Arkansas Code
Title 4 - Business and Commercial Law
Subtitle 7 - Consumer Protection

§ 4-86-104. Interest on deposits for freight and parcel delivery services - (a) Whenever any person, company, or corporation furnishing customers with...

§ 4-86-105. Grave markers or headstones - When any person purchases a grave marker or grave headstone...

§ 4-86-106. Automatic renewal of professional home security contracts prohibited - (a) Except as provided in subsection (c) of this section,...

§ 4-86-107. Prohibiting the misappropriation of social security numbers - (a) As used in this section: (1) “Person” means: (A)...

§ 4-86-109. Automatic lease agreement renewal — Notice required — Definition - (a) For purposes of this section, “automatic lease renewal” means...

§ 4-86-110. Additional investment for production contracts - (a) For purposes of this section, “production contract” means the...

Chapter 87 - Arkansas Equal Consumer Credit Act

§ 4-87-101. Title - This chapter shall be known and may be cited as...

§ 4-87-102. Statute of limitations - Any action brought under the provisions of this chapter may...

§ 4-87-103. Class actions prohibited - No class action may be filed under the provisions of...

§ 4-87-104. Discrimination based on sex or marital status unlawful - It shall be unlawful for any creditor or credit card...

§ 4-87-105. Damages - Any creditor or credit card issuer who discriminates against any...

Chapter 88 - Deceptive Trade Practices

Subchapter 1 - General Provisions

§ 4-88-101. Applicability of chapter - This chapter does not apply to: (1) Advertising or practices...

§ 4-88-102. Definitions - As used in this subchapter: (1) “Caller identification service” means...

§ 4-88-103. Penalties - Any person who knowingly and willfully commits an unlawful practice...

§ 4-88-104. Injunctions - In addition to the criminal penalty imposed hereunder, the Attorney...

§ 4-88-105. Consumer Protection Division - (a) There is created within the office of the Attorney...

§ 4-88-106. Consumer Advisory Board - (a) There may be a Consumer Advisory Board appointed by...

§ 4-88-107. Deceptive and unconscionable trade practices generally - (a) Deceptive and unconscionable trade practices made unlawful and prohibited...

§ 4-88-108. Concealment, suppression, or omission of material facts - (a) When utilized in connection with the sale or advertisement...

§ 4-88-109. Prohibition of pyramid promotional schemes — Definitions - (a) A person who promotes any pyramid promotional scheme engages...

§ 4-88-111. Investigations — Procedure — Confidential information - (a) When the Attorney General determines that an investigation should...

§ 4-88-112. Failure to cooperate in investigations — Proceedings - (a) In the event any person fails or refuses to...

§ 4-88-113. Civil enforcement and remedies — Suspension or forfeiture of charter, franchise, etc - (a) In any proceeding brought by the Attorney General for...

§ 4-88-114. Voluntary compliance - (a) (1) In the administration of this chapter, the Attorney...

§ 4-88-115. Statute of limitations - Any civil action brought to enforce the provisions of this...

§ 4-88-116. Right to jury trial - Any party in an action brought under § 4-88-113(f) shall...

§ 4-88-117. Durable medical equipment — Definition - (a) As used in this section, “durable medical equipment” means...

Subchapter 2 - Enhanced Penalties When Elder Persons or Persons With Disabilities Are Targeted

§ 4-88-201. Definitions - (a) “Elder person” means a person who is sixty (60)...

§ 4-88-202. Civil penalty — Disposition of funds - (a) If any person is found to have violated any...

§ 4-88-203. Determination of civil penalty - In determining whether to impose an enhanced civil penalty under...

§ 4-88-204. Cause of action - An elder person or person with a disability who suffers...

§ 4-88-205. Education initiatives - The Attorney General shall, pursuant to the funds allocated in...

§ 4-88-206. Referrals for abuse, neglect, and exploitation - The Attorney General shall establish and maintain referral procedures with...

§ 4-88-207. Elder Person and Person with a Disability Victims Fund created - The “Elder Person and Person with a Disability Victims Fund”...

Subchapter 3 - Protection of Consumers from Price Gouging and Unfair Pricing Practices During and Shortly After a State of Emergency

§ 4-88-301. Emergencies and natural disasters — Taking unfair advantage of consumers - The General Assembly hereby finds that during emergencies and major...

§ 4-88-302. Definitions - (a) “Building materials” means lumber, construction tools, windows, and anything...

§ 4-88-303. Prohibited unfair pricing practices - (a) (1) Upon the proclamation of a state of emergency...

§ 4-88-304. Penalties, remedies, and enforcement - (a) (1) When a person violates this subchapter or a...

§ 4-88-305. Preemption - Nothing in this section shall preempt any local ordinance prohibiting...

