Connecticut General Statutes
Chapter 700 - Property and Casualty Insurance
Section 38a-340. (Formerly Sec. 38-175e). - Binders, renewal endorsements and evidences of renewal.

Any insurer authorized to issue an automobile liability insurance policy may, pending the issue of such a policy, make an agreement, for a period which shall not exceed sixty days, to be known as a binder, or may, in lieu of such a policy, issue a renewal endorsement or evidence of renewal of an existing policy. The provisions of sections 38a-334 to 38a-336a, inclusive, 38a-338, and 38a-340 to 38a-345, inclusive, shall apply to such binders, renewal endorsements or evidences of renewal.

(1967, P.A. 510, S. 6; P.A. 87-209; P.A. 89-48, S. 2; P.A. 93-297, S. 19, 29.)
History: P.A. 87-209 provided that the provisions of Secs. 38-175f to 38-175h, inclusive, and 38-175j and 38-175k are applicable to binders, renewal endorsements and other evidences of renewal; P.A. 89-48 increased to 60 the number of days a binder may be effective; Sec. 38-175e transferred to Sec. 38a-340 in 1991; P.A. 93-297 added reference to Sec. 38a-336a, effective January 1, 1994, and applicable to acts or omissions occurring on or after said date.
Annotations to former section 38-175e:
Cited. 160 C. 280. Regulations under statute make “other insurance” clauses in conflict with the regulations. 161 C. 169. Cited. 169 C. 502; overruled with respect to holding an uninsured motorist coverage, see 219 C. 371; 171 C. 252; Id., 463; 203 C. 45; Id., 258.
Cited. 31 CS 229; 36 CS 256, 260.
Annotations to present section:
Cited. 234 C. 182.
Cited. 25 CA 492; judgment reversed, see 222 C. 744. Section did not require insurer to issue cancellation notice in accordance with Sec. 38a-343 before terminating plaintiff's policy. 52 CA 497.

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Structure Connecticut General Statutes

Connecticut General Statutes

Title 38a - Insurance

Chapter 700 - Property and Casualty Insurance

Section 38a-305. (Formerly Sec. 38-107). - Additional powers of fire insurance companies.

Section 38a-306. (Formerly Sec. 38-97). - Standard form of fire insurance policy; designation; penalty.

Section 38a-307. (Formerly Sec. 38-98). - Standard form.

Section 38a-307a. - Terrorism exclusion in condominium association master policy prohibited. Conditions re terrorism exclusion in other commercial risk insurance policy.

Section 38a-308. (Formerly Sec. 38-99). - Provisions of policy or contract.

Section 38a-309. (Formerly Sec. 38-100). - Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property.

Section 38a-310. (Formerly Sec. 38-101). - Combination standard form of fire insurance policy.

Section 38a-311. (Formerly Sec. 38-102). - Forms of supplemental contracts or extended coverage endorsements.

Section 38a-312. (Formerly Sec. 38-103). - Renewal certificates.

Section 38a-313. (Formerly Sec. 38-104). - Replacement insurance.

Section 38a-313a. - Notice to insured and contract or document re repair, remediation or mitigation work under a personal or commercial risk policy.

Section 38a-313b. - Coverage for perishable food donated by certain food establishments.

Section 38a-313c. - Coverage for canned or perishable food donated by food relief organization or supermarket.

Section 38a-314. (Formerly Sec. 38-105). - Conditions to be stated in body of policy.

Section 38a-315. (Formerly Sec. 38-106). - Form of policies in other states.

Section 38a-316. (Formerly Sec. 38-114). - Premium notes subject to set-off.

Section 38a-316a. - Failure to install or have on premises storm shutters prohibited as sole basis for refusal to renew or issue homeowners insurance policy. Imposition of hurricane deductibles.

Section 38a-316b. - Premium discount on homeowners insurance policies for installation of permanent storm shutters or impact-resistant glass.

Section 38a-316c. - Coastal market assistance program established to assist coastal area residents to obtain homeowners insurance. Regulations.

Section 38a-316d. - Prohibitions on declination, cancellation and nonrenewal of homeowners insurance policies.

Section 38a-316e. - Matching of adjacent items under real property covered loss.

Section 38a-316f. - Flood insurance coverage offering.

Section 38a-316g. - Cancellation of homeowners insurance policies. Notice refund of excess premium.

Section 38a-317. (Formerly Sec. 38-114g). - Owner of mobile home eligible for homeowners policy.

