20-472. Service charges in connection with insurance on collateral security prohibited when change of ownership
It is unlawful for a mortgagee to require the payment of any insurance service charge for services performed in changing of the mortgagee's records and accounts with regard to a change in ownership of the insured property held as security by the mortgagee and with regard to which the mortgagee issues a written beneficiary statement or assumption statement.
Structure Arizona Revised Statutes
§ 20-101 - Department of insurance and financial institutions; definition
§ 20-102 - Definition of director
§ 20-103 - Definition of insurance; exceptions
§ 20-106 - Acts constituting the transaction of business; definition
§ 20-107 - Limitation on transaction of insurance; exception
§ 20-108 - Types of insurers excepted
§ 20-112 - Existing actions or violations
§ 20-113 - Construction of particular and general provisions
§ 20-114 - Violations; classification
§ 20-116 - Surety bonds; cash deposit as alternative
§ 20-118 - Prohibition; definitions
§ 20-120 - Payment bonds for third party intermediary entities; contract provisions; definitions
§ 20-121 - Health care exchange; abortion coverage; prohibition; exceptions
§ 20-122 - Health care sharing ministries; exemption from regulation; definition
§ 20-125 - Sending notices and correspondence
§ 20-126 - Annual medical loss ratio report; posting; definition
§ 20-145 - Evidentiary effect of certificate of authority
§ 20-147 - Assistant director; chief examiner; appointment; qualifications
§ 20-148 - Deputies and other employees; special services
§ 20-149 - Prohibition on certain activities by employees; conflict of interest
§ 20-150 - Delegation of director's authority
§ 20-151 - Issuance of orders and notices by director
§ 20-154 - Annual report; list of authorized insurers
§ 20-155 - Expenses of administration
§ 20-156 - Examination of insurers; financial surveillance fund; definition
§ 20-157 - Access and powers relating to insurers' records
§ 20-157.01 - Confidentiality of insurer's claim files and records; access by director; definition
§ 20-158 - Report of examinations by director; information sharing
§ 20-159 - Insurance examiners' revolving fund; definition
§ 20-160 - Powers of examination; witnesses; subpoenas; perjury
§ 20-162 - Demand for hearing; stay of order
§ 20-164 - Procedure upon hearing
§ 20-168 - Preparation and sale of publications
§ 20-169 - Supervision by director
§ 20-170 - Prohibited acts during sixty day period of supervision
§ 20-171 - Conservatorship; liquidation
§ 20-173 - Residence requirement; exemption for officer representing insurer
§ 20-181 - Mandated health coverage; report
§ 20-182 - Factors for assessing impact; certification of report
§ 20-183 - Report procedures and deadlines
§ 20-191 - Payment of premiums by mail; date of payment
§ 20-201 - "Alien" insurer defined
§ 20-202.01 - Stock insurer's initial free surplus defined
§ 20-202.02 - Mutual insurer's minimum required basic surplus defined
§ 20-202.03 - Mutual insurer's initial free surplus defined
§ 20-202.04 - Reciprocal insurer's required basic surplus defined
§ 20-202.05 - Reciprocal insurer's initial free surplus defined
§ 20-203 - "Domestic" insurer defined
§ 20-204 - "Foreign" insurer defined
§ 20-205 - "State," "United States" defined
§ 20-206 - Authority to transact insurance
§ 20-207 - General qualifications to transact insurance
§ 20-208 - Definition of guaranteed investment contract
§ 20-209 - Kinds of insurance an insurer may transact
§ 20-210 - Minimum required capital stock or basic surplus
§ 20-212 - Funds required to transact additional kinds of insurance
§ 20-213 - Deposit requirements
§ 20-214 - Financial requirements; escalator provisions
§ 20-215 - Application for certificate of authority
§ 20-216 - Issuance or refusal of certificate
§ 20-217 - Certificate of authority; term; termination; delivery upon termination or revocation
§ 20-218.01 - Appointment of a statutory agent
§ 20-218.02 - Change of known place of business or statutory agent
§ 20-219 - Mandatory revocation or suspension
§ 20-220 - Certificate of authority; refusal to renew; revocation or suspension; civil penalty
§ 20-220.01 - Hazardous financial condition; determination; order
§ 20-221 - Director as agent for service of process
§ 20-222 - Service of process; time to answer
§ 20-223 - Annual statement; payment of fees; penalty for failure to file or pay
§ 20-223.01 - Annual report of product liability insurer
§ 20-224 - Premium tax; reports
§ 20-224.01 - Additional premium tax; civil penalty
§ 20-224.02 - Credit for overpayment of tax
§ 20-224.03 - Premium tax credit for new employment
§ 20-224.04 - Affordable housing premium tax credit
§ 20-225 - Failure to pay tax; penalty; exception
§ 20-226 - Exclusive character of premium tax; exception
§ 20-227 - Disposition of tax proceeds
§ 20-228 - Exemption of insurers from general corporation reports and fees
§ 20-229 - Insurance producer; identification; exceptions
§ 20-231 - Transfer of domicile
§ 20-232 - Junior achievement program; exemption from licensure
§ 20-234 - Filing requirement; participation in the insurance regulatory information system
§ 20-235 - Insurers; financial disclosure; requirements
§ 20-237 - Failure to provide information; penalty
§ 20-238 - Health insurance; state regulation; rating areas; definitions
§ 20-239 - Electronic communications and records; applicability; definitions
§ 20-240 - Electronic posting of policies; definitions
§ 20-242 - Health insurers; provider networks; notice; options; definitions
§ 20-251 - Definitions not mutually exclusive
§ 20-252 - "Casualty insurance" defined
§ 20-253 - "Disability insurance" defined
§ 20-254 - "Life insurance" defined
§ 20-254.01 - "Annuities" defined
§ 20-255 - "Marine and transportation insurance" defined
§ 20-256 - "Property insurance" defined
§ 20-257 - "Surety insurance" defined
§ 20-258 - Multiple line insurers
§ 20-259 - "Vehicle insurance" defined
§ 20-259.02 - Coverage to include car pool operators and car pool vehicles; definitions
§ 20-259.03 - Uninsured and underinsured motorist coverages; insured; wrongful death recovery
§ 20-261 - Authorized reinsurance
§ 20-263 - Vehicle insurance; prohibited act by insurer; hearing; penalty
§ 20-264 - Automobile insurance; damaged safety equipment deductible optional; definition
§ 20-265 - Motor vehicle insurance; premium and fee comparisons and complaint ratios
§ 20-266 - Minimum liability policy; availability
§ 20-267 - Motor vehicle liability policies; monthly basis; fee
§ 20-268 - Motor vehicle subrogation
§ 20-270 - Residential property insurance; prohibited acts
§ 20-271 - Lienholders; proof; accidents; notice; applicability
§ 20-283 - Exceptions to insurance producer licensing
§ 20-284 - Application for examination
§ 20-285 - Application for license
§ 20-286 - Licensure; lines of authority
§ 20-287 - Nonresident licensing
§ 20-288 - Exemption from examination
§ 20-289 - Expiration; surrender; renewal
§ 20-289.01 - Inactive license or application status during military service
§ 20-290 - Insurance producer records; individual licensees
§ 20-291 - Service of process on nonresident licensees
§ 20-292 - Violation; injunctive relief
§ 20-293 - Insurance vending machines
§ 20-294 - Temporary licensing
§ 20-295 - License denial, suspension or revocation; civil penalty
§ 20-296 - Effect of suspension or revocation of license
§ 20-297 - Assumed business name; trade name
§ 20-299 - Sharing of information
§ 20-311 - Definition of managing general agent; exceptions; adjustment or payment of claims
§ 20-311.01 - Managing general agents; requirements
§ 20-311.02 - Requirements for managing general agent agreements
§ 20-321.01 - Licensing of adjusters; qualifications; exemption
§ 20-321.02 - Application of other laws
§ 20-331 - Rental car agents; definitions
§ 20-332 - Self-service storage agents; license; definitions