Subchapter 4 - “Slamming” in the Telecommunications Industry

§ 4-88-401. Definitions - As used in this subchapter: (1) “Person” means any individual,...

§ 4-88-402. Slamming - No telecommunications service provider and no person acting on behalf...

§ 4-88-403. Penalties, remedies, and enforcement - (a) When a person violates this subchapter or a rule...

Subchapter 5 - Disclosures by Solicitors for Advertisements on School Calendars

§ 4-88-501. Definitions - As used in this subchapter: (1) “Person” shall have the...

§ 4-88-502. Violations - (a) This subchapter shall not be construed to permit an...

§ 4-88-503. Penalty - (a) A violation of this subchapter shall constitute a violation...

Subchapter 6 - Unsolicited Commercial and Sexually Explicit Electronic Mail Prevention Act

§ 4-88-601. Title - This subchapter may be referred to and cited as the...

§ 4-88-602. Definitions - As used in this subchapter: (1) “Commercial” means for the...

§ 4-88-603. Unsolicited commercial or sexually explicit electronic mail — Requirements - (a) Each person who sends or causes to be sent...

§ 4-88-604. Interactive computer service and electronic mail service provider authority - (a) An interactive computer service or electronic mail service provider...

§ 4-88-605. Criminal penalty - (a) A person who violates any requirement of § 4-88-603...

§ 4-88-606. Civil action for violation — Election on damages — Costs and attorney's fees — Defense - (a) For any violation of a provision of this subchapter,...

§ 4-88-607. Enforcement of subchapter - (a) (1) Any transmission of unsolicited commercial or sexually explicit...

Subchapter 7 - Fair Gift Card Act

§ 4-88-701. Short title - This act shall be known and may be cited as...

§ 4-88-702. Definitions - As used in this subchapter: (1) “Debit card” means any...

§ 4-88-703. Regulation of unfair and deceptive acts and practices in connection with gift cards - (a) A person shall not sell or issue a gift...

§ 4-88-704. Exclusions - The prohibitions and requirements of this subchapter shall not apply...

§ 4-88-705. Enforcement - A violation of the provisions of this subchapter shall constitute...

§ 4-88-706. Rules - (a) The State Bank Department shall promulgate rules pertaining to...

Subchapter 8 - Fair Disclosure of State Funded Payments for Pharmacists' Services Act

§ 4-88-801. Title - This subchapter shall be known and may be cited as...

§ 4-88-802. Definitions - As used in this subchapter: (1) “Pharmacy benefits manager” or...

§ 4-88-803. Required practices - (a) A PBM, when seeking payment or reimbursement for pharmacist...

§ 4-88-804. Enforcement - A violation of this subchapter is a deceptive and unconscionable...

Subchapter 9 - Unfair Practices Related to Residential Real Estate Repair Contracts

§ 4-88-901. Applicability - (a) This subchapter applies to a residential real estate repair...

§ 4-88-902. Definitions - As used in this subchapter: (1) (A) “Emergency services” means...

§ 4-88-903. Notice of cancellation - Before signing a residential real estate repair contract with an...

§ 4-88-904. Commencement of work — Cancellation - (a) A residential contractor in a residential real estate repair...

§ 4-88-905. Violations - (a) A violation of this subchapter by a residential contractor...

Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act

§ 4-88-1001. Title - This subchapter shall be known and may be cited as...

§ 4-88-1002. Definitions - As used in this subchapter: (1) “Pharmacist” means a licensed...

§ 4-88-1003. Change in choice of provider without express consent — Prohibited - (a) When an individual's consent to altering or changing provider...

§ 4-88-1004. Limitation — Patient payment - An individual shall not be required to make a payment...

§ 4-88-1005. Enforcement - The Insurance Commissioner shall: (1) Enforce this subchapter using powers...

Chapter 89 - Home Solicitation Sales

§ 4-89-101. Purpose - The purpose of this chapter is to promote the public...

§ 4-89-102. Definitions - As used in this chapter, unless the context otherwise requires:...

§ 4-89-103. Contracts excepted from chapter - The provisions of this chapter shall not apply to a...

§ 4-89-104. Penalties - Any person, firm, partnership, corporation, or other entity that knowingly...

§ 4-89-105. Damages - For a violation which is subject to the provisions of...

§ 4-89-106. Enforcement of chapter - (a) (1) Any home solicitation sale conducted in violation of...

§ 4-89-107. Buyer's right to cancel offer or contract - (a) In addition to any other right to revoke an...

§ 4-89-108. Requirements for enforceable sale — Notice of right to cancellation required - (a) A home solicitation sale is not enforceable by way...

§ 4-89-109. Return of payments and goods by seller - (a) Within ten (10) days after a home solicitation contract...

§ 4-89-110. Return of goods by buyer — Buyer's duty - (a) (1) Within twenty (20) days after a home solicitation...