Section 38a-318. (Formerly Sec. 38-114h). - Information to be furnished relative to fire or explosion losses. Limitation on liability. Confidentiality of information. Testimony concerning information given authorized agencies.

Section 38a-318a. - Information to be furnished to Commissioner of Administrative Services re filed liability insurance claims. Confidentiality of information. Costs and reimbursement. Immunity from liability.

Section 38a-319. (Formerly Sec. 38-31). - Agreement of indemnification for injury from future accident to constitute contract.

Section 38a-320. (Formerly Sec. 38-31a). - Home warranty contract or home warranty service agreement. Definition. Constitutes insurance contract.

Section 38a-321. (Formerly Sec. 38-175). - Liability of insurer under liability policy.

Section 38a-322. (Formerly Sec. 38-185v). - Binders for personal and commercial risk insurance.

Section 38a-322a. - Certificate of insurance. Prohibitions. Investigation.

Section 38a-323. (Formerly Sec. 38-185w). - Notice of nonrenewal, conditional renewal and premium billing for personal and commercial risk policies.

Section 38a-323a. - Designation of a third party to receive nonrenewal and cancellation notices. Option available for automobile and homeowners policies.

Section 38a-323b. - Written notice of personal risk claim denial. Notice to include Insurance Department contact information.

Section 38a-323c. - Notice of late fee amount and applicability re personal risk insurance policies.

Section 38a-324. (Formerly Sec. 38-185x). - Cancellation of commercial risk insurance policies. Notice requirements. Applicable to surplus lines insurers.

Section 38a-325. - Notice of cancellation or discontinuation of professional liability insurance to covered employees.

Section 38a-326. (Formerly Sec. 38-185y). - History report provided upon nonrenewal or cancellation of commercial risk policy. Claim information provided upon request. Regulations.

Section 38a-327. (Formerly Sec. 38-17a). - Regulations on claims-made policies.

Section 38a-328. (Formerly Sec. 38-114f). - Adoption of a fire, liability and allied lines underwriting facility.

Section 38a-329. (Formerly Sec. 38-185l). - Residual market mechanism for property and casualty insurance.

Section 38a-330. - Transfer of policy to affiliate due to merger or acquisition. Notice.

Section 38a-331. - Healthy Homes Fund. Surcharge.

Section 38a-334. (Formerly Sec. 38-175a). - Minimum provisions in automobile liability policies.

Section 38a-335. (Formerly Sec. 38-175b). - Minimum coverages. Applicability. Statement of coverage for rented motor vehicle.

Section 38a-335a. - Disclosure of automobile insurance policy limits.

Section 38a-336. (Formerly Sec. 38-175c). - Uninsured and underinsured motorist coverage.

Section 38a-336a. - Underinsured motorist conversion coverage.

Section 38a-336b. - Subrogation against owner or operator of underinsured motor vehicle prohibited.

Section 38a-336c. - Claims for uninsured or underinsured motorist benefits.

Section 38a-337. (Formerly Sec. 14-130). - Apportionment of risks.

Section 38a-338. (Formerly Sec. 38-175d). - Policies deemed to provide coverage in accordance with regulations.

Section 38a-339. (Formerly Sec. 38-175t). - Comprehensive automobile coverage to include optional coverage for repair or replacement of damaged safety glass without deductible or minimum amount.

Section 38a-340. (Formerly Sec. 38-175e). - Binders, renewal endorsements and evidences of renewal.

Section 38a-341. (Formerly Sec. 38-175f). - Cancellation of motor vehicle liability policy: Definitions.

Section 38a-342. (Formerly Sec. 38-175g). - Bases for cancellation.

Section 38a-343. (Formerly Sec. 38-175h). - Receipt of cancellation notice. Reason for cancellation. Notice of cancellation. Requirements. Cancellation fee limited.

Section 38a-343a. - Notice of policy cancellation, addition or issuance and policy information provided to Commissioner of Motor Vehicles.

Section 38a-344. (Formerly Sec. 38-175j). - Proof of notice.

Section 38a-345. (Formerly Sec. 38-175k). - Notice of possible eligibility for assigned risk plan.

Section 38a-346. (Formerly Sec. 38-175l). - Liability of persons furnishing information to insured.

Section 38a-347. (Formerly Sec. 38-175m). - Safe driver classification plans for motor vehicle insurance. Review.

