(a) An insurer shall not use a lapse in an insured's automobile insurance coverage as a factor in determining a new automobile insurance policy rate if the lapse was due to the cancellation or nonrenewal of the policy by the insurer, the cancellation of the policy by the insured, or by the insured's failure to pay the policy renewal premium, as a result of the insured's deployment, whether inside or outside the United States or its waters, as a member of the military, military reserve, or National Guard. An insurer may require the insured to provide reasonable documentation to verify the insured's deployment. As used in this section, the term “deployment” does not include a permanent change of station within the United States.
(b) The spouse of an insured protected by subsection (a) of this section shall be similarly protected if that spouse accompanies an insured on the deployment.
Structure Delaware Code
Chapter 39. CASUALTY INSURANCE CONTRACTS
§ 3901. Contracts subject to general provisions.
§ 3902. Uninsured and underinsured vehicle coverage; insolvency of insurer.
§ 3904. Cancellation or nonrenewal of automobile policy — Reasons for cancellation or nonrenewal.
§ 3906. Cancellation or nonrenewal of automobile policy — Appeal to the Commissioner; order.
§ 3908. Cancellation or nonrenewal of automobile policy — Exceptions related to insurer's condition.
§ 3909. Automobile insurance; exclusion, cancellation or nonrenewal.
§ 3910. Automobile insurance — Insurer's right to impose deductible on renewal.
§ 3911. Legislation affecting renewal of policies — Notice of nonrenewal by insurer.
§ 3912. Prohibition against premium increase or termination in certain circumstances.
§ 3913. Requests for driving records; limitation.
§ 3914. Notice of statute of limitations required.
§ 3915. Cash refund on cancellation of policy.
§ 3916. Unfair trade practices.
§ 3917. Military deployment as a factor in automobile insurance rates.