District of Columbia Code
Chapter 22A - Unfair Insurance Trade Practices
§ 31–2231.03. Misrepresentations and false advertising of insurance policies

No person shall make, issue, circulate, or cause to be made, issued or circulated, an estimate, illustration, circular or statement, sales presentation, omission, or comparison that:
(1) Misrepresents the benefits, advantages, conditions, or terms of a policy;
(2) Misrepresents the dividends or share of the surplus to be received on a policy;
(3) Makes a false or misleading statement as to the dividends or share of surplus previously paid on a policy;
(4) Is misleading or is a misrepresentation as to the financial condition of an insurer or as to the legal reserve system upon which a life insurer operates;
(5) Uses a name or title of a policy or class of policies misrepresenting the true nature thereof;
(6) Is a misrepresentation, including an intentional erroneous quotation of a premium rate for the purpose of inducing, or tending to induce, the purchase, lapse, forfeiture, exchange, conversion, or surrender of a policy;
(7) Is a misrepresentation for the purpose of effecting a pledge or assignment of, or effecting a loan against, a policy;
(8) Misrepresents a policy as being shares of stock; or
(9) Uses a name which deceptively infers or suggests that it is an insurer if it is not an insurer.
(Apr. 3, 2001, D.C. Law 13-265, § 103, 48 DCR 1225.)

Structure District of Columbia Code

District of Columbia Code

Title 31 - Insurance and Securities

Chapter 22A - Unfair Insurance Trade Practices

§ 31–2231.01. Definitions

§ 31–2231.02. General prohibition

§ 31–2231.03. Misrepresentations and false advertising of insurance policies

§ 31–2231.04. False information and advertising generally

§ 31–2231.05. Defamation

§ 31–2231.06. Boycott, coercion, and intimidation

§ 31–2231.07. Illegal dealing in premiums; excess charges for insurance

§ 31–2231.08. False statements and entries

§ 31–2231.09. Stock operations and advisory board contracts

§ 31–2231.10. Failure to maintain marketing and performance records

§ 31–2231.11. Unfair discrimination

§ 31–2231.12. Rebates: life, health, and annuities

§ 31–2231.13. Unfair discrimination and rebates prohibited; property, casualty, and surety insurance

§ 31–2231.14. Interlocking ownerships, management

§ 31–2231.15. Unfair financial planning practices; an insurance agent or broker

§ 31–2231.16. Failure to provide claims history

§ 31–2231.17. Unfair claim settlement practices

§ 31–2231.18. Failure to maintain complaint handling procedures

§ 31–2231.19. Misrepresentation in insurance application

§ 31–2231.20. Favored agent or insurer; coercion of debtors

§ 31–2231.20a. Prohibition on offsetting short-term disability benefits

§ 31–2231.21. “Twisting” prohibited

§ 31–2231.22. Powers of the Commissioner; cease and desist orders

§ 31–2231.23. Hearings

§ 31–2231.24. Judicial review

§ 31–2231.25. Regulations