California Code
PART 2 - THE BUSINESS OF INSURANCE
CHAPTER 1 - General Regulations

ARTICLE 1 - Charter Requirements

Section 680. - 680. An insurer shall not transact any class of insurance...

ARTICLE 1.5 - Retaliation

Section 685. - 685. (a) When by or pursuant to the laws of...

Section 685.1. - 685.1. This article shall not apply as to personal income...

Section 685.2. - 685.2. For the purposes of this article the domicile of...

Section 685.3. - 685.3. To the extent permitted by the California Constitution there...

Section 685.4. - 685.4. The provisions of this article shall also be applicable...

Section 685.5. - 685.5. The reduction in the gross premiums tax rate made...

ARTICLE 1.7 - Continuity of Management

Section 688. - 688. The Legislature declares that it is desirable for the...

Section 688.1. - 688.1. The board of directors of any domestic insurer may...

Section 688.2. - 688.2. In the event that the board of directors of...

Section 688.3. - 688.3. At any time the board of directors of a...

Section 688.4. - 688.4. At any time the board of directors of a...

Section 688.5. - 688.5. “Insurer” as used in this article includes insurance corporations...

ARTICLE 2 - Capital Structure

Section 690. - 690. If any paid in capital of an insurer is,...

ARTICLE 3 - Certificate of Authority

Section 699. - 699. Except as specifically permitted by this code, a certificate...

Section 699.1. - 699.1. The Public Employees’ Retirement System is exempt from the...

Section 699.5. - 699.5. (a) The ownership or financial control, in part, direct...

Section 700. - 700. (a) A person shall not transact any class of...

Section 700.01. - 700.01. In addition to any or all of the classes...

Section 700.02. - 700.02. No insurer shall be issued a certificate of authority...

Section 700.025. - 700.025. An insurer, including a reciprocal or interinsurance exchange, admitted...

Section 700.03. - 700.03. Notwithstanding the requirements of Sections 700.01 and 10511 until...

Section 700.04. - 700.04. Paid-in capital for life insurers is governed by Section...

Section 700.05. - 700.05. (a) In determining the minimum amount of paid-in capital...

Section 701. - 701. Subject to the annual fee provisions of Section 705,...

Section 702. - 702. (a) An insurer that maintains a certificate of authority...

Section 703. - 703. Except when performed by a surplus line broker, the...

Section 703.1. - 703.1. (a) Any nonadmitted insurer that is an eligible surplus...

Section 703.5. - 703.5. Any person, including, but not limited to, persons licensed...

Section 704. - 704. The commissioner may suspend the certificate of authority of...

Section 704.5. - 704.5. The commissioner may decline to grant or may suspend...

Section 704.7. - 704.7. The commissioner, in any proceeding under Section 704 for...

Section 705. - 705. The commissioner shall require the payment of one hundred...

Section 705.1. - 705.1. The commissioner shall require the payment of four thousand...

Section 706. - 706. Prior to admission each insurer shall file with the...

Section 706.5. - 706.5. The commissioner, in addition to any other proper ground...

Section 706.7. - 706.7. As used in this section, the term “reciprocal state”...

Section 707. - 707. A domestic insurer shall, prior to admission, file with...

Section 708. - 708. A foreign insurer shall, prior to admission, file with...

Section 709. - 709. If the insurer is organized in any other State,...

Section 709.5. - 709.5. (a) Any insurer that is organized under the laws...

Section 710. - 710. If there are any written articles of agreement or...

Section 711. - 711. An insurer organized out of the United States shall...

Section 713. - 713. (b) Upon request, a foreign or alien insurer shall...

Section 714. - 714. The commissioner shall require the payment of seventy-two dollars...

Section 715. - 715. The commissioner shall have no authority to issue a...

Section 716. - 716. No certificate of authority shall be granted to a...

Section 717. - 717. Before granting a certificate of authority or amended certificate...

Section 717.1. - 717.1. Where the applicant is a wholly owned domestic subsidiary...

Section 717.2. - 717.2. (a) On and after January 1, 2007, for purposes...

Section 717.5. - 717.5. (a) For purposes of Sections 700 and 717, the...

Section 718. - 718. If upon due investigation the commissioner shall find that...

Section 720. - 720. The commissioner may after notice and hearing promulgate such...

Section 721. - 721. As used in Sections 704.5, 716, 717 and 718,...

Section 725. - 725. Any person otherwise qualified may be a director of...

Section 726. - 726. The commissioner shall notify the Secretary of State of...

Section 728. - 728. (a) For the purposes of this section, the following...

ARTICLE 4 - Examination by Commissioner

Section 729. - 729. As used in this article, the following terms have...

