Insurers’ Insolvency; Conservation; Liquidation.

440.39 - Compensation for Injuries When Third Persons Are Liable.

440.40 - Compensation Notice.

440.41 - Substitution of Carrier for Employer.

440.42 - Insurance Policies; Liability.

440.44 - Workers’ Compensation; Staff Organization.

440.442 - Code of Judicial Conduct.

440.45 - Office of the Judges of Compensation Claims.

440.47 - Travel Expenses.

440.49 - Limitation of Liability for Subsequent Injury Through Special Disability Trust Fund.

440.491 - Reemployment of Injured Workers; Rehabilitation.

440.50 - Workers’ Compensation Administration Trust Fund.

440.51 - Expenses of Administration.

440.515 - Reports From Self-Insurers; Confidentiality.

440.52 - Registration of Insurance Carriers; Notice of Cancellation or Expiration of Policy; Suspension or Revocation of Authority.

440.525 - Examination and Investigation of Carriers and Claims-Handling Entities.

440.53 - Effect of Unconstitutionality.

440.54 - Violation of Child Labor Law.

440.55 - Proceedings Against State.

440.572 - Authorization for Individual Self-Insurer to Provide Coverage.

440.585 - Workers’ Compensation Group Self-Insurance Fund Application Disclosure.

440.591 - Administrative Procedure; Rulemaking Authority.

440.593 - Electronic Reporting.

440.60 - Application of Laws.