20-1678. Proof of notice
A. Proof of sending a notice of cancellation, or of nonrenewal or of premium or coverage changes, by mail to the named insured at the address shown in the policy is sufficient proof of notice.
B. Any method of proof retained by the insurer for sending a notice of cancellation, or of nonrenewal or of premium or coverage changes, by any method other than by mail is sufficient proof of notice.
Structure Arizona Revised Statutes
§ 20-101 - Department of insurance and financial institutions; definition
§ 20-102 - Definition of director
§ 20-103 - Definition of insurance; exceptions
§ 20-106 - Acts constituting the transaction of business; definition
§ 20-107 - Limitation on transaction of insurance; exception
§ 20-108 - Types of insurers excepted
§ 20-112 - Existing actions or violations
§ 20-113 - Construction of particular and general provisions
§ 20-114 - Violations; classification
§ 20-116 - Surety bonds; cash deposit as alternative
§ 20-118 - Prohibition; definitions
§ 20-120 - Payment bonds for third party intermediary entities; contract provisions; definitions
§ 20-121 - Health care exchange; abortion coverage; prohibition; exceptions
§ 20-122 - Health care sharing ministries; exemption from regulation; definition
§ 20-125 - Sending notices and correspondence
§ 20-126 - Annual medical loss ratio report; posting; definition
§ 20-145 - Evidentiary effect of certificate of authority
§ 20-147 - Assistant director; chief examiner; appointment; qualifications
§ 20-148 - Deputies and other employees; special services
§ 20-149 - Prohibition on certain activities by employees; conflict of interest
§ 20-150 - Delegation of director's authority
§ 20-151 - Issuance of orders and notices by director
§ 20-154 - Annual report; list of authorized insurers
§ 20-155 - Expenses of administration
§ 20-156 - Examination of insurers; financial surveillance fund; definition
§ 20-157 - Access and powers relating to insurers' records
§ 20-157.01 - Confidentiality of insurer's claim files and records; access by director; definition
§ 20-158 - Report of examinations by director; information sharing
§ 20-159 - Insurance examiners' revolving fund; definition
§ 20-160 - Powers of examination; witnesses; subpoenas; perjury
§ 20-162 - Demand for hearing; stay of order
§ 20-164 - Procedure upon hearing
§ 20-168 - Preparation and sale of publications
§ 20-169 - Supervision by director
§ 20-170 - Prohibited acts during sixty day period of supervision
§ 20-171 - Conservatorship; liquidation
§ 20-173 - Residence requirement; exemption for officer representing insurer
§ 20-181 - Mandated health coverage; report
§ 20-182 - Factors for assessing impact; certification of report
§ 20-183 - Report procedures and deadlines
§ 20-191 - Payment of premiums by mail; date of payment
§ 20-201 - "Alien" insurer defined
§ 20-202.01 - Stock insurer's initial free surplus defined
§ 20-202.02 - Mutual insurer's minimum required basic surplus defined
§ 20-202.03 - Mutual insurer's initial free surplus defined
§ 20-202.04 - Reciprocal insurer's required basic surplus defined
§ 20-202.05 - Reciprocal insurer's initial free surplus defined
§ 20-203 - "Domestic" insurer defined
§ 20-204 - "Foreign" insurer defined
§ 20-205 - "State," "United States" defined
§ 20-206 - Authority to transact insurance
§ 20-207 - General qualifications to transact insurance
§ 20-208 - Definition of guaranteed investment contract
§ 20-209 - Kinds of insurance an insurer may transact
§ 20-210 - Minimum required capital stock or basic surplus
§ 20-212 - Funds required to transact additional kinds of insurance
§ 20-213 - Deposit requirements
§ 20-214 - Financial requirements; escalator provisions
§ 20-215 - Application for certificate of authority
§ 20-216 - Issuance or refusal of certificate
§ 20-217 - Certificate of authority; term; termination; delivery upon termination or revocation
§ 20-218.01 - Appointment of a statutory agent
§ 20-218.02 - Change of known place of business or statutory agent
§ 20-219 - Mandatory revocation or suspension
§ 20-220 - Certificate of authority; refusal to renew; revocation or suspension; civil penalty
§ 20-220.01 - Hazardous financial condition; determination; order
§ 20-221 - Director as agent for service of process
§ 20-222 - Service of process; time to answer
§ 20-223 - Annual statement; payment of fees; penalty for failure to file or pay
§ 20-223.01 - Annual report of product liability insurer
§ 20-224 - Premium tax; reports
§ 20-224.01 - Additional premium tax; civil penalty
§ 20-224.02 - Credit for overpayment of tax
§ 20-224.03 - Premium tax credit for new employment
§ 20-224.04 - Affordable housing premium tax credit
§ 20-225 - Failure to pay tax; penalty; exception
§ 20-226 - Exclusive character of premium tax; exception
§ 20-227 - Disposition of tax proceeds
§ 20-228 - Exemption of insurers from general corporation reports and fees