Section 38a-348. (Formerly Sec. 38-175n). - Mandatory medical examination; cost to be paid by insurer.

Section 38a-349. (Formerly Sec. 38-175p). - Insurer to file automobile liability policy underwriting rules and regulations with commissioner. Approval procedure.

Section 38a-350. (Formerly Sec. 38-175q). - Automobile liability policy information to be filed with commissioner.

Section 38a-351. (Formerly Sec. 38-175r). - Automobile liability insurance for volunteer firemen and members of volunteer ambulance companies. Nonrenewal and surcharge prohibited.

Section 38a-351a. - Collision deductible included in subrogation demand.

Section 38a-352. (Formerly Sec. 38-175s). - Motor vehicle claims to be paid by check, electronic transfer or other immediately accessible means.

Section 38a-353. (Formerly Sec. 38-175y). - Calculation of settlement amount on totalled motor vehicle. Disclosures required.

Section 38a-354. (Formerly Sec. 38-175u). - Automobile appraisers and insurers prohibited from requiring where repairs should be made or making certain statements. Notice required on appraisals or estimates.

Section 38a-354a. - Automobile appraisers and insurers prohibited from requiring where automotive glass work should be performed or making certain statements. Statement required during initial contact with insured.

Section 38a-355. (Formerly Sec. 38-175z). - Notice required concerning parts used to repair damaged private passenger motor vehicles.

Section 38a-356. (Formerly Sec. 38-175v). - Disclosure of information by insurance company re motor vehicle losses or fraudulent claims. Insurance company reports to commissioner. Immunity from liability. Confidentiality.

Section 38a-357. (Formerly Sec. 38-175w). - Insurer to report motor vehicle theft or fire loss to National Insurance Crime Bureau. Bureau to establish central index file.

Section 38a-358. (Formerly Sec. 38-175x). - Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons.

Section 38a-358. (Formerly Sec. 38-175x). *(See end of section fo - Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons.

Section 38a-363. (Formerly Sec. 38-319). - Definitions.

Section 38a-364. (Formerly Sec. 38-319a). - Insurance identification cards. Temporary card to be issued with binder.

Section 38a-365 to 38a-369. (Formerly Secs. 38-320 to 38-323, 38-325). - Liability of owner's insurer for basic reparations benefits. Payees of basic reparations benefits. Injury to employee. Cause of action allowable, when. Subrogation.

Section 38a-370. (Formerly Sec. 38-326). - Residual liability insurance.

Section 38a-371. (Formerly Sec. 38-327). - Mandatory security requirements.

Section 38a-372. (Formerly Sec. 38-328). - Insurers required to declare that policies deemed to provide required security.

Section 38a-373 to 38a-378. (Formerly Secs. 38-329 to 38-334). - Property damage coverage not included. Optional reparations coverage. Converter of private passenger vehicle disqualified. Person intentionally causing injury not covered. Payments as e...

Section 38a-379. (Formerly Sec. 38-335). - Civil action to enforce rights and obligations.

Section 38a-380 to 38a-384. (Formerly Secs. 38-336 to 38-340). - Benefits exempt from garnishment, etc. Insurer's liability for rehabilitation treatment or training. Benefits available through assigned claims plan, when. Assigned claims bureau and pl...

Section 38a-385. (Formerly Sec. 38-341). - Assigned risk plan.

Section 38a-386. (Formerly Sec. 38-342). - Submission of data to commissioner. Plan for allocation and compilation of claims and loss experience data.

Section 38a-387. (Formerly Sec. 38-344). - Special surety or guaranty filings. Order to suspend or modify filing requirements.

Section 38a-388. (Formerly Sec. 38-350). - Conflict with chapters 246, 247, 248.

Section 38a-389. - Filing of rates to reflect premium savings. Prior rate approval.

Section 38a-393. (Formerly Sec. 38-370a). - Record of cancellation of professional liability policies. Regulations.

Section 38a-394. (Formerly Sec. 38-370c). - Mandatory provisions for professional liability insurance policies issued on a claims-made basis. Additional requirements for certain claims-made medical malpractice policies.

Section 38a-395. (Formerly Sec. 38-370d). - Medical malpractice data: Closed claims reports. Database. Annual report.

Section 38a-397. - Portable electronics insurance.

Section 38a-398. - Travel Insurance.

Section 38a-398a. - Travel insurance and suicide. Prohibition on coverage exclusion.