§ 20-336.01 - Scope and application of article
§ 20-336.02 - License required
§ 20-336.03 - Navigators; licensing
§ 20-336.04 - Certified application counselors; licensing
§ 20-336.05 - Enforcement; rules
§ 20-336.06 - Application of other laws
§ 20-340.02 - Bond of bail bond agents
§ 20-340.03 - Bail bond agent prohibitions
§ 20-340.04 - Bail recovery agent prohibitions; criminal records checks
§ 20-340.06 - Application of other laws
§ 20-341 - Purpose of insurance rate regulation
§ 20-342 - Scope and application of article
§ 20-357 - Filing of rating system; definition
§ 20-358 - Disapproval of rates
§ 20-359 - Deviations from filed workers' compensation rates
§ 20-361 - Licensing of rating organizations
§ 20-362 - Notice to director of changes in rating organization
§ 20-363 - Availability of services of rating organization to members
§ 20-365 - Cooperation in rate making
§ 20-366 - Appeal by member or subscriber from action relating to filings
§ 20-367 - Workers' compensation appeals board; composition
§ 20-367.01 - Appeals procedure
§ 20-368 - Advisory organizations
§ 20-369 - Joint underwriting or joint reinsurance
§ 20-370 - Examinations of rating organizations
§ 20-371 - Rate administration
§ 20-372 - Disclosure of information relating to rates
§ 20-373 - Commissions and fees
§ 20-374 - Revocation and suspension of licenses
§ 20-375 - Making of title insurance rates
§ 20-376 - Filing of title insurance rates; approval or disapproval
§ 20-377 - Justification for title insurance rates
§ 20-378 - Disapproval of title insurance filings
§ 20-379 - Deviations in title insurance rates
§ 20-382 - Scope of application
§ 20-386 - Filings open to inspection
§ 20-387 - Delegation of rate making and rate filing obligations
§ 20-388 - Disapproval of rates
§ 20-389 - Rate service organizations; license; application
§ 20-390 - Advisory organizations; filing with director
§ 20-391 - Joint underwriting and joint reinsurance organizations; filing with director
§ 20-392 - Rate agreements among insurers prohibited
§ 20-393 - Recording and reporting of experience
§ 20-395 - Apportionment agreements among insurers
§ 20-396 - Hearing and judicial review
§ 20-397 - Penalties; exception
§ 20-398 - Policy forms; approval or disapproval; exemption
§ 20-399 - Payment of dividends
§ 20-400 - Scope of provisions
§ 20-400.01 - Unjustified adjustments
§ 20-400.02 - Submittal of data comparing premiums charged to filed rates
§ 20-400.05 - Examiners and examination related expenses
§ 20-400.07 - Report of examination
§ 20-400.10 - Industrial insureds
§ 20-401.01 - Unlawful transaction of insurance business; exemptions
§ 20-401.02 - Violation; cease and desist orders; injunctive relief
§ 20-401.03 - Service of process in an action by the director
§ 20-401.05 - Certificate of exemption; definitions
§ 20-401.06 - Unauthorized transactions; classification
§ 20-402 - Validity of contracts
§ 20-403 - Service of process in an action by someone other than the director
§ 20-405 - Prerequisites for participating in court action
§ 20-406 - Attorneys' fees in action against insurer
§ 20-407 - Surplus lines; brokers
§ 20-408 - Report of broker; civil penalty
§ 20-409 - Recognized surplus lines
§ 20-410 - Validity of surplus lines insurance; disclosure; policy fees
§ 20-411 - Licensing of surplus lines broker; examination
§ 20-411.01 - Licensing of Mexican insurance surplus lines broker
§ 20-411.02 - Nonresident surplus lines broker; remittance of tax on insurance procured out of state
§ 20-412 - Acceptance of surplus lines business by broker
§ 20-414 - Records of surplus lines brokers
§ 20-416 - Tax on surplus lines
§ 20-416.01 - Collection and payment of tax on surplus lines; multistate agreement
§ 20-417 - Failure to remit tax; civil penalty; exception
§ 20-418 - Denial, revocation or suspension of license; civil penalty
§ 20-419 - Legal process against surplus lines insurer
§ 20-420 - Exemptions from surplus lines provisions
§ 20-421 - Access of director to records of person insured by unauthorized insurer
§ 20-422 - Alien insurance for coverage in Mexico
§ 20-441 - Purpose of article; definition
§ 20-442 - Unfair trade practices prohibited
§ 20-443 - Misrepresentations and false advertising of policies; false disclosure of compensation
§ 20-443.01 - Misrepresentation in sale of insurance; violation; classification
§ 20-443.02 - Stranger originated life insurance
§ 20-444 - False or deceptive advertising of insurance or status as insurer
§ 20-446 - Acts tending to result in unreasonable restraint or monopoly of insurance business
§ 20-447 - False financial statements or records
§ 20-448 - Unfair discrimination; definitions
§ 20-448.02 - Genetic testing; informed consent; definitions
§ 20-449 - Rebates on life or disability insurance
§ 20-451 - Rebates on other than life or disability insurance; definitions
§ 20-452 - Prohibited inducements
§ 20-452.01 - Designation of particular insurer or person transacting insurance prohibited
§ 20-452.03 - Evidence of nonviolation
§ 20-452.04 - Investigation by director of alleged violations
§ 20-453 - Programs for purchase by policyholders of securities of insurance companies
§ 20-455 - Interlocking ownership or management; multiple directorship
§ 20-456 - Cease and desist order for defined or prohibited practices; civil penalty
§ 20-457 - Premature disposal of premium notes prohibited
§ 20-458 - Fraudulent statement in application; classification
§ 20-459 - Deferred dividends; life
§ 20-460 - Free choice of insurance producer
§ 20-461 - Unfair claim settlement practices
§ 20-462 - Timely payment of claims
§ 20-463 - Fraud; injunction; penalties; restitution; definitions
§ 20-463.01 - Unlawful practices; auto glass repair; policyholders; insurers
§ 20-464 - Prohibiting payment for services to persons other than the assignee
§ 20-465 - Fees; insurance producers; definition
§ 20-466 - Fraud unit; investigators; peace officer status; powers; information sharing; assessment
§ 20-466.01 - Fraud; classification
§ 20-466.02 - Injunction; restitution; civil penalties; costs
§ 20-466.03 - Notice of penalty for false or fraudulent claims; definition
§ 20-466.04 - Referrals to other licensing agencies; definition
§ 20-467 - Return premiums; penalties
§ 20-468 - Motor vehicle loss; policyholder choice of repair facility
§ 20-469 - Motor vehicle loss; choice of glass repair facility
§ 20-469.01 - Third party administrator; glass; violation; classification; definition
§ 20-471 - Definition of insurance service charge; limit; prohibited use
§ 20-473 - Obligation of mortgagee to furnish mortgagor copies of insurance policy
§ 20-475 - Reasonable requirements of security holder are valid
§ 20-475.01 - Insurance on mortgaged property; disclosure of expiration date prohibited; exception
§ 20-476 - Violation; classification
§ 20-481.01 - Investment limitations; exemptions
§ 20-481.03 - Contents of statement
§ 20-481.04 - Statement filed by partnership, corporation or other group
§ 20-481.05 - Material change of fact; filing amended statement; time
§ 20-481.06 - Use of other statements
§ 20-481.07 - Approval and issues; notice; hearings
§ 20-481.09 - Registration of insurers; deadline
§ 20-481.11 - Exemption for nonmaterial items
§ 20-481.13 - Material changes; amended statement; time; reporting of dividends
§ 20-481.14 - Termination of registration
§ 20-481.15 - Consolidated registration by affiliates
§ 20-481.16 - Alternative registration for an affiliate
§ 20-481.17 - Exemption by director
§ 20-481.18 - Disclaimer of affiliation or control; contents; effect on duty to register
§ 20-481.19 - Extraordinary dividend or distribution; time; notice; approval by director; definition
§ 20-481.20 - Examination of registered insurers; powers; limits; expense
§ 20-481.21 - Confidential records; consent to release; release without consent; information sharing
§ 20-481.22 - Power to make rules
§ 20-481.24 - Adequacy of surplus