§ 20-229 - Insurance producer; identification; exceptions
§ 20-231 - Transfer of domicile
§ 20-232 - Junior achievement program; exemption from licensure
§ 20-234 - Filing requirement; participation in the insurance regulatory information system
§ 20-235 - Insurers; financial disclosure; requirements
§ 20-237 - Failure to provide information; penalty
§ 20-238 - Health insurance; state regulation; rating areas; definitions
§ 20-239 - Electronic communications and records; applicability; definitions
§ 20-240 - Electronic posting of policies; definitions
§ 20-242 - Health insurers; provider networks; notice; options; definitions
§ 20-251 - Definitions not mutually exclusive
§ 20-252 - "Casualty insurance" defined
§ 20-253 - "Disability insurance" defined
§ 20-254 - "Life insurance" defined
§ 20-254.01 - "Annuities" defined
§ 20-255 - "Marine and transportation insurance" defined
§ 20-256 - "Property insurance" defined
§ 20-257 - "Surety insurance" defined
§ 20-258 - Multiple line insurers
§ 20-259 - "Vehicle insurance" defined
§ 20-259.02 - Coverage to include car pool operators and car pool vehicles; definitions
§ 20-259.03 - Uninsured and underinsured motorist coverages; insured; wrongful death recovery
§ 20-261 - Authorized reinsurance
§ 20-263 - Vehicle insurance; prohibited act by insurer; hearing; penalty
§ 20-264 - Automobile insurance; damaged safety equipment deductible optional; definition
§ 20-265 - Motor vehicle insurance; premium and fee comparisons and complaint ratios
§ 20-266 - Minimum liability policy; availability
§ 20-267 - Motor vehicle liability policies; monthly basis; fee
§ 20-268 - Motor vehicle subrogation
§ 20-270 - Residential property insurance; prohibited acts
§ 20-271 - Lienholders; proof; accidents; notice; applicability
§ 20-283 - Exceptions to insurance producer licensing
§ 20-284 - Application for examination
§ 20-285 - Application for license
§ 20-286 - Licensure; lines of authority
§ 20-287 - Nonresident licensing
§ 20-288 - Exemption from examination
§ 20-289 - Expiration; surrender; renewal
§ 20-289.01 - Inactive license or application status during military service
§ 20-290 - Insurance producer records; individual licensees
§ 20-291 - Service of process on nonresident licensees
§ 20-292 - Violation; injunctive relief
§ 20-293 - Insurance vending machines
§ 20-294 - Temporary licensing
§ 20-295 - License denial, suspension or revocation; civil penalty
§ 20-296 - Effect of suspension or revocation of license
§ 20-297 - Assumed business name; trade name
§ 20-299 - Sharing of information
§ 20-311 - Definition of managing general agent; exceptions; adjustment or payment of claims
§ 20-311.01 - Managing general agents; requirements
§ 20-311.02 - Requirements for managing general agent agreements
§ 20-321.01 - Licensing of adjusters; qualifications; exemption
§ 20-321.02 - Application of other laws
§ 20-331 - Rental car agents; definitions
§ 20-332 - Self-service storage agents; license; definitions
§ 20-336.01 - Scope and application of article
§ 20-336.02 - License required
§ 20-336.03 - Navigators; licensing
§ 20-336.04 - Certified application counselors; licensing
§ 20-336.05 - Enforcement; rules
§ 20-336.06 - Application of other laws
§ 20-340.02 - Bond of bail bond agents
§ 20-340.03 - Bail bond agent prohibitions
§ 20-340.04 - Bail recovery agent prohibitions; criminal records checks
§ 20-340.06 - Application of other laws
§ 20-341 - Purpose of insurance rate regulation
§ 20-342 - Scope and application of article
§ 20-357 - Filing of rating system; definition
§ 20-358 - Disapproval of rates
§ 20-359 - Deviations from filed workers' compensation rates
§ 20-361 - Licensing of rating organizations
§ 20-362 - Notice to director of changes in rating organization
§ 20-363 - Availability of services of rating organization to members
§ 20-365 - Cooperation in rate making
§ 20-366 - Appeal by member or subscriber from action relating to filings
§ 20-367 - Workers' compensation appeals board; composition
§ 20-367.01 - Appeals procedure
§ 20-368 - Advisory organizations
§ 20-369 - Joint underwriting or joint reinsurance
§ 20-370 - Examinations of rating organizations
§ 20-371 - Rate administration
§ 20-372 - Disclosure of information relating to rates
§ 20-373 - Commissions and fees
§ 20-374 - Revocation and suspension of licenses
§ 20-375 - Making of title insurance rates
§ 20-376 - Filing of title insurance rates; approval or disapproval
§ 20-377 - Justification for title insurance rates
§ 20-378 - Disapproval of title insurance filings
§ 20-379 - Deviations in title insurance rates
§ 20-382 - Scope of application
§ 20-386 - Filings open to inspection
§ 20-387 - Delegation of rate making and rate filing obligations
§ 20-388 - Disapproval of rates
§ 20-389 - Rate service organizations; license; application
§ 20-390 - Advisory organizations; filing with director
§ 20-391 - Joint underwriting and joint reinsurance organizations; filing with director