Section 730. - 730. (a) The commissioner, whenever he or she deems necessary...

Section 731. - 731. Whenever any foreign insurer applies for admission the commissioner...

Section 732. - 732. An insurer organized or existing under the laws of...

Section 733. - 733. In making such examination the commissioner: (a) Shall have...

Section 734. - 734. Every company or person from whom information is sought,...

Section 734.1. - 734.1. (a) No later than 60 days following completion of...

Section 735. - 735. The hereinafter designated officer of each domestic insurer shall...

Section 735.5. - 735.5. (a) Nothing contained in this article shall be construed...

Section 736. - 736. All examinations and analyses performed pursuant to Section 730...

Section 737. - 737. (a) No cause of action shall arise nor shall...

Section 738. - 738. The commissioner shall have the same powers and authority...

ARTICLE 4.1 - Risk-Based Capital for Insurers

Section 739. - 739. As used in this article, these terms shall have...

Section 739.2. - 739.2. (a) Every domestic insurer shall, on or prior to...

Section 739.3. - 739.3. (a) “Company Action Level Event” means any of the...

Section 739.4. - 739.4. (a) “Regulatory Action Level Event” means, with respect to...

Section 739.5. - 739.5. (a) “Authorized Control Level Event” means any of the...

Section 739.6. - 739.6. (a) “Mandatory Control Level Event” means any of the...

Section 739.7. - 739.7. Upon any of the events described in subdivision (a),...

Section 739.8. - 739.8. (a) All RBC Reports, to the extent the information...

Section 739.9. - 739.9. (a) The provisions of this article are supplemental to...

Section 739.10. - 739.10. (a) Any foreign insurer shall, upon the written request...

Section 739.11. - 739.11. If any provision of this article, or the application...

Section 739.12. - 739.12. (a) All notices by the commissioner to an insurer...

ARTICLE 4.5 - Special Provisions Regarding Health Coverage

Section 740. - 740. (a) Notwithstanding any other provision of law, and except...

Section 742. - 742. (a) Any person or other entity that provides coverage...

Section 742.1. - 742.1. (a) Any person or other entity or arrangement in...

ARTICLE 4.7 - Multiple Employer Welfare Arrangements

Section 742.20. - 742.20. The Legislature finds and declares the following: (a) An...

Section 742.21. - 742.21. “Multiple employer welfare arrangement” as used in this article...

Section 742.215. - 742.215. As used in this article, “self-funded” means a multiple...

Section 742.22. - 742.22. It is the intent of the Legislature in enacting...

Section 742.23. - 742.23. (a) After December 31, 1995, a self-funded or partially...

Section 742.24. - 742.24. To be eligible for a certificate of compliance, a...

Section 742.245. - 742.245. (a) A self-funded or partially self-funded multiple employer welfare...

Section 742.25. - 742.25. In determining the qualification of a multiple employer welfare...

Section 742.26. - 742.26. The multiple employer welfare arrangement shall issue to each...

Section 742.27. - 742.27. The department shall have the authority to revoke a...

Section 742.28. - 742.28. A self-funded or partially self-funded multiple employer welfare arrangement...

Section 742.29. - 742.29. An association seeking to establish an employee welfare benefit...

Section 742.30. - 742.30. The commissioner shall not issue a certificate of compliance...

Section 742.31. - 742.31. Each self-funded or partially self-funded multiple employer welfare arrangement...

Section 742.32. - 742.32. The commissioner or any persons designated by the commissioner...

Section 742.33. - 742.33. Books, records, and documents pertaining to the business of...

Section 742.34. - 742.34. (a) The following notice shall be provided to employers...

Section 742.35. - 742.35. The department may conduct an examination of the financial...

Section 742.36. - 742.36. Subject to the annual fee provisions of Section 742.39,...

Section 742.37. - 742.37. (a) The commissioner may suspend the certificate of compliance...

Section 742.38. - 742.38. The commissioner, in any proceeding under Section 742.37 for...

Section 742.39. - 742.39. The commissioner shall require the payment of five thousand...

Section 742.40. - 742.40. (a) A multiple employer welfare arrangement shall offer health...

Section 742.405. - 742.405. (a) No multiple employer welfare arrangement shall refuse to...

Section 742.407. - 742.407. (a) This section shall apply to the disclosure of...

Section 742.41. - 742.41. All employer groups who have health care coverage benefits...

Section 742.42. - 742.42. The provisions of this code governing domestic incorporated insurers,...

Section 742.425. - 742.425. The provisions of this article shall not apply to...

Section 742.43. - 742.43. The commissioner may adopt reasonable rules and regulations for...

ARTICLE 5 - Unlawful Referrals

Section 750. - 750. (a) Except as provided in Section 750.5, any person...

