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Section 38a-305. (Formerly Sec. 38-107). - Additional powers of fire insurance companies. - (a) Domestic insurance companies having power to insure against loss...
Section 38a-306. (Formerly Sec. 38-97). - Standard form of fire insurance policy; designation; penalty. - The form of policy of fire insurance set forth in...
Section 38a-307. (Formerly Sec. 38-98). - Standard form. - Except as provided in section 38a-307a, the standard form of...
Section 38a-307a. - Terrorism exclusion in condominium association master policy prohibited. Conditions re terrorism exclusion in other commercial risk insurance policy. - From July 1, 2004, until the expiration of the Terrorism...
Section 38a-308. (Formerly Sec. 38-99). - Provisions of policy or contract. - (a)(1) No policy or contract of fire insurance shall be...
Section 38a-309. (Formerly Sec. 38-100). - Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property. - (a) Binders or other contracts for temporary insurance may be...
Section 38a-310. (Formerly Sec. 38-101). - Combination standard form of fire insurance policy. - Two or more insurers authorized to do the business of...
Section 38a-311. (Formerly Sec. 38-102). - Forms of supplemental contracts or extended coverage endorsements. - The commissioner may approve appropriate forms of supplemental contract or...
Section 38a-312. (Formerly Sec. 38-103). - Renewal certificates. - Nothing contained in sections 38a-306 to 38a-311, inclusive, shall be...
Section 38a-313. (Formerly Sec. 38-104). - Replacement insurance. - Nothing contained in section 38a-307 shall be construed to preclude...
Section 38a-313a. - Notice to insured and contract or document re repair, remediation or mitigation work under a personal or commercial risk policy. - (a)(1) Prior to commencing any repair, remediation or mitigation pursuant...
Section 38a-313b. - Coverage for perishable food donated by certain food establishments. - (a)(1) Subject to the provisions of subsection (b) of this...
Section 38a-313c. - Coverage for canned or perishable food donated by food relief organization or supermarket. - (a) For the purposes of this section: (1) “Canned food”...
Section 38a-314. (Formerly Sec. 38-105). - Conditions to be stated in body of policy. - No condition in any policy of insurance against loss by...
Section 38a-315. (Formerly Sec. 38-106). - Form of policies in other states. - Any domestic property insurance company doing or proposing to do...
Section 38a-316. (Formerly Sec. 38-114). - Premium notes subject to set-off. - Section 38a-316 is repealed, effective October 1, 1998. (1949 Rev.,...
Section 38a-316a. - Failure to install or have on premises storm shutters prohibited as sole basis for refusal to renew or issue homeowners insurance policy. Imposition of hurricane deductibles. - (a) No insurer that delivers, issues for delivery, renews, amends...
Section 38a-316b. - Premium discount on homeowners insurance policies for installation of permanent storm shutters or impact-resistant glass. - Each insurer that delivers, issues for delivery, renews, amends or...
Section 38a-316c. - Coastal market assistance program established to assist coastal area residents to obtain homeowners insurance. Regulations. - (a) The Insurance Commissioner may establish a coastal market assistance...
Section 38a-316d. - Prohibitions on declination, cancellation and nonrenewal of homeowners insurance policies. - (a) The declination, cancellation or nonrenewal of a homeowners insurance...
Section 38a-316e. - Matching of adjacent items under real property covered loss. - (a) When a covered loss for real property requires the...
Section 38a-316f. - Flood insurance coverage offering. - An insurer licensed to write homeowners or commercial property insurance...
Section 38a-316g. - Cancellation of homeowners insurance policies. Notice refund of excess premium. - (a)(1) Except as provided in subsection (b) of this section,...
Section 38a-317. (Formerly Sec. 38-114g). - Owner of mobile home eligible for homeowners policy. - An owner of a mobile home shall be a homeowner...
Section 38a-318. (Formerly Sec. 38-114h). - Information to be furnished relative to fire or explosion losses. Limitation on liability. Confidentiality of information. Testimony concerning information given authorized agencies. - (a) Any authorized agency may in writing request any insurance...
Section 38a-318a. - Information to be furnished to Commissioner of Administrative Services re filed liability insurance claims. Confidentiality of information. Costs and reimbursement. Immunity from liability. - (a) Notwithstanding any provision of the general statutes, each insurer...