Chapter 90 - Automobiles

Subchapter 2 - Odometer Regulations

§ 4-90-201. Legislative intent and purpose - The General Assembly recognizes that a motor vehicle is a...

§ 4-90-202. Definitions - As used in this subchapter, unless the context otherwise requires:...

§ 4-90-203. Penalties and enforcement - (a) (1) (A) When a person violates this subchapter or...

§ 4-90-204. Preventing tampering - A person may not: (1) Advertise for sale, sell, use,...

§ 4-90-205. Service, repair, and replacement - (a) (1) A person may service, repair, or replace an...

§ 4-90-206. Disclosure requirements on transfer of a motor vehicle - (a) (1) A person transferring his or her ownership of...

§ 4-90-207. Civil actions by private persons - (a) (1) A person who violates this subchapter or a...

Subchapter 3 - Aftermarket Crash Parts

§ 4-90-301. Legislative intent - This subchapter is intended to apply only to parts that...

§ 4-90-302. Definitions - As used in this subchapter: (1) “Aftermarket crash part” means...

§ 4-90-303. Penalties - Any person who violates any provision of this subchapter shall,...

§ 4-90-304. Required identification - Any nonoriginal equipment manufacturer aftermarket crash part manufactured or supplied...

§ 4-90-305. Repair estimates - (a) In all instances where nonoriginal equipment manufacturer aftermarket crash...

§ 4-90-306. Repairs - Whenever repairs are made involving replacement crash parts, as defined...

§ 4-90-307. Insurance - Every insurer that writes motor vehicle insurance and that intends...

Subchapter 4 - New Motor Vehicle Quality Assurance Act

§ 4-90-401. Title - This subchapter shall be known and may be cited as...

§ 4-90-402. Legislative determinations and intent - The General Assembly recognizes that a motor vehicle is a...

§ 4-90-403. Definitions - As used in this subchapter, unless the context otherwise requires:...

§ 4-90-404. Notice by consumer — Disclosure by manufacturer, agent, or dealer - (a) (1) A consumer shall utilize the informal dispute settlement...

§ 4-90-405. Required warranty repairs - If a motor vehicle does not conform to the warranty...

§ 4-90-406. Failure to make required repairs - (a) (1) After three (3) attempts have been made to...

§ 4-90-407. Refunds - (a) (1) Refunds shall be made to the consumer and...

§ 4-90-408. Reimbursement of towing and rental costs - Whenever a vehicle is replaced or refunded under this subchapter,...

§ 4-90-409. Option to retain use of vehicle - A consumer has the option of retaining the use of...

§ 4-90-410. Presumption of reasonable attempts to repair — Extension of time to repair in case of war, invasion, strike, fire, flood, or natural disaster - (a) A rebuttable presumption of a reasonable number of attempts...

§ 4-90-411. Diagnosis or repair — Documentation - (a) A manufacturer, its agent, or authorized dealer may not...

§ 4-90-412. Resale of returned nonconforming vehicle - (a) If a motor vehicle has been replaced or repurchased...

§ 4-90-413. Affirmative defenses - It is an affirmative defense to any claim under this...

§ 4-90-414. Informal proceeding as precedent - (a) (1) Any manufacturer doing business in this state, entering...

§ 4-90-415. Enforcement — Exclusivity — Costs and expenses - (a) A consumer may bring a civil action to enforce...

§ 4-90-416. Time limitation for commencement of action - (a) An action brought under this subchapter must be commenced...

§ 4-90-417. Deceptive trade practices - A violation of any of the provisions of this subchapter...

Subchapter 5 - Motor Vehicle Service Contract Act

§ 4-90-501. Title - This subchapter is known and may be cited as the...

§ 4-90-502. Definitions - As used in this subchapter: (1) “Affiliate” means an entity...

§ 4-90-503. Applicability - This subchapter shall apply to motor vehicle service contracts sold...

§ 4-90-504. Exemptions — Affiliates - (a) Except as provided in this subchapter, a motor vehicle...

§ 4-90-505. Mandatory insurance - (a) A motor vehicle service contract or theft protection program...

§ 4-90-506. Required service contract and warranty disclosures - A motor vehicle service contract or theft protection program warranty...

§ 4-90-507. Termination and refunds - No motor vehicle service contract may be issued, sold, or...

§ 4-90-509. Rulemaking power - (a) The Insurance Commissioner may adopt such administrative rules as...

§ 4-90-510. Investigations and enforcement - (a) The Insurance Commissioner is authorized to conduct such investigations...

§ 4-90-511. Unfair trade practices - Motor vehicle service contract providers and warrantors are subject to...

§ 4-90-512. Form of service contracts and warranties - A motor vehicle service contract or theft protection program warranty...

Subchapter 7 - Debt Cancellation Agreements

§ 4-90-701. Definition - As used in this subchapter, “debt cancellation agreement” means a...