Section 750.4. - 750.4. Section 750 of the Insurance Code, Sections 3215 and...

Section 750.5. - 750.5. Nothing in Section 750 of the Insurance Code, Section...

Section 753. - 753. (a) It is unlawful for any insurance agent or...

Section 754. - 754. (a) It is unlawful for any person to solicit,...

ARTICLE 5.1 - Unlawful Practices

Section 755. - 755. If at the time of the solicitation and issuance...

Section 756. - 756. When the premium on a policy insuring an employer...

Section 757. - 757. When a statement of the amount or segregation of...

Section 758. - 758. (a) It is unlawful for an insurer to require...

Section 758.5. - 758.5. (a) No insurer shall require that an automobile be...

Section 758.6. - 758.6. Insurers shall not engage in capping. For the purposes...

Section 758.7. - 758.7. An insurer, upon receiving notice from an insured, shall...

ARTICLE 5.2 - Consumer Protection in Sales of Insurance by or Through Depository Institutions

Section 759. - 759. This article establishes consumer protections in connection with retail...

Section 760. - 760. As used in this article, the following terms have...

Section 761. - 761. (a) A covered person shall not engage in any...

Section 762. - 762. (a) In connection with the initial purchase of an...

Section 763. - 763. (a) A depository institution shall, to the extent practicable,...

Section 764. - 764. A depository institution may not permit any person to...

Section 765. - 765. The commissioner may adopt reasonable regulations necessary to administer...

ARTICLE 5.3 - Agents and Brokers

Section 769. - 769. (a) After a written agency or written brokerage contract,...

Section 769.1. - 769.1. A commission payable to a broker-agent shall be at...

Section 769.2. - 769.2. (a) In determining the amount of an insurer’s rollback...

Section 769.55. - 769.55. (a) Notwithstanding any other provision of this code, for...

Section 769.56. - 769.56. (a) A material change made by a health insurer,...

ARTICLE 5.4 - Managing General Agents

Section 769.80. - 769.80. This act shall be known and may be cited...

Section 769.81. - 769.81. As used in this article: (a) “Actuary” means a...

Section 769.82. - 769.82. (a) No producer shall act in the capacity of...

Section 769.83. - 769.83. No producer acting in the capacity of an MGA...

Section 769.84. - 769.84. (a) The insurer shall have on file an independent...

Section 769.85. - 769.85. The acts of the MGA are considered to be...

Section 769.86. - 769.86. (a) If the commissioner finds after hearing that any...

Section 769.87. - 769.87. The commissioner may adopt reasonable rules and regulations for...

ARTICLE 5.5 - Insurance in Connection With Sales and Loans

Section 770. - 770. No person engaged in the business of financing the...

Section 770.1. - 770.1. No person making a loan of money on the...

Section 770.3. - 770.3. No state department or agency shall negotiate any life...

Section 771. - 771. Sections 770 and 770.1 shall not prevent: (a) The...

Section 771.01. - 771.01. No person making a loan of money on the...

Section 771.02. - 771.02. (a) When a lender or purchaser of a mortgage...

Section 771.1. - 771.1. Nothing in this article shall prevent any person licensed...

Section 772. - 772. In any trial, hearing or proceeding to determine a...

Section 773. - 773. The commissioner may suspend or revoke any license held...

Section 774. - 774. The commissioner, after hearing upon notice, may issue a...

Section 775. - 775. The commissioner may investigate any person, whether licensed or...

Section 776. - 776. No person who sells real property shall require, as...

ARTICLE 5.7 - Free Insurance

Section 777.1. - 777.1. No insurer shall participate in any plan to offer...

Section 777.2. - 777.2. If any insurer, agent, broker or solicitor wilfully violates...

Section 777.3. - 777.3. As used in this article “insurer” includes any person...

ARTICLE 5.8 - Premium Financing

Section 778. - 778. As used in this article, “premium financing” means engaging...

Section 778.1. - 778.1. As used in this article, “premium finance agreement” means...

Section 778.2. - 778.2. (a) Any person engaged in business as an insurance...

Section 778.3. - 778.3. The amount of the periodic finance charges, if any,...

Section 778.4. - 778.4. (a) Every property broker-agent and every casualty broker-agent shall,...

ARTICLE 5.9 - Credit Life and Disability Insurance

Section 779.1. - 779.1. The purpose of this article is to promote the...

Section 779.2. - 779.2. All life insurance and all disability insurance sold in...

Section 779.3. - 779.3. Credit life insurance and credit disability insurance shall be...

Section 779.4. - 779.4. (a) The amount of credit life insurance and credit...

Section 779.5. - 779.5. The term of any credit life insurance or credit...