Section 38a-319. (Formerly Sec. 38-31). - Agreement of indemnification for injury from future accident to constitute contract. - Any agreement in any form, which in effect provides for...
Section 38a-320. (Formerly Sec. 38-31a). - Home warranty contract or home warranty service agreement. Definition. Constitutes insurance contract. - (a) As used in this section, “home warranty contract” or...
Section 38a-321. (Formerly Sec. 38-175). - Liability of insurer under liability policy. - Each insurance company which issues a policy to any person,...
Section 38a-322. (Formerly Sec. 38-185v). - Binders for personal and commercial risk insurance. - Binders or other contracts for temporary insurance may be made,...
Section 38a-322a. - Certificate of insurance. Prohibitions. Investigation. - (a) As used in this section, “certificate of insurance” means...
Section 38a-323. (Formerly Sec. 38-185w). - Notice of nonrenewal, conditional renewal and premium billing for personal and commercial risk policies. - (a)(1) No insurer shall refuse to renew any policy that...
Section 38a-323a. - Designation of a third party to receive nonrenewal and cancellation notices. Option available for automobile and homeowners policies. - (a) Each insurer that issues, renews, amends or endorses an...
Section 38a-323b. - Written notice of personal risk claim denial. Notice to include Insurance Department contact information. - Each insurer, or designee of an insurer, that denies a...
Section 38a-323c. - Notice of late fee amount and applicability re personal risk insurance policies. - Each insurer that assesses a fee for late payment of...
Section 38a-324. (Formerly Sec. 38-185x). - Cancellation of commercial risk insurance policies. Notice requirements. Applicable to surplus lines insurers. - (a) After a policy of commercial risk insurance, other than...
Section 38a-325. - Notice of cancellation or discontinuation of professional liability insurance to covered employees. - (a) Any individual, partnership, corporation, or unincorporated association providing professional...
Section 38a-326. (Formerly Sec. 38-185y). - History report provided upon nonrenewal or cancellation of commercial risk policy. Claim information provided upon request. Regulations. - (a) Whenever a policy for commercial risk insurance, as defined...
Section 38a-327. (Formerly Sec. 38-17a). - Regulations on claims-made policies. - On or before April 1, 1988, the Insurance Commissioner shall...
Section 38a-328. (Formerly Sec. 38-114f). - Adoption of a fire, liability and allied lines underwriting facility. - (a) The Insurance Commissioner shall make and enforce such reasonable...
Section 38a-329. (Formerly Sec. 38-185l). - Residual market mechanism for property and casualty insurance. - (a) After consultation with insurance carriers authorized to issue property...
Section 38a-330. - Transfer of policy to affiliate due to merger or acquisition. Notice. - Each property and casualty insurer that, at the time of...
Section 38a-331. - Healthy Homes Fund. Surcharge. - (a)(1) There is imposed a twelve-dollar surcharge on the issuance...
Section 38a-334. (Formerly Sec. 38-175a). - Minimum provisions in automobile liability policies. - (a) The Insurance Commissioner shall adopt regulations with respect to...
Section 38a-335. (Formerly Sec. 38-175b). - Minimum coverages. Applicability. Statement of coverage for rented motor vehicle. - (a) Each automobile liability insurance policy shall provide insurance in...
Section 38a-335a. - Disclosure of automobile insurance policy limits. - (a) Not later than thirty days after an insurer receives...
Section 38a-336. (Formerly Sec. 38-175c). - Uninsured and underinsured motorist coverage. - (a)(1)(A) Each automobile liability insurance policy shall provide insurance, herein...
Section 38a-336a. - Underinsured motorist conversion coverage. - (a) Each insurer licensed to write automobile liability insurance in...
Section 38a-336b. - Subrogation against owner or operator of underinsured motor vehicle prohibited. - No insurer providing underinsured motorist coverage as required under this...
Section 38a-336c. - Claims for uninsured or underinsured motorist benefits. - (a) An insured, when making a claim for uninsured or...
Section 38a-337. (Formerly Sec. 14-130). - Apportionment of risks. - After consultation with insurance carriers authorized to issue automobile policies...