§ 4-90-702. Requiring borrower to purchase debt cancellation agreement prohibited - A lender shall not require a borrower to purchase a...

§ 4-90-703. Debt cancellation agreements to be legible — Disclosure requirements - All terms of a debt cancellation agreement shall be printed...

§ 4-90-704. Debt cancellation agreements — Restrictions - No debt cancellation agreement shall be issued that: (1) Is...

§ 4-90-705. Application of § 4-88-101 et seq. to debt cancellation agreements and sellers of debt cancellation agreements - (a) Debt cancellation agreements and sellers of debt cancellation agreements...

Subchapter 8 - Guaranteed Asset Protection Waivers

§ 4-90-801. Legislative intent — Purpose — Scope - (a) The General Assembly finds that guaranteed asset protection waivers...

§ 4-90-802. Definitions - As used in this subchapter: (1) “Administrator” means a person,...

§ 4-90-803. Requirements for offering guaranteed asset protection waivers - (a) A guaranteed asset protection waiver may be offered, sold,...

§ 4-90-804. Contractual liability or other insurance policies - (a) A contractual liability policy or other insurance policy insuring...

§ 4-90-805. Disclosures - A guaranteed asset protection waiver shall disclose, as applicable, in...

§ 4-90-806. Cancellation of guaranteed asset protection waiver - (a) (1) A guaranteed asset protection waiver agreement may be...

§ 4-90-807. Commercial transactions — Exemptions - Section 4-90-803(c), § 4-90-805, and § 4-90-808 shall not apply...

§ 4-90-808. Enforcement - (a) The Insurance Commissioner may take action that is necessary...

Chapter 91 - Credit Services Organizations

Subchapter 2 - Credit Repair Services Organizations Act of 2017

§ 4-91-201. Title - This subchapter shall be known and may be cited as...

§ 4-91-202. Definitions — Interest — Statement Required — Contracts — Prohibited Conduct - (a) As used in this subchapter: (1) “Buyer” means a...

Chapter 92 - Rental Purchases

§ 4-92-101. Title - This chapter shall be known and may be cited as...

§ 4-92-102. Definitions - As used in this chapter, unless the context otherwise requires:...

§ 4-92-103. Liability of lessor - (a) A consumer damaged by a violation of this chapter...

§ 4-92-104. Agreement — Nature - An agreement which conforms with the definition as set forth...

§ 4-92-105. Agreement — Provisions prohibited and required - (a) A rental-purchase agreement shall not contain a provision: (1)...

§ 4-92-106. Agreement — Reinstatement - (a) A consumer who fails to make a timely rental...

§ 4-92-107. Advertisements - Any advertisement for a rental-purchase agreement must clearly and conspicuously...

§ 4-92-108. Personal property — Repossessed rental merchandise - (a) This section applies when merchandise becomes attached to the...

Chapter 93 - Credit Reporting Disclosures

§ 4-93-101. Title - This chapter may be known and cited as the “Credit...

§ 4-93-102. Definitions - As used in this chapter, the terms “consumer”, “consumer report”,...

§ 4-93-103. Notice of adverse action — Required - Whenever credit, the further extension of existing credit, or the...

§ 4-93-104. Notice of adverse action — Contents — Damages - (a) The notification of adverse action shall be in writing...

Chapter 94 - Health Spa Consumer Protection Act

§ 4-94-101. Title - This chapter shall be known and may be cited as...

§ 4-94-102. Definitions - As used in this chapter, unless the context otherwise requires:...

§ 4-94-103. Scope of chapter - The provisions of this chapter are not exclusive and do...

§ 4-94-104. Written contract required — Delivery to buyer - (a) Every contract for health spa services shall be in...

§ 4-94-105. Void or voidable provisions — Waiver - (a) Any contract for health spa services which does not...

§ 4-94-106. Registration statement - (a) Any person, corporation, partnership, association, or group intending to...

§ 4-94-107. Payment period - No contract for health spa services shall require payments or...

§ 4-94-108. Time for performance - (a) Every contract for health spa services to be rendered...

§ 4-94-109. Cancellation of contracts - (a) (1) Contracts for health spa services may be cancelled...

Chapter 95 - Arkansas Mail and Telephone Consumer Product Promotion Fair Practices Act

§ 4-95-101. Title - This chapter may be known and cited as the “Arkansas...

§ 4-95-102. Definitions - As used in this chapter, unless the context otherwise requires:...

§ 4-95-103. Penalties — Criminal - Any person who knowingly commits a practice defined as unlawful...

§ 4-95-104. Penalties — Civil - In addition to the criminal penalty imposed in § 4-95-103,...

§ 4-95-105. Offers of gifts or prizes - (a) It shall be an unlawful practice under this chapter...