§ 20-481.26 - Penalties; cease and desist order; violation; classification
§ 20-481.27 - Recovery; liability
§ 20-481.28 - Insurer's license; revocation; suspension; nonrenewal
§ 20-481.30 - Judicial review; special action
§ 20-481.31 - Supervisory colleges
§ 20-481.32 - Management of domestic insurers subject to registration
§ 20-482.01 - Effect of reorganization
§ 20-482.02 - Required filings; approval by director and members
§ 20-482.03 - Required plan contents
§ 20-482.04 - Plan review and approval; general provisions; hearing
§ 20-482.06 - Concurrent reorganization with a domestic or foreign mutual insurer
§ 20-482.07 - Foreign mutual insurer reorganization; definition
§ 20-485.01 - Written agreement; provisions; maintenance of records
§ 20-485.02 - Administrator as intermediary between insurer and insured; right of action preserved
§ 20-485.03 - Maintenance of records; access; confidentiality; information sharing; examination
§ 20-485.04 - Advertising; approval
§ 20-485.05 - Inclusion of underwriting standards
§ 20-485.07 - Payment of claims on behalf of insurer
§ 20-485.08 - Delivery of written communications
§ 20-485.09 - Adjustment or settlement of claims or charges; compensation
§ 20-485.10 - Deposit or surety bond of administrators; amount; purpose
§ 20-486 - Definitions; director's list
§ 20-486.01 - Licensure of reinsurance intermediaries
§ 20-486.02 - Required contract provisions; reinsurance intermediary brokers
§ 20-486.03 - Books and records; reinsurance intermediary brokers
§ 20-486.04 - Duties of insurers utilizing the services of a reinsurance intermediary broker
§ 20-486.05 - Required contract provisions; reinsurance intermediary managers
§ 20-486.06 - Books and records; reinsurance intermediary managers
§ 20-486.07 - Prohibited acts; reinsurance intermediary managers
§ 20-486.08 - Duties of reinsurers utilizing the services of a reinsurance intermediary manager
§ 20-486.09 - Examination authority
§ 20-486.10 - Penalties and liabilities
§ 20-486.11 - Adoption of rules
§ 20-487.02 - Minimum standards
§ 20-488.01 - Risk-based capital reports
§ 20-488.02 - Company action level event
§ 20-488.03 - Regulatory action level event
§ 20-488.04 - Authorized control level event
§ 20-488.05 - Mandatory control level event
§ 20-488.07 - Confidentiality; information sharing
§ 20-488.08 - Supplemental provisions; rules; exemption
§ 20-488.09 - Foreign insurers
§ 20-489 - Violent crime control and law enforcement act; insurance business; rules
§ 20-489.01 - Application of other laws
§ 20-490.01 - Suspension of limitations period
§ 20-490.02 - Enforcement; civil penalty
§ 20-491.01 - Risk management framework required
§ 20-491.02 - ORSA requirement
§ 20-491.03 - Submission of ORSA summary report; requirements
§ 20-491.04 - Exemptions from article requirements; reports
§ 20-491.05 - ORSA summary report
§ 20-491.06 - Confidentiality of ORSA documents; allowable uses
§ 20-492.01 - Disclosure requirements
§ 20-492.02 - Rules and orders
§ 20-492.03 - Contents of corporate governance annual disclosure
§ 20-492.05 - Third-party consultants; confidentiality standards
§ 20-502 - Assets as deductions from liabilities
§ 20-503 - Assets not allowed as deductions from liabilities
§ 20-504 - Reporting assets not allowed
§ 20-506 - Unearned premium reserve
§ 20-507 - Unearned premium reserve for marine insurance
§ 20-508 - Reserves for disability insurance
§ 20-509 - Increase of inadequate reserves
§ 20-510 - Standard valuation law; operative date; definitions
§ 20-511 - Valuation of bonds; limitation
§ 20-512 - Valuation of other securities
§ 20-512.01 - Valuation of joint ventures, partnerships and limited liability companies
§ 20-513 - Valuation of real and personal property
§ 20-514 - Valuation of purchase money mortgages
§ 20-515 - Valuation of assets held in separate accounts
§ 20-517 - Report of acquisitions and dispositions
§ 20-518 - Acquisitions and dispositions of assets
§ 20-519 - Nonrenewals, cancellations or revisions of ceded reinsurance agreements
§ 20-532 - Eligible investments
§ 20-533 - Qualification of securities or property as eligible investments
§ 20-534 - Approval of investment
§ 20-535 - Limitation on percentage of assets invested with single person; exception
§ 20-536 - Investments; type; limitations
§ 20-536.01 - Separate accounts
§ 20-537 - Investment of funds in United States obligations; accounting
§ 20-539 - Federally guaranteed loans
§ 20-540 - Governmental revenue bonds and obligations; limitation; definitions
§ 20-541 - Improvement district obligations
§ 20-543 - Acceptances and bills of exchange
§ 20-544 - Corporate obligations
§ 20-545 - Preferred, guaranteed or preference stock
§ 20-547 - Equipment trust certificates
§ 20-548 - Obligations of receivers or trustees
§ 20-549 - Investments not otherwise authorized; limitations; appraisal; cost
§ 20-551 - Investments or deposits in financial institutions
§ 20-552.01 - Canadian investments; definition
§ 20-553 - Mortgages on real estate; definitions
§ 20-554 - Purchase money mortgages
§ 20-555 - Security agreements; definition
§ 20-558 - Investment company or trust; mutual funds
§ 20-559 - Investments of foreign and alien insurers
§ 20-560 - Derivative transactions; definitions
§ 20-562 - Insurer investments; partnerships; limited liability companies; limitations
§ 20-581 - Deposits of insurers
§ 20-582 - Purpose of deposits
§ 20-583 - Assets eligible for deposit
§ 20-584 - Trust companies as depositaries
§ 20-585 - Responsibility of state for safekeeping of deposits
§ 20-586 - Rights of insurer during solvency
§ 20-588 - Release of deposits
§ 20-589 - Levy upon deposits prohibited; exception
§ 20-612 - Delinquency proceedings; jurisdiction; venue; nature of remedy; appeal
§ 20-613 - Commencement of delinquency proceedings
§ 20-615 - Grounds for rehabilitation of domestic insurers
§ 20-616 - Grounds for liquidation
§ 20-617 - Grounds for conservation of foreign insurers
§ 20-618 - Grounds for conservation of alien insurers
§ 20-619 - Grounds for ancillary liquidation of foreign insurers
§ 20-620 - Order of rehabilitation; termination
§ 20-621 - Order of liquidation of domestic insurers
§ 20-622 - Order of liquidation of alien insurers
§ 20-623 - Order of conservation or ancillary liquidation of foreign or alien insurers
§ 20-623.01 - Conduct of all delinquency proceedings
§ 20-624 - Conduct of delinquency proceedings against domestic and alien insurers
§ 20-625 - Conduct of delinquency proceedings against foreign insurers
§ 20-626 - Claims of nonresidents against domestic insurers
§ 20-627 - Claims against foreign insurers
§ 20-628 - Proof of claims; notice; hearing
§ 20-629 - Priority of distribution; definition
§ 20-630 - Attachment and garnishment of assets
§ 20-631 - Uniform insurers liquidation act
§ 20-632 - Deposit of monies collected
§ 20-634 - Borrowing on pledge of assets
§ 20-635 - Rights and liabilities fixed as of date liquidation order filed
§ 20-637 - Qualified financial contracts; definition
§ 20-639 - Allowance of certain claims
§ 20-640 - Time to file claims
§ 20-641 - Report for assessment
§ 20-643 - Order to pay assessment
§ 20-644 - Publication and service of assessment order
§ 20-645 - Judgment upon assessment
§ 20-647 - Giving guaranty fund or association immediate access to assets
§ 20-650 - Recovery of shareholder liability
§ 20-662 - Arizona property and casualty insurance guaranty fund
§ 20-663 - Guaranty fund board; composition; compensation
§ 20-664 - Powers and duties of the board
§ 20-666 - Assessments; notification; exemptions; setoffs; refunds
§ 20-667 - Obligations of the fund
§ 20-668 - Powers and duties of the director
§ 20-669 - Examination of member insurer; costs; release of report
§ 20-670 - Meetings; information; subpoena power; confidentiality
§ 20-671 - Special meetings closed
§ 20-672 - Effect of paid claims
§ 20-675 - Immunity and indemnification
§ 20-676 - Stay of proceedings