Section 779.6. - 779.6. Notwithstanding the provisions of Section 10203.5, all credit life...

Section 779.7. - 779.7. If a creditor requires a debtor to make any...

Section 779.8. - 779.8. All policies, certificates of insurance, notices of proposed insurance,...

Section 779.9. - 779.9. The commissioner shall within 30 days after the filing...

Section 779.10. - 779.10. The provisions of Sections 10290 and 10291 relating to...

Section 779.11. - 779.11. The provisions of subdivisions (f) and (g) of Section...

Section 779.12. - 779.12. Any order or final determination of the commissioner under...

Section 779.12a. - 779.12a. If a group policy of credit life insurance or...

Section 779.13. - 779.13. Any insurer may revise its schedules of premium rates...

Section 779.14. - 779.14. (a) Each individual policy, group certificate, or notice of...

Section 779.15. - 779.15. If a creditor requires a debtor to make any...

Section 779.16. - 779.16. The amount charged to a debtor for any credit...

Section 779.17. - 779.17. Nothing in this act shall be construed to authorize...

Section 779.18. - 779.18. All policies of credit life insurance and credit disability...

Section 779.19. - 779.19. All claims shall be promptly reported to the insurer...

Section 779.20. - 779.20. When credit life insurance or credit disability insurance is...

Section 779.21. - 779.21. The commissioner may adopt, pursuant to Chapter 3.5 (commencing...

Section 779.22. - 779.22. The commissioner, in his discretion, may revoke or suspend...

Section 779.23. - 779.23. Whenever the commissioner finds that there has been a...

Section 779.24. - 779.24. Any party affected by an order of the commissioner...

Section 779.25. - 779.25. If any provision of this article, or the application...

Section 779.26. - 779.26. Credit life insurance and credit disability insurance within the...

Section 779.27. - 779.27. In accordance with this article and the regulations adopted...

Section 779.28. - 779.28. For purposes of establishing the fact of disability in...

Section 779.30. - 779.30. (a) An individual policy or group certificate may exclude...

Section 779.31. - 779.31. The debtor shall have the right to terminate credit...

Section 779.32. - 779.32. (a) The term “compensation,” for the purpose of this...

Section 779.33. - 779.33. The use of compensating balances or special deposit accounts...

Section 779.36. - 779.36. (a) The commissioner shall adopt regulations that become effective...

ARTICLE 6 - Misrepresentation of Policies

Section 780. - 780. An insurer or officer or agent thereof, or an...

Section 781. - 781. (a) A person shall not make any statement that...

Section 782. - 782. Any person who violates the provisions of Section 780...

Section 783. - 783. Whenever any insurance agent, broker, or solicitor knowingly violates...

Section 783.5. - 783.5. If an insurer knowingly violates any provision of Sections...

Section 784. - 784. Any person may be compelled to testify and produce...

ARTICLE 6.3 - Senior Insurance

Section 785. - 785. (a) All insurers, brokers, agents, and others engaged in...

Section 785.1. - 785.1. (a) (1) An insurance broker or agent shall not...

Section 785.4. - 785.4. (a) It shall be unlawful for any insurance agent...

Section 785.5. - 785.5. An insurance broker or agent shall not participate in,...

Section 786. - 786. All individual and group disability insurance policies and certificates,...

Section 786.5. - 786.5. (a) All brokers, agents, or other entities offering a...

Section 787. - 787. Any advertisement or other device designed to produce leads...

Section 787.1. - 787.1. (a) The following definitions apply to this section: (1)...

Section 788. - 788. An insurer, agent, broker, or other person engaged in...

Section 788.5. - 788.5. No insurer, broker, agent, or other person shall cause...

Section 788.7. - 788.7. No insurer, broker, agent, or other person shall knowingly...

Section 789. - 789. (a) The commissioner shall have the administrative authority to...

Section 789.3. - 789.3. (a) Any broker, agent, or other person or other...

Section 789.5. - 789.5. If any provision of this article or the application...

Section 789.6. - 789.6. (a) Insurance policies or certificates of disability insurance sold...

Section 789.7. - 789.7. (a) Sales of disability insurance regulated by this article,...

Section 789.8. - 789.8. (a) “Elder” for purposes of this section means any...

Section 789.9. - 789.9. (a) In addition to any other reasons that a...

Section 789.10. - 789.10. (a) This section applies to the sale, offering for...

ARTICLE 6.5 - Unfair Practices

Section 790. - 790. The purpose of this article is to regulate trade...

Section 790.01. - 790.01. This article applies to reciprocal and interinsurance exchanges, Lloyds...

Section 790.02. - 790.02. No person shall engage in this State in any...

Section 790.03. - 790.03. The following are hereby defined as unfair methods of...