§ 4-95-106. Purchase agreements generally - (a) Any agreement by a consumer to obtain a consumer...

§ 4-95-107. Exemptions - This chapter shall not apply to a consumer product transaction:...

§ 4-95-108. Violation of subchapter renders agreement void — Waiver - (a) Any agreement for sale, lease, or rent of a...

Chapter 96 - Farm Machinery

Subchapter 2 - Hour Meters on Farm Machinery

§ 4-96-201. Alteration prohibited - (a) No person shall knowingly tamper with, adjust, alter, change,...

§ 4-96-202. Conspiracy to violate subchapter — Penalties - (a) No person shall conspire with any other person to...

Subchapter 3 - Arkansas New Farm Machinery Quality Assurance Act

§ 4-96-301. Title - This subchapter shall be known and may be cited as...

§ 4-96-302. Definitions - As used in this subchapter: (1) “Authorized dealer” means an...

§ 4-96-303. Disclosure by seller - (a) (1) When a consumer purchases or leases farm machinery...

§ 4-96-304. Right to repair - After notice is provided under § 4-96-303, a manufacturer, a...

§ 4-96-305. Refund or replacement - (a) If a manufacturer, an agent of a manufacturer, a...

§ 4-96-306. Affirmative defenses - It is an affirmative defense to a claim under this...

§ 4-96-307. Enforcement — Exclusivity — Costs and expenses - (a) A consumer may bring a civil action to enforce...

§ 4-96-308. Action — Limitations - (a) A legal action brought under this subchapter shall commence...

Chapter 97 - Retail Pet Stores

§ 4-97-101. Title - This chapter may be cited as the “Arkansas Retail Pet...

§ 4-97-102. Legislative intent - It is the purpose of this chapter to require certain...

§ 4-97-103. Definitions - For the purposes of this chapter: (1) “Animal” means a...

§ 4-97-104. Registration required - (a) (1) Any person who owns, operates, or establishes a...

§ 4-97-105. Consumer guarantees - (a) (1) A retail pet store shall provide to the...

§ 4-97-106. Public health — Enforcement - The State Board of Health may propose, adopt, promulgate, and...

§ 4-97-107. Unlawful disposition of animals - (a) It is unlawful for a retail pet store to...

§ 4-97-108. Inspection — Public notice - (a) Any authorized person is entitled to inspect the premises...

§ 4-97-109. Applicability to other laws - Nothing in this chapter shall be construed to prevent or...

Chapter 98 - Arkansas Pay-Per-Call Consumer Protection Act

§ 4-98-101. Title - This chapter shall be known and may be cited as...

§ 4-98-102. Definitions - For the purposes of this chapter, unless the context otherwise...

§ 4-98-103. Information and disclosure message - (a) (1) An information provider that offers pay-per-call services in...

§ 4-98-104. Advertisement requirements - Any information provider offering pay-per-call service shall utilize advertising that...

§ 4-98-105. Remedies - (a) (1) Any consumer injured by a violation of this...

Chapter 99 - Regulation of Telephonic Sellers

Subchapter 1 - General Provisions

§ 4-99-101. Legislative finding, declaration, and intent - (a) The General Assembly recognizes that the widespread use of...

§ 4-99-102. Construction - This chapter shall be construed liberally in order to achieve...

§ 4-99-103. Definitions - As used in this chapter: (1) “Caller identification service” means...

§ 4-99-104. Registration procedures — Fees — Duration - (a) (1) Not less than ten (10) days before doing...

§ 4-99-105. Filing information - Each registration filing pursuant to this chapter shall contain the...

§ 4-99-106. Exemption information — Requirements - (a) A person claiming an exemption from registration as provided...

§ 4-99-107. Bond requirement — Promotions — Notice prior to inception - (a) (1) A telephonic seller shall maintain a bond issued...

§ 4-99-108. Information to be provided each prospective purchaser - (a) If the telephonic seller represents or implies that a...

§ 4-99-109. Irrevocable consent appointing Secretary of State to act as seller's attorney to receive service — Conditions of effective service - (a) A telephonic seller shall file with the Secretary of...

§ 4-99-110. Soliciting prospective purchasers on behalf of unregistered telephonic seller prohibited — Violation - (a) (1) A salesperson shall not solicit prospective purchasers on...

§ 4-99-111. Remedies provided for violation of provisions of this chapter not exclusive — Rights of Attorney General - (a) The provisions of this chapter are not exclusive. The...

§ 4-99-112. Burden of proving an exemption or exception - In any civil proceeding alleging a violation of this chapter,...

Subchapter 2 - Residential Sales and Solicitations

§ 4-99-201. Caller identification — Information offered — Penalty for violation - (a) (1) Any person who on behalf of any charity,...

§ 4-99-202. Collection practices - (a) (1) No person who calls a residential telephone number...