§ 20-678 - Examination of the fund; annual report
§ 20-679 - Limitations on filing of creditor's claims
§ 20-680 - Exempt types of insurance
§ 20-682 - Coverage; limitations
§ 20-683 - Life and disability insurance guaranty fund
§ 20-684 - Life and disability insurance guaranty fund board; composition; compensation
§ 20-685 - Powers and duties of the fund
§ 20-688 - Duties and powers of the director
§ 20-689 - Prevention of impairments
§ 20-690 - Financial provisions
§ 20-691 - Examination of the fund; annual report
§ 20-694 - Stay of proceedings; reopening default judgments
§ 20-695 - Statute of limitations
§ 20-696.03 - Statement of actuarial opinion based on an asset adequacy analysis
§ 20-697 - Property and casualty actuarial opinions; limitation of liability
§ 20-697.01 - Confidentiality; sharing of information
§ 20-698 - Annual audited financial reports
§ 20-698.01 - Rule making; exemption from rule making procedures
§ 20-702 - "Mutual" insurer defined
§ 20-703 - "Stock" insurer defined
§ 20-704 - Applicability of general corporation laws
§ 20-705 - Articles of incorporation
§ 20-707 - Amendment of articles
§ 20-708 - Limited stock insurers
§ 20-709 - Formation of mutual insurer; applications for insurance
§ 20-710 - Formation of mutuals; trust deposit of premiums; issuance of policies
§ 20-711 - Initial qualification of domestic mutual insurers
§ 20-712 - Additional kinds of insurance authorized to be issued by mutual insurer
§ 20-713 - Bylaws of mutual insurer
§ 20-713.01 - Directors; terms; staggered terms
§ 20-714 - Quorum of members of mutual insurer
§ 20-715 - Membership in mutual insurer
§ 20-716 - Rights of mutual insurer member
§ 20-717 - Contingent liability of mutual insurer members
§ 20-718 - Enforcement of contingent liability
§ 20-719 - Issuance of nonassessable policies by mutual insurers
§ 20-720 - Revocation of authority to issue nonassessable policies
§ 20-721 - Participating policies
§ 20-723 - Dividends to mutual policyholders
§ 20-724 - Illegal dividends; violation; classification
§ 20-726 - Prohibited interests of officers and directors in certain transactions
§ 20-726.01 - Insider trading by officers, directors and principal stockholders
§ 20-727 - Management and exclusive agency contracts
§ 20-728 - Impairment of capital or assets
§ 20-729 - Conversion of stock insurer to mutual insurer
§ 20-730 - Conversion of mutual insurer to stock insurer
§ 20-731 - Merger or consolidation of stock insurers; hearings; notice
§ 20-732 - Acceptance of reinsurance by stock insurers; definition
§ 20-733 - Merger or consolidation of mutual insurers
§ 20-734 - Acceptance of reinsurance by mutual insurers
§ 20-735 - Distribution of assets of mutual insurer on liquidation
§ 20-736 - Transfer of direct obligations; assignment; notice; findings; approval; applicability
§ 20-761 - "Reciprocal" insurance defined
§ 20-762 - "Reciprocal insurer" defined
§ 20-764 - Compliance by existing insurers
§ 20-765 - Powers of reciprocal insurers
§ 20-766 - Name of insurer; designation by name as party in action
§ 20-767 - Attorney-in-fact of reciprocal insurers
§ 20-768 - Required surplus funds
§ 20-769 - Organization of reciprocal insurer
§ 20-770 - Certificate of authority
§ 20-772 - Modifications of agreement
§ 20-774 - Deposit in lieu of bond of attorney
§ 20-776 - Service of legal process; liabilities under judgment on such service
§ 20-778 - Contributions to insurer
§ 20-779 - Financial condition; determination
§ 20-781 - Subscribers' advisory committee
§ 20-782 - Subscriber's liability
§ 20-783 - Liability of subscriber on judgment against insurer
§ 20-785 - Time limit for assessment
§ 20-786 - Limitation on liability
§ 20-787 - Nonassessable policies
§ 20-788 - Distribution of savings
§ 20-789 - Subscriber's share in assets
§ 20-790 - Merger or conversion
§ 20-791 - Impaired reciprocal insurers
§ 20-792 - Ownership of real property
§ 20-821 - Scope of article; rules; authority of director
§ 20-823 - Incorporation of hospital, medical, dental and optometric service corporations
§ 20-824 - Application for certificate; fee
§ 20-825 - Certificate of authority; requirements
§ 20-825.01 - Minimum capital or surplus required; application
§ 20-826 - Subscription contracts; definitions
§ 20-826.01 - Hospital or medical service corporations; clinical trials; cancer; definitions
§ 20-826.02 - Subscription contracts; varying copayments and deductibles allowed
§ 20-826.03 - Eosinophilic gastrointestinal disorder; formula
§ 20-826.04 - Subscription contracts; autism spectrum disorder; coverage; exceptions; definitions
§ 20-828 - Deposit for protection of members
§ 20-830 - Expenses and investments
§ 20-831 - Annual statement; examination
§ 20-832 - Limitation on salaries
§ 20-833 - Relationship of health care professional and patient; financial incentives; definition
§ 20-834 - Dissolution; unfair practices
§ 20-835 - Judicial review of decisions of director
§ 20-836 - Limitation on liability
§ 20-837 - Tax exemption; exceptions
§ 20-838 - Subscribers and employees exempt from corporate indebtedness
§ 20-839 - Exemption of certain hospital plans
§ 20-840 - Continuation of existing certificates, licenses and rights
§ 20-841 - Prohibiting denial of certain contract benefits
§ 20-841.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-841.02 - Prohibiting denial of psychologist contract benefits
§ 20-841.03 - Prohibiting denial of contract benefits; nurses; reimbursement
§ 20-841.04 - Standing referrals to network health care professionals; definition
§ 20-841.05 - Prescription drug formulary; definitions
§ 20-841.06 - Continuity of care; definition
§ 20-841.07 - Medical supplies
§ 20-841.08 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-841.09 - Telehealth; coverage of health care services; definition
§ 20-841.10 - Cancer treatment medications; cost sharing; definition
§ 20-841.11 - Prescription eyedrops; refills
§ 20-841.12 - Coverage of health care services
§ 20-841.13 - Biomarker testing; coverage; definitions
§ 20-842 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-843 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-844 - Right to open enrollment period; subscribers; definition
§ 20-845 - Suspension or revocation of certificate of authority; civil penalties
§ 20-846 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-847 - Contracts; dentists; covered services; definition
§ 20-848 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-849 - Contracts; optometrists; covered services; definition
§ 20-863 - Representative form of government
§ 20-864 - Purposes and powers
§ 20-865 - Qualifications for membership
§ 20-866 - Location of office; publications; grievance procedure
§ 20-867 - Exemption from liability
§ 20-870 - Amendment to society laws
§ 20-871 - Authority to maintain institutions
§ 20-873 - Consolidation or merger
§ 20-874 - Conversion of fraternal benefit society to mutual life insurance company
§ 20-877 - Benefits not attachable
§ 20-879 - Nonforfeiture benefits, cash surrender value, certificate loans and other options
§ 20-882 - Applicable insurance provisions
§ 20-883 - Tax exemption; exception
§ 20-886 - Certificate of authority; termination
§ 20-887 - Examination of societies; limitation on disclosure
§ 20-888 - Admission of foreign or alien societies
§ 20-889 - Injunction; delinquency or dissolution proceedings
§ 20-890 - Licensing of insurance producers
§ 20-891 - Unfair acts and practices
§ 20-892 - Violation; classification
§ 20-893 - Exemption of societies and associations and orders from insurance laws
§ 20-1002 - Establishment of prepaid dental plan organizations
§ 20-1003 - Application for certificate of authority
§ 20-1004 - Issuance of certificate of authority
§ 20-1005 - Deposit requirement; exception
§ 20-1006 - Reserve requirement; exception
§ 20-1006.01 - Risk-based capital requirements; minimum capital and surplus
§ 20-1007 - Membership coverage by prepaid dental plan organizations
