Any insurer that issues or delivers in the Commonwealth a new or renewal contract or policy of fire insurance, or a new or renewal contract or policy of fire insurance in combination with other insurance coverages, which policy or contract excludes coverage for damage due to earthquake shall provide written notice that (i) explicitly states that "earthquake coverage is excluded unless purchased by endorsement" and (ii) if such coverage is otherwise available from the insurer, states that information regarding earthquake insurance is available from the insurer or the insurance agent.
2012, cc. 235, 346.
Structure Code of Virginia
Chapter 21 - Fire Insurance Policies
§ 38.2-2100. Application of chapter
§ 38.2-2101. Policies shall conform to provisions of this chapter
§ 38.2-2103. Information to be printed on policy
§ 38.2-2104. Standard insuring agreement for fire insurance policies
§ 38.2-2105. Standard provisions, conditions, stipulations and agreements for such policies
§ 38.2-2106. Standard form for execution of policies
§ 38.2-2107. Commission may establish guidelines for filing readable fire insurance policy forms
§ 38.2-2108. Standards for content of fire insurance policies
§ 38.2-2108.1. Commercial fire insurance policies; changes to amount of coverage
§ 38.2-2109. Execution of policies
§ 38.2-2110. Other matter permitted in the policy
§ 38.2-2111. Special regulations to be added to policy
§ 38.2-2112. Temporary insurance contracts; duration; what deemed to include
§ 38.2-2113. Mailing or electronic delivery of notice of cancellation or refusal to renew
§ 38.2-2114.1. Powers of Commission; replacement policies
§ 38.2-2115. Discrimination in issuance of fire insurance
§ 38.2-2116. Policies issued by two or more insurers
§ 38.2-2117. Approval of forms or provisions for additional coverage
§ 38.2-2118. Required statement on insurance policies for owner-occupied dwellings
§ 38.2-2119. Approval of forms or provisions for certain risks
§ 38.2-2120. Optional coverage to be offered with homeowner's policy
§ 38.2-2121. When courts may appoint umpires
§ 38.2-2122. Appraisers and umpires; oath to be taken
§ 38.2-2123. Chapter not applicable to certain mutual insurers
§ 38.2-2124. Optional coverage to be offered with fire insurance policy
§ 38.2-2125. Notice regarding flood exclusion
§ 38.2-2126. Insurance credit score disclosure; use of credit information
§ 38.2-2127. Notice of change in deductible
§ 38.2-2128. Certain exclusions permitted