§ 4-99-203. Consumer's express written authorization required - (a) (1) For the purposes of this section, “telemarketer” means...

Subchapter 3 - Caller Identification Blocking by Telephonic Sellers

§ 4-99-301. Definitions - For the purpose of this subchapter: (1) “Caller identification service”...

§ 4-99-302. Prohibition - (a) It is a violation of this subchapter for any...

§ 4-99-303. Penalties — Remedies — Enforcement - (a) When a person violates this subchapter or a rule...

Subchapter 4 - Arkansas Consumer Telephone Privacy Act

§ 4-99-401. Short title - This subchapter shall be known as the “Arkansas Consumer Telephone...

§ 4-99-402. Legislative findings and intent - (a) The General Assembly finds that: (1) The use of...

§ 4-99-403. Definitions - As used in this subchapter, unless the context requires otherwise:...

§ 4-99-404. Statewide database - The Attorney General shall: (1) Establish and thereafter operate a...

§ 4-99-405. Prohibitions - It shall be a violation of this subchapter for any...

§ 4-99-406. Applicability of subchapter - The provisions of this subchapter shall not apply to: (1)...

§ 4-99-407. Enforcement by the Attorney General - (a) Any violation by any person of the prohibitions set...

§ 4-99-408. Moneys derived from listing charge - All moneys derived from the listing charge described in §...

Chapter 100 - Motor Vehicle Transfers

§ 4-100-101. Definitions - As used in this subchapter, unless the context requires otherwise:...

§ 4-100-102. Remedies and penalties - (a) Any sublease or transfer, or attempted sublease or transfer,...

§ 4-100-103. Prohibited practices - (a) A person engages in an act of unlawful subleasing...

Chapter 101 - Jewelry

Subchapter 2 - Sale of Fracture-Filled and Clarity-Enhanced Diamonds

§ 4-101-201. Duty of merchant — Penalty - (a) A person engaged in the business of selling fracture-filled...

Chapter 102 - Prize Promotion

§ 4-102-101. Legislative finding, declaration, and intent - (a) The General Assembly has become aware of the avalanche...

§ 4-102-102. Definitions - As used in this chapter, unless the context otherwise requires:...

§ 4-102-103. Violations - (a) Nothing in this chapter shall be construed to permit...

§ 4-102-104. Exemptions - (a) Nothing in this chapter creates liability for the acts...

§ 4-102-105. Prohibited practices - A sponsor shall not do any of the following: (1)...

§ 4-102-106. Disclosures required - (a) No sponsor shall offer a prize nor shall a...

§ 4-102-107. Prize award required - A sponsor who represents to a person that the person...

§ 4-102-108. Telephonic prize offers - (a) All provisions of this chapter apply to prize offers...

§ 4-102-109. Application of the Home Solicitation Act - All prize offers, including telephone prize offers, in which the...

Chapter 103 - Charitable Solicitation

Subchapter 2 - Containers

§ 4-103-201. Definitions - As used in this subchapter: (1) (A) “Charitable organization” means...

§ 4-103-202. Disclosure label required — Unlawful charitable solicitation - (a) Any container used by any charitable organization in a...

§ 4-103-203. Exemptions - No charitable organization shall be liable for prosecution under this...

§ 4-103-204. Enforcement of subchapter - (a) (1) Any violation of the provisions of this subchapter...

§ 4-103-205. Construction of subchapter - The provisions of this subchapter shall be supplemental to the...

Chapter 104 - Credit Card Solicitation

Subchapter 2 - College Campuses

§ 4-104-201. Definitions - As used in this subchapter: (1) “Credit card” means: (A)...

§ 4-104-202. Face-to-face solicitations - (a) (1) It is unlawful to: (A) Solicit any person...

§ 4-104-203. Solicitations at athletic events - If the institution of higher learning permits solicitations at athletic...

§ 4-104-204. Violations — Penalties - Any credit card issuer violating this subchapter shall be guilty...

Chapter 105 - Lemon Laws

Subchapter 2 - Assistive Devices

§ 4-105-201. Definitions - For purposes of this subchapter: (1) (A) “Assistive device” means...

§ 4-105-202. Express warranties - (a) A manufacturer who in the State of Arkansas sells...

§ 4-105-203. Warranty - If a new assistive device does not conform to an...

§ 4-105-204. Repair - (a) A reasonable amount of time to fix a nonconformity...

§ 4-105-205. Valuation - (a) The current value of the written lease equals the...

§ 4-105-206. Refund or replacement - (a) (1) To receive a comparable new assistive device or...

Chapter 106 - Discount Cards

Subchapter 2 - Health-Related Cash Discount Cards

§ 4-106-201. Prohibited practices - It shall be unlawful and a violation of this subchapter...

§ 4-106-202. Penalty - (a) The Attorney General, any person, firm, private corporation, municipal...