§ 20-1008 - Examination of prepaid dental plan organization
§ 20-1009 - Annual report to director
§ 20-1011 - Operational expenses
§ 20-1012 - Prohibited practices
§ 20-1013 - Regulation of agents
§ 20-1015 - Suspension or revocation of certificate of authority; civil penalties
§ 20-1016 - Rehabilitation, liquidation or conservation of prepaid dental plan organization
§ 20-1018 - Advertising matter or sales materials
§ 20-1019 - Order of benefit determination for dental care
§ 20-1021 - Lloyd's association defined
§ 20-1022 - Forms of insurance authorized
§ 20-1023 - "Attorney" defined; office
§ 20-1024 - Application for license; contents
§ 20-1026 - Reserves for liabilities and losses
§ 20-1027 - Liability of underwriters; limitation
§ 20-1029 - Division of profits
§ 20-1030 - Actions on policies or insurance contracts; process; judgments; costs
§ 20-1031 - Deposit required of Lloyd's association
§ 20-1032 - Revocation of license
§ 20-1033 - Laws applicable to Lloyd's association
§ 20-1052 - Establishment of health care services organizations
§ 20-1053 - Application for certificate of authority
§ 20-1054 - Issuance of certificate of authority
§ 20-1055 - Deposit requirement
§ 20-1057 - Evidence of coverage by health care services organizations; renewability; definitions
§ 20-1057.01 - Standing referrals to network health care professionals; definition
§ 20-1057.02 - Prescription drug formulary; definitions
§ 20-1057.03 - Chiropractic care; definitions
§ 20-1057.04 - Continuity of care; definition
§ 20-1057.05 - Medical supplies
§ 20-1057.06 - Prior authorization
§ 20-1057.07 - Health care services organizations; clinical trials; cancer; definitions
§ 20-1057.08 - Prescription contraceptive drugs and devices; definition
§ 20-1057.09 - Health care services organizations; varying copayments and deductibles allowed
§ 20-1057.10 - Eosinophilic gastrointestinal disorder; formula
§ 20-1057.12 - Contracts; dentists; covered services; definition
§ 20-1057.13 - Telehealth; coverage of health care services; definition
§ 20-1057.14 - Cancer treatment medications; cost sharing; definition
§ 20-1057.15 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1057.16 - Prescription eyedrops; refills
§ 20-1057.17 - Coverage of health care services
§ 20-1057.18 - Contracts; optometrists; covered services; definition
§ 20-1057.19 - Biomarker testing; coverage; definitions
§ 20-1058 - Examination of health care services organizations
§ 20-1059 - Annual report to director
§ 20-1059.01 - Admitted assets; health care delivery assets
§ 20-1061 - Prohibited practices; definition
§ 20-1062 - Regulation of agents
§ 20-1063 - Powers of insurers and hospital and medical service corporations
§ 20-1065 - Suspension or revocation of certificate of authority; civil penalties
§ 20-1066 - Rehabilitation, liquidation or conservation of health maintenance organization
§ 20-1068 - Statutory construction and relationship to other laws
§ 20-1069.01 - Right to open enrollment period; enrollees; definitions
§ 20-1070 - Acquisitions and mergers
§ 20-1071 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-1072 - Nonliability of enrollees for provider or hospital charges; penalty
§ 20-1073 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1075 - Transactions with affiliates
§ 20-1077 - Use of freestanding urgent care centers; policies
§ 20-1079 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-1081 - Domestic life and disability reinsurer
§ 20-1083 - Law applicable to domestic life and disability reinsurers
§ 20-1084 - Articles of incorporation
§ 20-1089 - Certificates of authority
§ 20-1090 - Reorganization; limitation
§ 20-1091 - Transfers to this article
§ 20-1092 - Control of assets; definition
§ 20-1094 - Approval of reinsurance agreements
§ 20-1094.01 - Reserve requirements
§ 20-1095.01 - Service companies; permits; rules; application of laws
§ 20-1095.02 - Exemptions; definition
§ 20-1095.03 - Qualifications for permit
§ 20-1095.04 - Filing of surety bond, securities or bonds
§ 20-1095.05 - Contracts not in compliance; validity
§ 20-1095.06 - Required service contract disclosures
§ 20-1095.07 - Sale of unapproved service contract; violation; classification
§ 20-1095.08 - Nonrenewal, revocation or suspension of permit
§ 20-1095.09 - Unfair trade practices; violation of article; cease and desist order
§ 20-1095.10 - Scope and limitations of article
§ 20-1096.01 - Formation of mechanical reimbursement reinsurer; articles of incorporation
§ 20-1096.05 - Annual reports; renewal of certificate of authority
§ 20-1096.06 - Filing of cash or alternatives to cash
§ 20-1096.08 - Nonrenewal, revocation or suspension of certificate of authority
§ 20-1096.09 - Cease and desist order; violation of article
§ 20-1096.10 - Rules and regulations
§ 20-1096.11 - Scope and limitations of article
§ 20-1097.02 - Certificate of authority; requirements; issuance
§ 20-1097.03 - Deposit required
§ 20-1097.04 - Prepaid legal insurance contract provisions
§ 20-1097.05 - Prepaid legal insurance contracts; rates
§ 20-1097.06 - Contracts for underwriting
§ 20-1097.08 - Advertising and solicitation of legal services
§ 20-1097.09 - Liability of corporation; civil penalty
§ 20-1097.10 - Capital, surplus and reserve requirements
§ 20-1097.11 - Assets; valuation; reporting
§ 20-1097.12 - Annual statement and information; penalty
§ 20-1098.01 - Licensing; authority
§ 20-1098.02 - Names of companies
§ 20-1098.03 - Minimum capital and surplus; letter of credit; borrowed surplus
§ 20-1098.04 - Formation of captive insurers; redomestication
§ 20-1098.05 - Protected cell captive insurers
§ 20-1098.06 - Protected cell captive insurers; sponsors; participants
§ 20-1098.09 - Grounds and procedures for license suspension or revocation
§ 20-1098.10 - Legal investments
§ 20-1098.12 - Rating organization; exemption
§ 20-1098.13 - Associations; benefits; prohibitions
§ 20-1098.16 - Captive manager
§ 20-1098.17 - Effect of fees payment; premium tax
§ 20-1098.18 - Captive insurance regulatory and supervision fund; purpose
§ 20-1098.19 - Establishment of branch captive insurer
§ 20-1098.20 - Security for branch business and branch operations
§ 20-1098.21 - Branch captive insurer reports
§ 20-1098.22 - Change in plan of operations
§ 20-1098.23 - Confidentiality of information; exceptions
§ 20-1099.01 - Vehicle protection products; exemption from insurance code
§ 20-1099.02 - Exemption from insurance code; requirements
§ 20-1104 - Insurable interest with respect to personal insurance; definition
§ 20-1105 - Insurable interest with respect to property insurance
§ 20-1106 - Capacity to contract for insurance; minors
§ 20-1107 - Application for insurance
§ 20-1108 - Admissibility of application as evidence
§ 20-1109 - Statements as representation; effect of misrepresentation upon policy
§ 20-1110 - Approval of forms; definition
§ 20-1110.01 - Rules and regulations; form and readability of policies
§ 20-1111 - Grounds for disapproval of forms
§ 20-1112 - Standard provisions
§ 20-1113 - Contents of policy
§ 20-1114 - Incorporation of charter or bylaw into policy
§ 20-1115 - Void policy restrictions
§ 20-1116 - Execution of policies
§ 20-1117 - Underwriters' and combination policies
§ 20-1118 - Validity of noncomplying forms
§ 20-1119 - Construction of policies; translation; disclaimer
§ 20-1121 - Renewal of policy by certificate or endorsement
§ 20-1122 - Assignment of policies
§ 20-1123 - Annulment of liability policies
§ 20-1123.01 - Motor vehicle liability insurance; primary and excess coverage
§ 20-1124 - Discharge of insurer by payment under policy
§ 20-1126 - Health care insurers; pharmacy benefits managers; cost sharing; calculation; definitions
§ 20-1127 - Simultaneous deaths
§ 20-1128 - Rights of spouse in life or disability policy
§ 20-1129 - Furnishing of proof of loss forms by insurer
§ 20-1130 - Administration of claim against insurer not deemed waiver of defense