Section 790.031. - 790.031. The requirements of subdivision (b) of Section 790.034, and...

Section 790.034. - 790.034. (a) Regulations adopted by the commissioner pursuant to this...

Section 790.035. - 790.035. (a) Any person who engages in any unfair method...

Section 790.036. - 790.036. (a) It is an unfair and deceptive act or...

Section 790.037. - 790.037. (a) It is an unfair business practice for a...

Section 790.04. - 790.04. The commissioner shall have power to examine and investigate...

Section 790.05. - 790.05. Whenever the commissioner shall have reason to believe that...

Section 790.06. - 790.06. (a) Whenever the commissioner shall have reason to believe...

Section 790.07. - 790.07. Whenever the commissioner shall have reason to believe that...

Section 790.08. - 790.08. The powers vested in the commissioner in this article...

Section 790.09. - 790.09. No order to cease and desist issued under this...

Section 790.10. - 790.10. The commissioner shall, from time to time as conditions...

Section 790.15. - 790.15. (a) If an insurer or any affiliate of an...

ARTICLE 6.6 - Insurance Information and Privacy Protection Act

Section 791. - 791. The purpose of this article is to establish standards...

Section 791.01. - 791.01. (a) The obligations imposed by this article shall apply...

Section 791.02. - 791.02. As used in this act: (a) (1) “Adverse underwriting...

Section 791.03. - 791.03. No insurance institution, agent or insurance-support organization shall use...

Section 791.04. - 791.04. (a) An insurance institution or agent shall provide a...

Section 791.05. - 791.05. An insurance institution or agent shall clearly specify those...

Section 791.06. - 791.06. Notwithstanding any other provision of law, no insurance institution,...

Section 791.07. - 791.07. (a) No insurance institution, agent or insurance-support organization may...

Section 791.08. - 791.08. (a) If any individual, after proper identification, submits a...

Section 791.09. - 791.09. (a) Within 30 business days from the date of...

Section 791.10. - 791.10. (a) In the event of an adverse underwriting decision...

Section 791.11. - 791.11. No insurance institution, agent or insurance-support organization may seek...

Section 791.12. - 791.12. No insurance institution or agent may base an adverse...

Section 791.13. - 791.13. An insurance institution, agent, or insurance-support organization shall not...

Section 791.14. - 791.14. (a) The commissioner shall have power to examine and...

Section 791.15. - 791.15. (a) Whenever the commissioner has reason to believe that...

Section 791.16. - 791.16. For the purpose of this article, an insurance-support organization...

Section 791.17. - 791.17. (a) If, after a hearing pursuant to Section 791.15,...

Section 791.18. - 791.18. (a) Any person subject to an order of the...

Section 791.19. - 791.19. Any person who violates a cease and desist order...

Section 791.20. - 791.20. (a) If any insurance institution, agent or insurance-support organization...

Section 791.21. - 791.21. No cause of action in the nature of defamation,...

Section 791.22. - 791.22. Any person who knowingly and willfully obtains information about...

Section 791.23. - 791.23. The rights granted under Sections 791.08, 791.09 and 791.13...

Section 791.26. - 791.26. Where an authorization from the individual was granted to...

Section 791.27. - 791.27. (a) A disability insurer that provides coverage for hospital,...

Section 791.28. - 791.28. (a) An insurer under a personal lines residential property...

Section 791.29. - 791.29. Notwithstanding any other law, and to the extent permitted...

ARTICLE 6.7 - Joint Activities

Section 795. - 795. It is the purpose of this article to provide...

Section 795.1. - 795.1. Wherever used in this article, the following terms shall...

Section 795.2. - 795.2. Notwithstanding any other provision of this code or any...

Section 795.25. - 795.25. Any association, organized in accordance with this article, may...

Section 795.3. - 795.3. Notwithstanding the provisions of Section 755.5 of this code,...

Section 795.4. - 795.4. Any association formed for the purposes of this article...

Section 795.5. - 795.5. The forms of the policies, applications, certificates or other...

Section 795.6. - 795.6. The articles of association of any association formed in...

Section 795.7. - 795.7. No act done, action taken or agreement made pursuant...

ARTICLE 6.8 - Claims Reviewers

Section 796.01. - 796.01. Disability insurers and nonprofit hospital service plans shall, upon...

Section 796.02. - 796.02. Compensation of a person retained by a disability insurer...

Section 796.03. - 796.03. This article does not apply to services or benefits...

Section 796.04. - 796.04. A health insurer that provides coverage for hospital, medical,...

ARTICLE 6.9 - The Equal Insurance HIV Act

Section 799. - 799. (a) The Legislature finds and declares all of the...

Section 799.01. - 799.01. As used in this article, the following terms have...