§ 4-106-203. Designation and registration of agent - Any person who sells, markets, promotes, advertises, or otherwise distributes...

§ 4-106-204. Construction - Nothing in this subchapter shall be construed to apply to...

§ 4-106-205. Right to rescind contract — No waiver of claims - (a) In addition to any other right to revoke an...

Chapter 107 - Credit Cards

Subchapter 2 - Transfer of Credit Card Debt

§ 4-107-201. Definitions - As used in this subchapter, unless the context otherwise requires:...

§ 4-107-202. Cardholders protected - (a) If a credit cardholder transfers an outstanding credit card...

§ 4-107-203. Deceptive trade practices - (a) (1) Further, a violation of the provisions of this...

§ 4-107-204. Applicability - Notwithstanding the federal Consumer Credit Protection Act, 15 U.S.C. §...

Subchapter 3 - Unauthorized Use of Credit Cards

§ 4-107-301. Legislative findings - The General Assembly finds, determines, and declares that: (1) Credit,...

§ 4-107-302. Definitions - As used in this subchapter: (1) “Authorized user” means a...

§ 4-107-303. Printing card number on receipts - (a) No person, firm, partnership, association, corporation, limited liability company,...

§ 4-107-304. Acceptance of credit card agreement - The acceptance of the terms and conditions of a credit...

§ 4-107-305. Liability - (a) A cardholder is personally liable for charges and interest...

§ 4-107-306. Amount owed - (a) A creditor may establish a presumption of correctness of...

§ 4-107-307. Interest rate - A creditor may establish the contracted interest rate for a...

Chapter 108 - Fuel and Lubricants

Subchapter 2 - Quality Specifications

§ 4-108-201. Purpose - (a) There should be uniform requirements for engine fuels, petroleum...

§ 4-108-202. Scope - (a) This subchapter establishes a sampling, testing, and enforcement program,...

§ 4-108-203. Definitions - As used in this subchapter: (1) “ASTM” means the American...

§ 4-108-204. Administration — Adoption of standards — Rules - (a) The provisions of this subchapter shall be administered by...

§ 4-108-205. State Petroleum Products Division — General duties and powers - (a) There is hereby created a State Petroleum Products Division...

§ 4-108-206. Registration of engine fuels designed for special use - (a) All engine fuels designed for special use must be...

§ 4-108-207. Prohibited acts - It shall be unlawful to: (1) Represent engine fuels, petroleum...

§ 4-108-208. Civil penalties - (a) (1) Any person who by himself or herself, by...

§ 4-108-209. Criminal penalties - Any person who intentionally violates any provision of this subchapter...

§ 4-108-210. Restraining order and injunction - The Director of the State Plant Board is authorized to...

§ 4-108-211. Title - This subchapter shall be known and may be cited as...

§ 4-108-212. Rules - (a) The State Plant Board may by rule adopted pursuant...

§ 4-108-213. Rules to be unaffected by repeal of prior enabling statute - The adoption of this subchapter or any of its provisions...

Chapter 109 - Use of “Notario” and Similar Terms

§ 4-109-101. Definitions - As used in this chapter: (1) “Notary public” means a...

§ 4-109-102. Prohibited acts and practices - It is a violation of this chapter for any person...

§ 4-109-103. Notice required - (a) Any notary public who chooses to use the term...

§ 4-109-104. Exceptions - This chapter does not apply to an attorney licensed in...

§ 4-109-105. Enforcement - A violation of this chapter is an unconscionable or deceptive...

Chapter 110 - Personal Information Protection Act

§ 4-110-101. Short title - This chapter shall be known and cited as the “Personal...

§ 4-110-102. Findings and purpose - (a) It is the intent of the General Assembly to...

§ 4-110-103. Definitions - As used in this chapter: (1) (A) “Breach of the...

§ 4-110-104. Protection of personal information - (a) A person or business shall take all reasonable steps...

§ 4-110-105. Disclosure of security breaches - (a) (1) Any person or business that acquires, owns, or...

§ 4-110-106. Exemptions - (a) (1) The provisions of this chapter do not apply...

§ 4-110-107. Waiver - Any waiver of a provision of this chapter is contrary...

§ 4-110-108. Penalties - Any violation of this chapter is punishable by action of...

Chapter 111 - Consumer Protection Against Computer Spyware Act

§ 4-111-101. Short title - This chapter shall be known and cited as the “Consumer...

§ 4-111-102. Definitions - As used in this chapter: (1) “Advertisement” means a communication,...

§ 4-111-103. Unlawful acts — Exceptions - (a) A person that is not an authorized user with...

§ 4-111-104. Penalties - Any violation of this chapter is punishable by action of...

§ 4-111-105. Use of Spyware Monitoring Fund - (a) All fines and penalties collected under § 4-111-104 shall...