§ 20-1131 - Exemption of life insurance proceeds and cash values from creditors
§ 20-1132 - Exemption of group life insurance proceeds from creditors; exception
§ 20-1133 - Medicare supplement insurance; early enrollment discounts; applicability
§ 20-1134 - Coordination of benefits
§ 20-1135 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-1136 - Accelerated payments of certain benefits in life insurance policies
§ 20-1137 - Limited benefit coverage; prohibited practice; definition
§ 20-1138 - Health insurance policies; member identification cards; applicability
§ 20-1202 - Standard provisions required in life insurance policies
§ 20-1206 - Misstatement of age
§ 20-1208 - Policy loan on old policies
§ 20-1209 - Policy loan on new policies
§ 20-1209.01 - Maximum rate of interest on policy loans; definitions
§ 20-1210 - Nonforfeiture options in old policies
§ 20-1212 - Table of installments
§ 20-1214 - Payment of premiums
§ 20-1217 - Excluded or restricted coverage
§ 20-1218 - Standard provisions required in annuity and pure endowment contracts
§ 20-1219 - Grace period in annuities
§ 20-1220 - Incontestability in annuities
§ 20-1221 - Application and contract as entire contract in annuities
§ 20-1222 - Misstatement of age in annuities
§ 20-1223 - Dividends on annuities
§ 20-1224 - Reinstatement of annuities
§ 20-1225 - Standard provisions required in reversionary annuities
§ 20-1226 - Limitation of liability
§ 20-1227 - Incontestability after reinstatement
§ 20-1228 - Policy settlements
§ 20-1229 - Authorized deductions from insurance proceeds
§ 20-1230 - Prohibition of dual or multiple pay policies
§ 20-1231 - Standard nonforfeiture law for life insurance
§ 20-1232 - Standard nonforfeiture law for individual deferred annuities
§ 20-1233 - Free look; annuity contracts
§ 20-1241.01 - Scope of article
§ 20-1241.02 - Policy summary requirements
§ 20-1241.03 - Duties of insurance producers
§ 20-1241.04 - Duties of insurers that use insurance producers
§ 20-1241.05 - Duties of replacing insurers that use insurance producers
§ 20-1241.06 - Duties of existing insurer
§ 20-1241.07 - Duties of insurers with respect to direct response solicitations
§ 20-1241.08 - Violations; penalties; intent
§ 20-1241.09 - Rules; exemption from rule making procedures
§ 20-1242.01 - Applicability and scope
§ 20-1242.02 - Standards for the disclosure document and buyer's guide
§ 20-1242.03 - Report to contract owners
§ 20-1242.05 - Rules; exemption from rule making procedures
§ 20-1243.01 - Scope and limitation of article
§ 20-1243.03 - Duties of insurers and producers; definitions
§ 20-1243.04 - Standards for supervision
§ 20-1243.05 - Compliance; enforcement; penalties
§ 20-1243.07 - Producer training; annuities; continuing education
§ 20-1251 - Requirements for group contracts
§ 20-1251.01 - Credit union groups
§ 20-1254 - Labor union groups
§ 20-1256 - Association groups
§ 20-1257 - Coverage of dependents; definition
§ 20-1258 - Standard provisions required in group life insurance policies
§ 20-1261 - Attachment of application to policy; statements of persons insured as representations
§ 20-1262 - Right to require evidence of individual insurability
§ 20-1263 - Misstatement of age
§ 20-1265 - Individual certificates
§ 20-1266 - Conversion on termination of eligibility
§ 20-1267 - Conversion on termination of policy
§ 20-1268 - Death pending conversion
§ 20-1269 - Notice of conversion right
§ 20-1270 - Standard provisions required in group annuity contracts
§ 20-1271 - Grace period in group annuity contracts
§ 20-1272 - Documents constituting entire group annuity contract
§ 20-1273 - Misstatements in group annuity contracts
§ 20-1274 - Nonforfeiture benefits in group annuity contract
§ 20-1275 - Group annuity contract certificates
§ 20-1276 - "Employee life insurance" defined
§ 20-1277 - Assignability of group life insurance
§ 20-1302 - Required provisions
§ 20-1304 - Application and policy as entire contract; statements of applicant as representations
§ 20-1306 - Misstatement of age
§ 20-1308 - Nonforfeiture benefits
§ 20-1311 - Authority to alter contract
§ 20-1312 - Beneficiary; change of beneficiary; payment
§ 20-1313 - Direct payment of premiums
§ 20-1314 - Conversion of weekly premium policies
§ 20-1315 - Conversion of monthly premium policies
§ 20-1317 - Provisions inapplicable to single premium or term policies
§ 20-1318 - Prohibited provisions
§ 20-1342 - Scope and format of policy; definitions
§ 20-1342.01 - Children with disabilities
§ 20-1342.02 - Disapproval of disability policy form
§ 20-1342.03 - Disability insurance; clinical trials; cancer; definitions
§ 20-1342.04 - Disability insurance policies; varying copayments and deductibles allowed
§ 20-1342.05 - Eosinophilic gastrointestinal disorder; formula
§ 20-1342.06 - Contracts; dentists; covered services; definition
§ 20-1342.07 - Contracts; optometrists; covered services; definition
§ 20-1343 - Policies issued for delivery in another state
§ 20-1344 - Policy provisions required; omissions; substitutions
§ 20-1345 - Policy and attachments as entire contract; changes in policy
§ 20-1346 - Time limit on defenses
§ 20-1352 - Time for payment of claims
§ 20-1354 - Physical examination; autopsy
§ 20-1356 - Change of beneficiary
§ 20-1357 - Optional policy provisions
§ 20-1358 - Change of occupation
§ 20-1359 - Misstatement of age
§ 20-1360 - Other insurance in this insurer
§ 20-1361 - Insurance with other insurers; provision of service or expense incurred basis
§ 20-1362 - Insurance with other insurers
§ 20-1363 - Relation of earnings to insurance
§ 20-1366 - Conformity with statutes
§ 20-1367 - Illegal occupation
§ 20-1368 - Intoxicants and narcotics
§ 20-1369 - Arrangement of provisions in policy
§ 20-1370 - Third party ownership
§ 20-1371 - Policy provision requirements of other jurisdictions
§ 20-1372 - Effect of policy containing nonconforming provisions
§ 20-1374 - Effective date of provisions; moratorium
§ 20-1375 - Franchise disability insurance law
§ 20-1376 - Prohibiting denial of certain contract benefits
§ 20-1376.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-1376.02 - Prohibiting denial of psychologist contract benefits
§ 20-1376.03 - Prohibiting denial of contract benefits; nurses; reimbursement
§ 20-1376.04 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-1376.05 - Telehealth; coverage of health care services; definition
§ 20-1376.06 - Cancer treatment medications; cost sharing; definition
§ 20-1376.07 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1376.08 - Prescription eyedrops; refills
§ 20-1376.09 - Coverage of health care services
§ 20-1376.10 - Biomarker testing; coverage; definitions
§ 20-1378 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1380 - Guaranteed renewability of individual health coverage
§ 20-1382 - Health care insurers; reporting requirements
§ 20-1383 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-1384 - Short-term limited duration insurance; notice; definitions
§ 20-1401.01 - Group disability insurers; notice; copies
§ 20-1402 - Provisions of group disability policies; definitions
§ 20-1402.01 - Group disability insurance; clinical trials; cancer; definitions
§ 20-1402.02 - Eosinophilic gastrointestinal disorder; formula
§ 20-1402.04 - Contracts; dentists; covered services; definition
§ 20-1402.05 - Contracts; optometrists; covered services; definition
§ 20-1403 - Direct payment of hospital and medical services
§ 20-1404 - Blanket disability insurance; definitions
§ 20-1404.01 - Blanket disability insurance; clinical trials; cancer; definitions
§ 20-1404.02 - Eosinophilic gastrointestinal disorder; formula
§ 20-1404.04 - Contracts; dentists; covered services; definition
§ 20-1404.05 - Contracts; optometrists; covered services; definition
§ 20-1405 - Provisions of group and blanket disability policy
§ 20-1406 - Prohibiting denial of certain contract benefits
