No insurer or agent shall refuse to issue a policy solely because of any one or more of the following factors: the age, sex, residence, race, color, creed, national origin, ancestry, marital status, sexual orientation, gender identity, or lawful occupation, including the military service, of the person seeking insurance. Nothing in this section prohibits any insurer from limiting the issuance of policies to those who are residents of this Commonwealth, nor does it prohibit any insurer from limiting the issuance of policies only to persons engaging in or who have engaged in a particular profession or occupation, or who are members of a particular religious sect. Nothing in this section prohibits any insurer from setting rates in accordance with relevant actuarial data.
1986, c. 562; 2020, c. 1137.
Structure Code of Virginia
Chapter 21 - Fire Insurance Policies
§ 38.2-2100. Application of chapter
§ 38.2-2101. Policies shall conform to provisions of this chapter
§ 38.2-2103. Information to be printed on policy
§ 38.2-2104. Standard insuring agreement for fire insurance policies
§ 38.2-2105. Standard provisions, conditions, stipulations and agreements for such policies
§ 38.2-2106. Standard form for execution of policies
§ 38.2-2107. Commission may establish guidelines for filing readable fire insurance policy forms
§ 38.2-2108. Standards for content of fire insurance policies
§ 38.2-2108.1. Commercial fire insurance policies; changes to amount of coverage
§ 38.2-2109. Execution of policies
§ 38.2-2110. Other matter permitted in the policy
§ 38.2-2111. Special regulations to be added to policy
§ 38.2-2112. Temporary insurance contracts; duration; what deemed to include
§ 38.2-2113. Mailing or electronic delivery of notice of cancellation or refusal to renew
§ 38.2-2114.1. Powers of Commission; replacement policies
§ 38.2-2115. Discrimination in issuance of fire insurance
§ 38.2-2116. Policies issued by two or more insurers
§ 38.2-2117. Approval of forms or provisions for additional coverage
§ 38.2-2118. Required statement on insurance policies for owner-occupied dwellings
§ 38.2-2119. Approval of forms or provisions for certain risks
§ 38.2-2120. Optional coverage to be offered with homeowner's policy
§ 38.2-2121. When courts may appoint umpires
§ 38.2-2122. Appraisers and umpires; oath to be taken
§ 38.2-2123. Chapter not applicable to certain mutual insurers
§ 38.2-2124. Optional coverage to be offered with fire insurance policy
§ 38.2-2125. Notice regarding flood exclusion
§ 38.2-2126. Insurance credit score disclosure; use of credit information
§ 38.2-2127. Notice of change in deductible
§ 38.2-2128. Certain exclusions permitted