Arkansas Code
Chapter 115 - Credit Card Processing Service
§ 4-115-103. Applicability and exclusions

(a) Nothing contained in this chapter shall:
(1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or
(2) Limit the rights or remedies that are otherwise available to a person or an entity that has contracted with a credit card processing service.

(b) This chapter does not apply to:
(1) A contract entered into before August 1, 2007;
(2) A state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813, as it existed on January 1, 2009; or
(3) The parent, affiliate, or subsidiary of a state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813, as it existed on January 1, 2009.

(c) The obligations under this chapter are cumulative and do not limit the obligations imposed under any other state or federal law.