Every insurer writing a fire policy or fire policy in combination with other insurance coverages shall provide coverage for the cost charged by a volunteer fire department that is not fully funded by real estate taxes or other property taxes for service charges where the fire department is called in to save or protect property insured under such policy from a peril insured against. The limit of such coverage shall be no less than $250. Higher coverage limits may be offered by an insurer for an additional premium. Any bill for such service charges shall be sent to the owner of the property for which the services were rendered. The amount billed shall not exceed the limit of such coverage. This coverage shall not apply to service charges made in response to a call outside of the volunteer fire department's fire protection district, city, or municipality pursuant to a contract.
2012, cc. 371, 561.
Structure Code of Virginia
Chapter 21 - Fire Insurance Policies
§ 38.2-2100. Application of chapter
§ 38.2-2101. Policies shall conform to provisions of this chapter
§ 38.2-2103. Information to be printed on policy
§ 38.2-2104. Standard insuring agreement for fire insurance policies
§ 38.2-2105. Standard provisions, conditions, stipulations and agreements for such policies
§ 38.2-2106. Standard form for execution of policies
§ 38.2-2107. Commission may establish guidelines for filing readable fire insurance policy forms
§ 38.2-2108. Standards for content of fire insurance policies
§ 38.2-2108.1. Commercial fire insurance policies; changes to amount of coverage
§ 38.2-2109. Execution of policies
§ 38.2-2110. Other matter permitted in the policy
§ 38.2-2111. Special regulations to be added to policy
§ 38.2-2112. Temporary insurance contracts; duration; what deemed to include
§ 38.2-2113. Mailing or electronic delivery of notice of cancellation or refusal to renew
§ 38.2-2114.1. Powers of Commission; replacement policies
§ 38.2-2115. Discrimination in issuance of fire insurance
§ 38.2-2116. Policies issued by two or more insurers
§ 38.2-2117. Approval of forms or provisions for additional coverage
§ 38.2-2118. Required statement on insurance policies for owner-occupied dwellings
§ 38.2-2119. Approval of forms or provisions for certain risks
§ 38.2-2120. Optional coverage to be offered with homeowner's policy
§ 38.2-2121. When courts may appoint umpires
§ 38.2-2122. Appraisers and umpires; oath to be taken
§ 38.2-2123. Chapter not applicable to certain mutual insurers
§ 38.2-2124. Optional coverage to be offered with fire insurance policy
§ 38.2-2125. Notice regarding flood exclusion
§ 38.2-2126. Insurance credit score disclosure; use of credit information
§ 38.2-2127. Notice of change in deductible
§ 38.2-2128. Certain exclusions permitted