§ 20-1406.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-1406.02 - Prohibiting denial of psychologist contract benefits
§ 20-1406.03 - Prohibiting denial of contract benefits; nursing; reimbursement
§ 20-1406.04 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-1406.05 - Telehealth; coverage of health care services; definition
§ 20-1406.06 - Cancer treatment medications; cost sharing; definition
§ 20-1406.07 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1406.08 - Prescription eyedrops; refills
§ 20-1406.09 - Coverage of health care services
§ 20-1406.10 - Biomarker testing; coverage; definitions
§ 20-1407 - Children with disabilities
§ 20-1408 - Right to obtain individual policy; requirements; exceptions; definition
§ 20-1409 - Right to open enrollment period; insureds; definition
§ 20-1410 - Mail order prescription drugs; prohibition
§ 20-1411 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1502 - "Fire insurance" defined
§ 20-1503 - Arizona standard fire policy
§ 20-1504 - Variations from standard policy format and page numbers
§ 20-1505 - Policy description of insurer
§ 20-1506 - Provisions required by charter or laws of other states
§ 20-1507 - Riders; endorsements; additional perils
§ 20-1508 - Designation as standard policy; producer's name
§ 20-1510 - Homeowner's or renter's insurance; dog breeds; prohibitions; definitions
§ 20-1531 - Sole surety on official bonds
§ 20-1532 - Venue of actions against surety insurers
§ 20-1533 - Surety companies; arrest bond certificates issued by motor clubs; definition
§ 20-1534 - Guaranteed arrest bond certificate; cash bail or other bond; forfeiture
§ 20-1542 - Capital and surplus
§ 20-1543 - Limitation on geographic concentration
§ 20-1544 - Limitation on advertising
§ 20-1545 - Limitation on investment
§ 20-1547 - Mortgage guaranty insurance as monoline
§ 20-1548 - Underwriting discrimination
§ 20-1549 - Policy forms and premium rates filed
§ 20-1550 - Minimum policyholder position; definitions
§ 20-1551 - Rebates, commissions and charges
§ 20-1552 - Compensating balances prohibited
§ 20-1553 - Conflict of interest
§ 20-1554 - Unearned premium reserve
§ 20-1556 - Contingency reserve
§ 20-1556.01 - Premium deficiency reserve
§ 20-1558 - Miscellaneous reserves
§ 20-1559 - Mortgage guaranty insurers; dividend payment
§ 20-1560 - Examinations; rules
§ 20-1561 - Law governing title insurers
§ 20-1566 - Taxation of title insurers
§ 20-1567 - Determination of insurability required
§ 20-1568 - Unearned premium reserve
§ 20-1569 - Amount of unearned premium reserve; release
§ 20-1570 - Maintenance of the unearned premium reserve
§ 20-1571 - Use of the unearned premium reserve on liquidation, dissolution or insolvency
§ 20-1572 - Reserve for unpaid losses and loss expense
§ 20-1573 - Net retained liability
§ 20-1575 - Foreign title insurers; resident agent required
§ 20-1576 - Mergers and consolidations of title insurers
§ 20-1577 - Corporate acquisitions other than by merger or consolidation
§ 20-1578 - Purchase or acquisition of controlling stock
§ 20-1580 - Title insurance agents to be licensed
§ 20-1581 - Title insurance agents; books; records; revocation of license
§ 20-1582 - Title insurance agents; replies to inquiries by director
§ 20-1583 - Title insurance agencies; use of corporate names
§ 20-1584 - Commissions; right to pay
§ 20-1585 - Commissions; other considerations prohibited
§ 20-1586 - Rebates or reduced fees
§ 20-1587 - Personal or controlled insurance
§ 20-1588 - Examination of records; order; notice
§ 20-1589 - Violations; classification
§ 20-1590 - Permitted division of fees
§ 20-1591 - Forms of policies and other contracts of title insurance; approval or disapproval
§ 20-1604 - Types of consumer credit insurance
§ 20-1605 - Maximum amount of credit life insurance
§ 20-1606 - Maximum amount of credit disability insurance and credit unemployment insurance
§ 20-1606.01 - Credit unemployment insurance; provisions
§ 20-1608 - Policy provisions and disclosures
§ 20-1609 - Filing, approval and disapproval of forms
§ 20-1610 - Premiums for consumer credit insurance; approval or disapproval of rates
§ 20-1612 - Authorization for issuance of policies
§ 20-1613 - Reporting and settlement of claims
§ 20-1614 - Debtor's option in satisfying security
§ 20-1616 - Cease and desist order; hearing
§ 20-1621.02 - Amount; term; coverage; prohibited practices
§ 20-1621.03 - Disclosure to debtors; provisions of policies; certificates of insurance
§ 20-1621.04 - Rates and forms; filing; approval; withdrawal of approval
§ 20-1621.05 - Reasonableness of benefits in relation to premium charged
§ 20-1621.06 - Experience reports
§ 20-1621.07 - Cancellation and refund of unearned premium
§ 20-1621.09 - Cease and desist order; hearing
§ 20-1633 - Objections; investigation; determination
§ 20-1651 - Application; types of risks
§ 20-1652 - Grounds for valid notice of cancellation; inquiries; definitions
§ 20-1654 - Sending notice of intention not to renew to insured; time; term of policy
§ 20-1656 - Proof of sending as proof of notice
§ 20-1662 - Requirements to transact mass marketed insurance
§ 20-1663 - Unreasonable mass marketed insurance prohibited; hearing; findings; rules
§ 20-1673 - Grounds for valid cancellation
§ 20-1674 - Notice of cancellation; refund of unearned premium
§ 20-1676 - Notice of nonrenewal
§ 20-1677 - Notice of premium or coverage changes
§ 20-1679 - Application and effective date
§ 20-1691.01 - Applicability and scope
§ 20-1691.02 - Adoption of rules
§ 20-1691.03 - Limitations of long-term care insurance policies
§ 20-1691.04 - Requirements for certain group coverage
§ 20-1691.05 - Prior institutionalization
§ 20-1691.06 - Outline of coverage; certificate
§ 20-1691.07 - Right to return
§ 20-1691.08 - Rate and form review; disapproval
§ 20-1691.10 - Contestable periods
§ 20-1691.11 - Nonforfeiture benefits
§ 20-1691.12 - Insurance producer training course requirements
§ 20-1692.01 - Requirements for coverage
§ 20-1692.02 - Eligibility under title XIX of the social security act
§ 20-1692.03 - Coverage of children
§ 20-1693.01 - Licensure of vendors
§ 20-1693.02 - Portable electronics insurance; requirements; disclosures
§ 20-1693.04 - Suspension or revocation of license
§ 20-1693.05 - Termination of portable electronics insurance; notice; cancellation
§ 20-1693.06 - Application of existing laws
§ 20-1694.01 - Identity theft group insurance; eligible groups
§ 20-1694.02 - Identity theft group insurance policy; premiums; cancellation; requirements
§ 20-1722 - Deposit; surplus requirements
§ 20-1723 - Exemption from mandatory participation in certain plans and associations
§ 20-1731 - Immunity for serving on or furnishing information to insurance review committees
§ 20-1741 - Annual statement to include certain claims and premium information
§ 20-1742 - Insurers to report malpractice claims and actions; definition
§ 20-1802 - Permit required; application; definition
§ 20-1803 - Issuance of permit
§ 20-1804 - Entrance fee escrow
§ 20-1805 - Recording of lien by director
§ 20-1806 - Reserve fund escrow
§ 20-1807 - Annual report; civil penalty
§ 20-1808 - Ratio of assets to liabilities; report; rehabilitation of provider
§ 20-1810 - Rules and regulations
§ 20-1811 - Violation; classification
§ 20-1812 - Disclosure statement; contents
§ 20-1902 - Disclosure of information
§ 20-1903 - Immunity from liability for disclosure of information
§ 20-1904 - Confidentiality of information
§ 20-1905 - Authorized agency as witness
§ 20-1906 - Violation; classification
§ 20-1907 - Application of chapter
§ 20-2103 - Pretext interviews; exception
§ 20-2104 - Notice of insurance information practices
§ 20-2105 - Marketing and research surveys; disclosure of questions
§ 20-2106 - Content of disclosure authorization forms
§ 20-2107 - Investigative consumer reports
§ 20-2108 - Access to recorded personal information
§ 20-2109 - Correction, amendment or deletion of recorded personal information