Section 799.02. - 799.02. (a) A life or disability income insurer shall not...

Section 799.03. - 799.03. (a) A life or disability income insurer shall not...

Section 799.04. - 799.04. A life or disability income insurer shall not require...

Section 799.05. - 799.05. A life or disability income insurer shall not consider...

Section 799.06. - 799.06. All underwriting activities undertaken by life or disability income...

Section 799.07. - 799.07. If an applicant has had a positive HIV test,...

Section 799.09. - 799.09. A life or disability income insurer shall not require...

Section 799.10. - 799.10. (a) This section applies to the disclosure of the...

Section 799.11. - 799.11. This article shall become operative on January 1, 2023....

ARTICLE 7 - Restrictions on Underwriting

Section 800. - 800. This article shall not apply to: (a) Insurers made...

Section 801. - 801. The amendments made in any sections contained in this...

Section 802. - 802. Any admitted insurer may, by means of temporary binders,...

Section 803. - 803. (a) No admitted insurer shall assume or reinsure the...

Section 804. - 804. Any insurer willfully violating any provision of this article...

ARTICLE 7.3 - Servicing of Insurance Contracts

Section 810. - 810. An admitted insurer, without first obtaining the written consent...

ARTICLE 7.5 - Restrictions on Compensation of Adjusters

Section 815. - 815. No insurer shall pay any representative given discretion as...

Section 816. - 816. No insurer shall pay any person given discretion as...

ARTICLE 8 - Issue of Securities

Section 820. - 820. The terms used in this article shall be given...

Section 821. - 821. “Security” means every instrument commonly known by that term,...

Section 821.5. - 821.5. Without in any manner affecting the scope of the...

Section 822. - 822. Except as otherwise provided by this article, “sale” or...

Section 823. - 823. (a) A privilege pertaining to a security giving the...

Section 824. - 824. “Broker” means every person, other than an agent, who...

Section 825. - 825. “Agent” means every person employed or appointed by an...

Section 826. - 826. “Insurer” for the purposes of this article includes every...

Section 827. - 827. An insurer shall not sell in this state, except...

Section 827.3. - 827.3. (a) As used in this section, the term “insurer”...

Section 827.5. - 827.5. The term “insurer” as used in this section shall...

Section 827.6. - 827.6. Any offer or sale of voting common stock by...

Section 827.7. - 827.7. Where required by this article the commissioner is authorized...

Section 827.8. - 827.8. An offer or sale of voting common stock or...

Section 828. - 828. Except in the case of a broker holding a...

Section 829. - 829. A person shall not issue, circulate, or publish any...

Section 830. - 830. A person shall not issue, circulate, or publish any...

Section 831. - 831. Every security issued by any insurer without a permit...

Section 831.1. - 831.1. Every security of a home protection company issued or...

Section 832. - 832. Every insurer that commits any of the following acts...

Section 833. - 833. Every person who commits any of the acts specified...

Section 834. - 834. The application for a permit to issue or sell...

Section 835. - 835. If the applicant is a partnership, unincorporated association, or...

Section 836. - 836. If the applicant is a corporation, it shall file...

Section 837. - 837. If the applicant is a foreign corporation or association,...

Section 838. - 838. Upon the filing of such application, the commissioner shall...

Section 838.5. - 838.5. Pursuant to this code, the commissioner has been and...

Section 839. - 839. The commissioner shall issue a permit if he finds...

Section 839.1. - 839.1. (a) In any case where a domestic insurer is...

Section 839.5. - 839.5. The commissioner shall not issue a permit for the...

Section 840. - 840. The commissioner may prescribe in the permit the amounts,...

Section 841. - 841. Every permit shall recite in bold type that the...

Section 842. - 842. The commissioner may impose conditions requiring the deposit in...

Section 843. - 843. The commissioner may, from time to time and for...

Section 844. - 844. Every insurer authorized by the commissioner to sell securities...

Section 845. - 845. (a) A person shall not sell or resell any...

Section 845.5. - 845.5. The certificate required by Section 845 to act as...

Section 846. - 846. To secure such certificate, the applicant shall make and...

Section 847. - 847. At the time of filing an application for a...

Section 850. - 850. If the applicant is a foreign corporation or association,...

Section 851. - 851. The commissioner shall examine such application, and shall make...

Section 852. - 852. The commissioner may at any time in accordance with...

Section 853. - 853. Every broker shall, at such times as the commissioner...

Section 854. - 854. After receipt of notice in writing from the commissioner,...

Section 855. - 855. All writings filed with the commissioner under this article...

Section 856. - 856. (a) The commissioner may at any time give or...

Section 857. - 857. The commissioner shall charge and collect the following fees:...

