No insurer issuing a policy of insurance as described in this chapter shall, before such policy is issued, require that the proposed insured provide such insurer with his or her driving record for any period other than the 3 years immediately preceding the proposed effective date of such policy; provided, however, that if no violations or accidents are reflected on such record for 2 years immediately preceding the proposed effective date of such policy during which period the insured held a valid operator's license, then an insurer may not consider more than such 2-year period for the purpose of issuing a policy of insurance.
Structure Delaware Code
Chapter 39. CASUALTY INSURANCE CONTRACTS
§ 3901. Contracts subject to general provisions.
§ 3902. Uninsured and underinsured vehicle coverage; insolvency of insurer.
§ 3904. Cancellation or nonrenewal of automobile policy — Reasons for cancellation or nonrenewal.
§ 3906. Cancellation or nonrenewal of automobile policy — Appeal to the Commissioner; order.
§ 3908. Cancellation or nonrenewal of automobile policy — Exceptions related to insurer's condition.
§ 3909. Automobile insurance; exclusion, cancellation or nonrenewal.
§ 3910. Automobile insurance — Insurer's right to impose deductible on renewal.
§ 3911. Legislation affecting renewal of policies — Notice of nonrenewal by insurer.
§ 3912. Prohibition against premium increase or termination in certain circumstances.
§ 3913. Requests for driving records; limitation.
§ 3914. Notice of statute of limitations required.
§ 3915. Cash refund on cancellation of policy.
§ 3916. Unfair trade practices.
§ 3917. Military deployment as a factor in automobile insurance rates.