§ 20-2110 - Reasons for adverse underwriting decisions
§ 20-2111 - Information concerning previous adverse underwriting decisions
§ 20-2112 - Previous adverse underwriting decisions
§ 20-2113 - Disclosure limitations and conditions
§ 20-2115 - Service of process; insurance support organizations
§ 20-2116 - Cease and desist order and reports
§ 20-2118 - Individual remedies
§ 20-2120 - No limitation of common law right
§ 20-2121 - Enforcement of privacy provisions of Gramm Leach Bliley act
§ 20-2122 - Partial exemption for health insurers subject to HIPAA
§ 20-2201 - Voluntary plans; assessments; fund
§ 20-2202 - Joint underwriting association; establishment
§ 20-2203 - Powers of the joint underwriting association
§ 20-2204 - Directors; election; appointment
§ 20-2205 - Plan of operation; contents
§ 20-2206 - Approval of plan of operation
§ 20-2207 - Amendments to the plan of operation
§ 20-2208 - Policies issued by the association; claims-made basis
§ 20-2209 - Claims-made policy; cancellation
§ 20-2210 - Occurrence riders; premiums; assessments
§ 20-2212 - Deficits; equitable assessments; premium tax credits
§ 20-2213 - Initial assessment; temporary contribution by members
§ 20-2215 - Appeal by applicants to the association; order
§ 20-2216 - Annual filing; contents
§ 20-2217 - Annual examination by the director
§ 20-2218 - Costs; charge to the association
§ 20-2219 - Liability of the association
§ 20-2220 - Prohibition from membership in Arizona guaranty fund
§ 20-2301 - Definitions; late enrollee coverage
§ 20-2303 - Approval as accountable health plan; definition
§ 20-2304 - Availability of insurance; premium tax exemption
§ 20-2306 - Use of uniform employee health status questionnaire
§ 20-2307 - Eligibility; annual open enrollment period
§ 20-2310 - Discrimination prohibited; preexisting conditions; wellness programs
§ 20-2311 - Premium rates and rating practices
§ 20-2313 - Marketing practices
§ 20-2321 - Maternity benefits; adoption; coverage
§ 20-2322 - Mental health services and benefits; definitions
§ 20-2324 - Bona fide associations; definitions
§ 20-2325 - Diabetes; equipment; supplies
§ 20-2326 - Drugs; cancer treatment; definitions
§ 20-2327 - Metabolic disorders; medical foods; definitions
§ 20-2328 - Accountable health plans; clinical trials; cancer; definitions
§ 20-2329 - Prescription contraceptive drugs and devices; definition
§ 20-2330 - Continuation of small group coverage; notice; duration; definitions
§ 20-2331 - Accountable health plans; varying copayments and deductibles allowed
§ 20-2332 - Eosinophilic gastrointestinal disorder; formula
§ 20-2402 - Risk retention groups chartered and licensed in this state; definitions
§ 20-2403 - Risk retention groups not chartered and licensed in this state
§ 20-2404 - Compulsory associations
§ 20-2407 - Notice and registration requirements of purchasing groups
§ 20-2408 - Restrictions on insurance purchased by purchasing groups
§ 20-2411 - Duty of insurance producer to obtain license
§ 20-2412 - Binding effect of orders issued in United States district court
§ 20-2501 - Definitions; scope
§ 20-2502 - Utilization review activities; exemptions
§ 20-2503 - Utilization review standards; applicability; definition
§ 20-2504 - Utilization review agents; certification; rules
§ 20-2505 - Application for certification
§ 20-2506 - Certification; responsibilities of department; cost recovery
§ 20-2507 - Certificates; renewal
§ 20-2508 - Denial, suspension or revocation of certificates; hearing; civil penalties
§ 20-2510 - Health care insurers requirements; medical directors
§ 20-2511 - Violation; injunctive relief
§ 20-2531 - Applicability; requirements; exception
§ 20-2532 - Utilization review standards and criteria; requirements
§ 20-2534 - Expedited medical review; expedited appeal
§ 20-2535 - Informal reconsideration
§ 20-2537 - External independent review; expedited external independent review
§ 20-2538 - Independent review organizations
§ 20-2540 - Health care appeals fund
§ 20-2541 - Health care insurer fee
§ 20-2602 - Requirements applicable to insurers issuing variable life insurance
§ 20-2604 - Variable life insurance policy and filing requirements
§ 20-2605 - Reserve liabilities for variable life insurance
§ 20-2607 - Information to applicants
§ 20-2608 - Variable life insurance policy application requirements
§ 20-2609 - Policyholder reports
§ 20-2610 - Foreign companies; compliance with laws of domiciliary state
§ 20-2632 - Qualifications to issue variable annuities
§ 20-2633 - Separate account; annuities
§ 20-2634 - Filing of contracts; approval
§ 20-2635 - Variable annuity contracts
§ 20-2636 - Nonforfeiture benefits; exceptions; definition
§ 20-2661 - Scope of article; definitions
§ 20-2662 - Insurance producer qualifications; reports
§ 20-2803 - Emergency services access; prior authorization; requirements
§ 20-2804 - Utilization review; medically necessary emergency services
§ 20-2904 - Continuing education; contractor requirements; automatic approval
§ 20-3102 - Timely payment of health care providers' claims; grievances
§ 20-3113 - Surprise out-of-network bill; requirements; notice
§ 20-3115 - Conduct of arbitration proceedings
§ 20-3116 - Arbitrator qualifications
§ 20-3117 - Dispute resolution; notice of rights
§ 20-3118 - Surprise out-of-network bills; annual report
§ 20-3119 - Right of civil action
§ 20-3152 - Exemptions; waiver
§ 20-3153 - Health care insurer liability
§ 20-3154 - Health care appeals; admissibility
§ 20-3155 - Notice of intent to file suit
§ 20-3202 - Licensure; requirements
§ 20-3203 - Contract requirements
§ 20-3204 - Provider and broker disclosures to owners; violation; classification
§ 20-3206 - Rule making; examinations
§ 20-3207 - Conduct of examinations; examination reports; confidentiality
§ 20-3208 - Conflict of interest; examiners
§ 20-3209 - Immunity from liability
§ 20-3210 - Annual statements; record retention
§ 20-3211 - Contract requirements; execution; rescission; definition
§ 20-3214 - Injunctions; civil remedies; cease and desist
§ 20-3251 - Interstate insurance product regulation compact
§ 20-3301 - Definitions; applicability
§ 20-3302 - Insurance compliance audit privilege; requirements
§ 20-3322 - Audit procedures; interest prohibition
§ 20-3331 - Pharmacy benefit managers; requirements; applicability
§ 20-3332 - Prohibition against claim adjudication process fees; civil remedies
§ 20-3343 - 340B drug program; 340B covered entities; pharmacies; drug coverage
§ 20-3402 - Prior authorization; exceptions
§ 20-3403 - Prior authorization requirements; disclosures; access
§ 20-3404 - Prior authorization requirement timelines
§ 20-3405 - Prior authorization of prescription drugs for chronic pain conditions
§ 20-3406 - Uniform prior authorization request forms; definition
§ 20-3452 - Requirements for electronic application submission
§ 20-3453 - Credentialing; loading; timelines; exception
§ 20-3454 - Acknowledgement of receipt of an application; notification of incomplete applications
§ 20-3455 - Reported discrepancies; corrective action
§ 20-3456 - Covered services; claims
§ 20-3457 - Availability of credentialing information; policies
§ 20-3459 - Civil immunity; enforcement; civil penalty
§ 20-3502 - Compliance with federal law; report
§ 20-3503 - Enforcement and oversight
§ 20-3504 - Access to behavioral health services for minors
§ 20-3505 - Mental health parity advisory committee; members
§ 20-3552 - Purpose; applicability
§ 20-3553 - Limited lines travel insurance producer licensing
§ 20-3554 - Premium tax; definitions
§ 20-3555 - Travel protection plans
§ 20-3556 - Sales practices; definition
§ 20-3557 - Travel administrators
§ 20-3558 - Travel insurance classification and filing
§ 20-3601 - Definitions of qualified United States financial institution
§ 20-3602 - Credit allowed a domestic ceding insurer; definition
§ 20-3605 - Reinsurance agreements affected