Section 859. - 859. The commissioner shall also collect the following fees: (a)...

Section 860. - 860. No fees shall be charged or collected for copies...

ARTICLE 9 - Registration of Insurers Names

Section 880. - 880. Except as provided in this article, every insurer shall...

Section 881. - 881. (a) The commissioner shall require the name or any...

Section 881.1. - 881.1. Notwithstanding the provisions of Section 881 or any other...

Section 881.2. - 881.2. Notwithstanding Section 5652 of the Financial Code, use of...

Section 881.3. - 881.3. Upon approval of an applicant’s name by the commissioner,...

Section 881.5. - 881.5. If through inadvertance or otherwise a corporation does not...

Section 882. - 882. When two or more insurers propose to issue an...

Section 882.5. - 882.5. (a) A home protection company proposing to issue a...

Section 883. - 883. An underwriter’s policy may be issued under a name...

Section 884. - 884. Unless renewed, the approval and registration of all underwriters’...

Section 885. - 885. The commissioner may at any time institute proceedings for...

Section 886. - 886. Termination of approval and registration of an underwriter’s name,...

ARTICLE 10 - Financial Statements of Insurers

Section 900. - 900. (a) On or before the first day of March...

Section 900.2. - 900.2. (a) All insurers doing business in this state shall...

Section 900.3. - 900.3. (a) An insurer or group of insurers doing business...

Section 900.5. - 900.5. The commissioner shall charge and collect four hundred twenty...

Section 900.8. - 900.8. The commissioner may decline to grant or renew or...

Section 900.9. - 900.9. Any officer, director, employee or agent of any insurer,...

Section 902. - 902. Insurers engaged in the business of compensation insurance shall,...

Section 903. - 903. The commissioner shall require statements and reports to be...

Section 903.5. - 903.5. In any case where an insurer is required by...

Section 904. - 904. In addition to the annual statement required to be...

Section 922. - 922. The guarantee by the Small Business Administrator that a...

Section 922.1. - 922.1. The Legislature declares its intent that: (a) In some...

Section 922.2. - 922.2. (a) Credit for reinsurance shall be allowed a domestic...

Section 922.3. - 922.3. Notwithstanding any other provision of law, credit for reinsurance,...

Section 922.31. - 922.31. (a) A ceding insurer shall take steps to manage...

Section 922.4. - 922.4. Credit for reinsurance shall be allowed a domestic ceding...

Section 922.41. - 922.41. (a) Credit shall be allowed a domestic insurer when...

Section 922.42. - 922.42. (a) If an accredited or certified reinsurer ceases to...

Section 922.425. - 922.425. (a) Credit shall be allowed a domestic insurer when...

Section 922.43. - 922.43. The actual costs and expenses incurred by the department...

Section 922.5. - 922.5. (a) An asset or a deduction from liability for...

Section 922.6. - 922.6. Credit for reinsurance shall not be denied a foreign...

Section 922.7. - 922.7. (a) For purposes of subdivision (b) of Section 922.5,...

Section 922.8. - 922.8. (a) The commissioner, after notice, comment period, and a...

Section 922.85. - 922.85. (a) The commissioner may adopt regulations in accordance with...

Section 922.9. - 922.9. Sections 922.4 and 922.5 shall apply to all cessions...

Section 923. - 923. The commissioner shall require every insurer which is required...

Section 923.5. - 923.5. Each insurer transacting business in this state shall at...

Section 923.6. - 923.6. (a) Every admitted property and casualty insurer, unless otherwise...

Section 924. - 924. The commissioner shall collect a late filing fee of...

Section 925. - 925. Upon request of the commissioner, and at intervals as...

Section 925.1. - 925.1. (a) All supplemental information, work papers and other relevant...

Section 925.2. - 925.2. The commissioner may prescribe the subject matter and form...

Section 925.3. - 925.3. All supplemental information provided or made available to the...

Section 925.4. - 925.4. Nothing contained herein shall be deemed in any manner...

ARTICLE 10.1 - California Insurance Community Investment

Section 926. - 926. The Legislature finds and declares all of the following:...

Section 926.1. - 926.1. As used in this article, the following terms shall...

Section 926.2. - 926.2. (a) (1) An admitted insurer with annual premiums written...

Section 926.3. - 926.3. (a) It is the policy of the State of...

ARTICLE 10.2 - Minority, Women, LGBT, Veteran, and Disabled Veteran Business Enterprises

Section 927. - 927. The Legislature finds and declares all of the following:...

Section 927.1. - 927.1. For the purposes of this article, the following definitions...

Section 927.2. - 927.2. (a) (1) Commencing July 1, 2020, and biennially on...

Section 927.3. - 927.3. (a) (1) Commencing July 1, 2020, and biennially on...