Chapter 112 - Arkansas Consumer Report Security Freeze Act

§ 4-112-101. Title - This chapter shall be known and may be cited as...

§ 4-112-102. Definitions - As used in this chapter: (1) “Consumer” means an individual;...

§ 4-112-103. Placement of security freeze - (a) A consumer may request that a security freeze be...

§ 4-112-104. Access to credit report — Notification of unauthorized access - (a) If the consumer wishes to allow his or her...

§ 4-112-105. Removal of security freeze - (a) A consumer reporting agency shall remove or temporarily lift...

§ 4-112-106. Consumer request for removal of security freeze - (a) (1) A security freeze shall remain in place until...

§ 4-112-107. Exceptions - (a) This chapter does not apply to the use of...

§ 4-112-108. Permissible fees — Exception - (a) Except as provided in subsection (b) of this section,...

§ 4-112-109. Written confirmation - (a) If a security freeze is in place, a consumer...

§ 4-112-110. Entities not required to place security freeze - The following entities are not required to place a security...

§ 4-112-111. Notice - At any time that a consumer is required to receive...

§ 4-112-112. Civil action - (a) Any person or entity that willfully fails to comply...

§ 4-112-113. Enforcement — Penalties — Remedies - (a) A violation of this chapter constitutes an unfair act...

§ 4-112-114. No prohibition on advising third party that security freeze is in effect - This chapter does not prohibit a consumer reporting agency from...

Chapter 114 - Service Contracts Act

§ 4-114-101. Title - This chapter shall be known and may be cited as...

§ 4-114-102. Scope and purpose - (a) The purpose of this chapter is to: (1) Create...

§ 4-114-103. Definitions - As used in this chapter: (1) “Administrator” means the person...

§ 4-114-104. Requirements for doing business - (a) A provider may appoint an administrator or other designee...

§ 4-114-105. Required disclosures — Reimbursement insurance policy - (a) Reimbursement insurance policies insuring service contracts issued, sold, or...

§ 4-114-106. Required disclosure — Service contracts - (a) A service contract issued, sold, or offered for sale...

§ 4-114-107. Prohibited acts - (a) (1) A provider shall not use a name: (A)...

§ 4-114-108. Recordkeeping requirements - (a) (1) A provider shall keep accurate accounts, books, and...

§ 4-114-109. Cancellation of reimbursement insurance policy - (a) An insurer that issued a reimbursement insurance policy shall...

§ 4-114-110. Obligation of reimbursement insurance policy insurers - (a) (1) A provider is considered to be the agent...

§ 4-114-111. Enforcement provisions - (a) The Insurance Commissioner may conduct investigations or examinations of...

§ 4-114-112. Rules - The Insurance Commissioner may promulgate rules necessary to effectuate this...

Chapter 115 - Credit Card Processing Service

§ 4-115-101. Credit card processing service — Required disclosures — Prohibitions - (a) (1) Any person or entity that offers a credit...

§ 4-115-102. Penalties and enforcement - (a) A violation of the provisions of this chapter by...

§ 4-115-103. Applicability and exclusions - (a) Nothing contained in this chapter shall: (1) Affect the...

Chapter 116 - Refund Anticipation Loan Act

§ 4-116-101. Title and intent - (a) This act shall be known and referred to as...

§ 4-116-102. Definitions - (1) “Consumer” means a person who, individually or in conjunction...

§ 4-116-103. Scope - Unless a facilitator has complied with the provisions of this...

§ 4-116-104. Posting of fee schedules and disclosures - (a) A facilitator shall display a schedule showing the current...

§ 4-116-105. Application disclosures - (a) When a consumer applies for a refund anticipation loan,...

§ 4-116-106. Oral disclosures - (a) If a consumer applies for a refund anticipation loan,...

§ 4-116-107. Prohibited activities - A facilitator shall not: (1) Require a consumer to enter...

§ 4-116-108. Remedies - (a) A facilitator who violates a provision of this chapter...

Chapter 117 - Distribution of Drug Samples

§ 4-117-101. Definitions - As used in this chapter: (1) “Authorized distributors of record”...

§ 4-117-102. Distribution of drug samples - (a) Except under subsections (b) and (c) of this section,...

Chapter 118 - Prepaid Mobile Device Protection Act

§ 4-118-101. Title - This chapter shall be known and may be cited as...

§ 4-118-102. Definitions - As used in this chapter: (1) “Minor” means an individual...

§ 4-118-103. Prepaid mobile device - It is unlawful for a person: (1) To purchase a...

§ 4-118-104. Penalty - A person who violates this chapter or who knowingly purchases...

<< Previous

Arkansas Code Title 4 - Business and Commercial Law Subtitle 7 - Consumer Protection

Arkansas Code
Title 4 - Business and Commercial Law
Subtitle 7 - Consumer Protection