Section 38a-338. (Formerly Sec. 38-175d). - Policies deemed to provide coverage in accordance with regulations. - Policies affording bodily injury liability, property damage liability and uninsured...
Section 38a-339. (Formerly Sec. 38-175t). - Comprehensive automobile coverage to include optional coverage for repair or replacement of damaged safety glass without deductible or minimum amount. - Each automobile insurance policy providing comprehensive coverage, whether designated as...
Section 38a-340. (Formerly Sec. 38-175e). - Binders, renewal endorsements and evidences of renewal. - Any insurer authorized to issue an automobile liability insurance policy...
Section 38a-341. (Formerly Sec. 38-175f). - Cancellation of motor vehicle liability policy: Definitions. - As used in sections 38a-341 to 38a-346, inclusive: (1) “Policy”...
Section 38a-342. (Formerly Sec. 38-175g). - Bases for cancellation. - (a) A notice of cancellation of a policy shall be...
Section 38a-343. (Formerly Sec. 38-175h). - Receipt of cancellation notice. Reason for cancellation. Notice of cancellation. Requirements. Cancellation fee limited. - (a) No notice of cancellation of a policy to which...
Section 38a-343a. - Notice of policy cancellation, addition or issuance and policy information provided to Commissioner of Motor Vehicles. - (a)(1) The Commissioner of Motor Vehicles may require each insurer...
Section 38a-344. (Formerly Sec. 38-175j). - Proof of notice. - Proof of mailing by certified mail, return receipt requested, or,...
Section 38a-345. (Formerly Sec. 38-175k). - Notice of possible eligibility for assigned risk plan. - When automobile bodily injury and property damage liability coverage is...
Section 38a-346. (Formerly Sec. 38-175l). - Liability of persons furnishing information to insured. - There shall be no liability on the part of and...
Section 38a-347. (Formerly Sec. 38-175m). - Safe driver classification plans for motor vehicle insurance. Review. - (a) The Insurance Commissioner may adopt regulations, in accordance with...
Section 38a-348. (Formerly Sec. 38-175n). - Mandatory medical examination; cost to be paid by insurer. - Any insurance company pursuant to the terms of an automobile...
Section 38a-349. (Formerly Sec. 38-175p). - Insurer to file automobile liability policy underwriting rules and regulations with commissioner. Approval procedure. - (a) Each insurance company which issues in this state automobile...
Section 38a-350. (Formerly Sec. 38-175q). - Automobile liability policy information to be filed with commissioner. - Each insurance company which issues in this state automobile liability...
Section 38a-351. (Formerly Sec. 38-175r). - Automobile liability insurance for volunteer firemen and members of volunteer ambulance companies. Nonrenewal and surcharge prohibited. - No insurer shall refuse to renew any automobile liability policy,...
Section 38a-351a. - Collision deductible included in subrogation demand. - Except as prohibited by section 38a-336b, if an insurer chooses...
Section 38a-352. (Formerly Sec. 38-175s). - Motor vehicle claims to be paid by check, electronic transfer or other immediately accessible means. - All claims paid by an insurer, a holding company of...
Section 38a-353. (Formerly Sec. 38-175y). - Calculation of settlement amount on totalled motor vehicle. Disclosures required. - (a) Whenever any damaged motor vehicle covered under an automobile...
Section 38a-354. (Formerly Sec. 38-175u). - Automobile appraisers and insurers prohibited from requiring where repairs should be made or making certain statements. Notice required on appraisals or estimates. - (a) No automobile physical damage appraiser shall require that appraisals...
Section 38a-354a. - Automobile appraisers and insurers prohibited from requiring where automotive glass work should be performed or making certain statements. Statement required during initial contact with insured. - (a) No automobile physical damage appraiser shall require that automotive...
Section 38a-355. (Formerly Sec. 38-175z). - Notice required concerning parts used to repair damaged private passenger motor vehicles. - (a)(1) Whenever repairs are necessary to the visible exterior sheet...
Section 38a-356. (Formerly Sec. 38-175v). - Disclosure of information by insurance company re motor vehicle losses or fraudulent claims. Insurance company reports to commissioner. Immunity from liability. Confidentiality. - (a) Any authorized employee of the Department of Emergency Services...