Section 927.4. - 927.4. (a) The commissioner shall establish and appoint an Insurance...

Section 927.5. - 927.5. The commissioner may promulgate regulations that further the purposes...

ARTICLE 10.3 - Single Risk Limitation

Section 928. - 928. (a) An admitted insurer shall not undertake any single...

ARTICLE 10.4 - Wildfire Risk Information Reporting

Section 929. - 929. (a) (1) On or before April 1, 2020, and...

Section 929.1. - 929.1. Information submitted to the commissioner, as required by Section...

Section 929.2. - 929.2. (a) The commissioner shall post to the department’s Internet...

Section 929.3. - 929.3. (a) Failure to submit a report pursuant to Section...

ARTICLE 10.5 - National Association of Insurance Commissioners

Section 930. - 930. The provisions of this article shall apply to all...

Section 931. - 931. (a) Each domestic, foreign, and alien insurer doing business...

Section 932. - 932. In the absence of actual malice, members of the...

Section 933. - 933. All financial analysis ratios and examination synopses concerning insurers...

Section 934. - 934. The commissioner may suspend, revoke, or refuse to renew...

ARTICLE 10.6 - Own Risk and Solvency Assessment

Section 935.1. - 935.1. (a) The purpose of this article is to provide...

Section 935.2. - 935.2. For purposes of this article, the following definitions apply:...

Section 935.3. - 935.3. An insurer shall maintain a risk management framework to...

Section 935.4. - 935.4. Subject to Section 935.6, an insurer, or the insurance...

Section 935.5. - 935.5. (a) Upon the commissioner’s request, and no more than...

Section 935.6. - 935.6. (a) An insurer shall be exempt from the requirements...

Section 935.7. - 935.7. (a) The ORSA Summary Report shall be prepared consistent...

Section 935.8. - 935.8. (a) Documents, materials, or other information, including the ORSA...

Section 935.9. - 935.9. Any insurer failing, without just cause, to timely file...

Section 935.10. - 935.10. If any provision of this article, or the application...

Section 935.11. - 935.11. This article shall become operative on January 1, 2015....

ARTICLE 10.8 - Corporate Governance Disclosure Act

Section 936.1. - 936.1. (a) The purpose of this article is to provide...

Section 936.2. - 936.2. For the purposes of this article, the following definitions...

Section 936.3. - 936.3. (a) An insurer, or the insurance group of which...

Section 936.4. - 936.4. The commissioner may, upon notice and opportunity for all...

Section 936.5. - 936.5. (a) The insurer or insurance group shall have discretion...

Section 936.6. - 936.6. (a) (1) Documents, materials, or other information, including the...

Section 936.7. - 936.7. (a) The commissioner may retain, at the insurer's expense,...

Section 936.8. - 936.8. Any insurer or insurer group failing, without just cause,...

Section 936.9. - 936.9. The provisions of this article, other than Section 936.6,...

ARTICLE 11 - Deposit of Securities

Section 939. - 939. Except as otherwise expressly provided, all deposits of securities...

Section 940. - 940. The commissioner shall accept and hold securities in trust...

Section 940.1. - 940.1. The commissioner shall require the payment of fifty-eight dollars...

Section 941. - 941. Such deposited securities shall not be estimated above their...

Section 942. - 942. The commissioner shall permit a deposit of those securities...

Section 943. - 943. So long as the insurer continues solvent the commissioner...

Section 944. - 944. Securities deposited under the provisions of this article shall...

Section 945. - 945. If the deposit is of mortgages, it shall be...

Section 946. - 946. If the deposit is of stocks or bonds, it...

Section 948. - 948. Whenever an insurer has deposited with the commissioner the...

Section 949. - 949. The commissioner shall require the payment of seventy-two dollars...

Section 950. - 950. Whenever such a depositing insurer has paid, canceled, or...

Section 951. - 951. Pending such examination the securities requested to be withdrawn...

Section 952. - 952. Whenever the laws of any other state or country,...

Section 953. - 953. Whenever a domestic insurer deposits securities with an officer...

Section 954. - 954. The commissioner shall make an annual examination of the...

Section 955. - 955. All appraisal fees collected by the commissioner under the...

Section 956. - 956. An account or accounts in one or more banks...

ARTICLE 13 - Insolvency

Section 980. - 980. As used in this article, “liability” includes liability for...

Section 984. - 984. Any mortgage insurer or any mortgage guaranty insurer is...

Section 985. - 985. (a) On or after January 1, 1970, as used...

Section 985.5. - 985.5. In the case of the insolvency of an admitted...

Section 985.6. - 985.6. The costs incurred in investigating and preparing the report...

«
1
2
»