Section 38a-357. (Formerly Sec. 38-175w). - Insurer to report motor vehicle theft or fire loss to National Insurance Crime Bureau. Bureau to establish central index file. - (a) Each insurance company which issues in this state motor...
Section 38a-358. (Formerly Sec. 38-175x). - Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons. - The declination, cancellation or nonrenewal of a policy for private...
Section 38a-358. (Formerly Sec. 38-175x). *(See end of section fo - Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons. - The declination, cancellation or nonrenewal of a policy for private...
Section 38a-363. (Formerly Sec. 38-319). - Definitions. - As used in sections 38a-17, 38a-19 and 38a-363 to 38a-388,...
Section 38a-364. (Formerly Sec. 38-319a). - Insurance identification cards. Temporary card to be issued with binder. - (a) For the purposes of sections 14-12b and 14-12c, subsection...
Section 38a-365 to 38a-369. (Formerly Secs. 38-320 to 38-323, 38-325). - Liability of owner's insurer for basic reparations benefits. Payees of basic reparations benefits. Injury to employee. Cause of action allowable, when. Subrogation. - Sections 38a-365 to 38a-369, inclusive, are repealed, effective January 1,...
Section 38a-370. (Formerly Sec. 38-326). - Residual liability insurance. - (a) Under residual liability insurance the insurer is liable to...
Section 38a-371. (Formerly Sec. 38-327). - Mandatory security requirements. - (a)(1) The owner of a private passenger motor vehicle required...
Section 38a-372. (Formerly Sec. 38-328). - Insurers required to declare that policies deemed to provide required security. - Every insurance company authorized to transact the business of private...
Section 38a-373 to 38a-378. (Formerly Secs. 38-329 to 38-334). - Property damage coverage not included. Optional reparations coverage. Converter of private passenger vehicle disqualified. Person intentionally causing injury not covered. Payments as e... - Sections 38a-373 to 38a-378, inclusive, are repealed, effective January 1,...
Section 38a-379. (Formerly Sec. 38-335). - Civil action to enforce rights and obligations. - Except as otherwise provided in sections 38a-363 to 38a-388, inclusive,...
Section 38a-380 to 38a-384. (Formerly Secs. 38-336 to 38-340). - Benefits exempt from garnishment, etc. Insurer's liability for rehabilitation treatment or training. Benefits available through assigned claims plan, when. Assigned claims bureau and pl... - Sections 38a-380 to 38a-384, inclusive, are repealed, effective January 1,...
Section 38a-385. (Formerly Sec. 38-341). - Assigned risk plan. - The Insurance Commissioner shall require that the plan established pursuant...
Section 38a-386. (Formerly Sec. 38-342). - Submission of data to commissioner. Plan for allocation and compilation of claims and loss experience data. - Section 38a-386 is repealed, effective January 1, 1994. (1972, P.A....
Section 38a-387. (Formerly Sec. 38-344). - Special surety or guaranty filings. Order to suspend or modify filing requirements. - (a) Any special filing with respect to a surety or...
Section 38a-388. (Formerly Sec. 38-350). - Conflict with chapters 246, 247, 248. - The provisions of sections 38a-363 to 38a-388, inclusive, shall be...
Section 38a-389. - Filing of rates to reflect premium savings. Prior rate approval. - (a) The General Assembly finds and concludes that the system...
Section 38a-393. (Formerly Sec. 38-370a). - Record of cancellation of professional liability policies. Regulations. - (a) Each insurance company doing business in this state shall,...
Section 38a-394. (Formerly Sec. 38-370c). - Mandatory provisions for professional liability insurance policies issued on a claims-made basis. Additional requirements for certain claims-made medical malpractice policies. - (a) Each professional liability insurance policy issued on a claims-made...
Section 38a-395. (Formerly Sec. 38-370d). - Medical malpractice data: Closed claims reports. Database. Annual report. - (a) As used in this section: (1) “Claim” means a...
Section 38a-397. - Portable electronics insurance. - (a) As used in this section: (1) “Portable electronics insurance”...
Section 38a-398. - Travel Insurance. - (a) As used in this section: (1) “Travel insurance” means...
Section 38a-398a. - Travel insurance and suicide. Prohibition on coverage exclusion. - No insurance company shall issue a travel insurance policy in...