§ 20-392 - Rate agreements among insurers prohibited
§ 20-393 - Recording and reporting of experience
§ 20-395 - Apportionment agreements among insurers
§ 20-396 - Hearing and judicial review
§ 20-397 - Penalties; exception
§ 20-398 - Policy forms; approval or disapproval; exemption
§ 20-399 - Payment of dividends
§ 20-400 - Scope of provisions
§ 20-400.01 - Unjustified adjustments
§ 20-400.02 - Submittal of data comparing premiums charged to filed rates
§ 20-400.05 - Examiners and examination related expenses
§ 20-400.07 - Report of examination
§ 20-400.10 - Industrial insureds
§ 20-401.01 - Unlawful transaction of insurance business; exemptions
§ 20-401.02 - Violation; cease and desist orders; injunctive relief
§ 20-401.03 - Service of process in an action by the director
§ 20-401.05 - Certificate of exemption; definitions
§ 20-401.06 - Unauthorized transactions; classification
§ 20-402 - Validity of contracts
§ 20-403 - Service of process in an action by someone other than the director
§ 20-405 - Prerequisites for participating in court action
§ 20-406 - Attorneys' fees in action against insurer
§ 20-407 - Surplus lines; brokers
§ 20-408 - Report of broker; civil penalty
§ 20-409 - Recognized surplus lines
§ 20-410 - Validity of surplus lines insurance; disclosure; policy fees
§ 20-411 - Licensing of surplus lines broker; examination
§ 20-411.01 - Licensing of Mexican insurance surplus lines broker
§ 20-411.02 - Nonresident surplus lines broker; remittance of tax on insurance procured out of state
§ 20-412 - Acceptance of surplus lines business by broker
§ 20-414 - Records of surplus lines brokers
§ 20-416 - Tax on surplus lines
§ 20-416.01 - Collection and payment of tax on surplus lines; multistate agreement
§ 20-417 - Failure to remit tax; civil penalty; exception
§ 20-418 - Denial, revocation or suspension of license; civil penalty
§ 20-419 - Legal process against surplus lines insurer
§ 20-420 - Exemptions from surplus lines provisions
§ 20-421 - Access of director to records of person insured by unauthorized insurer
§ 20-422 - Alien insurance for coverage in Mexico
§ 20-441 - Purpose of article; definition
§ 20-442 - Unfair trade practices prohibited
§ 20-443 - Misrepresentations and false advertising of policies; false disclosure of compensation
§ 20-443.01 - Misrepresentation in sale of insurance; violation; classification
§ 20-443.02 - Stranger originated life insurance
§ 20-444 - False or deceptive advertising of insurance or status as insurer
§ 20-446 - Acts tending to result in unreasonable restraint or monopoly of insurance business
§ 20-447 - False financial statements or records
§ 20-448 - Unfair discrimination; definitions
§ 20-448.02 - Genetic testing; informed consent; definitions
§ 20-449 - Rebates on life or disability insurance
§ 20-451 - Rebates on other than life or disability insurance; definitions
§ 20-452 - Prohibited inducements
§ 20-452.01 - Designation of particular insurer or person transacting insurance prohibited
§ 20-452.03 - Evidence of nonviolation
§ 20-452.04 - Investigation by director of alleged violations
§ 20-453 - Programs for purchase by policyholders of securities of insurance companies
§ 20-455 - Interlocking ownership or management; multiple directorship
§ 20-456 - Cease and desist order for defined or prohibited practices; civil penalty
§ 20-457 - Premature disposal of premium notes prohibited
§ 20-458 - Fraudulent statement in application; classification
§ 20-459 - Deferred dividends; life
§ 20-460 - Free choice of insurance producer
§ 20-461 - Unfair claim settlement practices
§ 20-462 - Timely payment of claims
§ 20-463 - Fraud; injunction; penalties; restitution; definitions
§ 20-463.01 - Unlawful practices; auto glass repair; policyholders; insurers
§ 20-464 - Prohibiting payment for services to persons other than the assignee
§ 20-465 - Fees; insurance producers; definition
§ 20-466 - Fraud unit; investigators; peace officer status; powers; information sharing; assessment
§ 20-466.01 - Fraud; classification
§ 20-466.02 - Injunction; restitution; civil penalties; costs
§ 20-466.03 - Notice of penalty for false or fraudulent claims; definition
§ 20-466.04 - Referrals to other licensing agencies; definition
§ 20-467 - Return premiums; penalties
§ 20-468 - Motor vehicle loss; policyholder choice of repair facility
§ 20-469 - Motor vehicle loss; choice of glass repair facility
§ 20-469.01 - Third party administrator; glass; violation; classification; definition
§ 20-471 - Definition of insurance service charge; limit; prohibited use
§ 20-473 - Obligation of mortgagee to furnish mortgagor copies of insurance policy
§ 20-475 - Reasonable requirements of security holder are valid
§ 20-475.01 - Insurance on mortgaged property; disclosure of expiration date prohibited; exception
§ 20-476 - Violation; classification
§ 20-481.01 - Investment limitations; exemptions
§ 20-481.03 - Contents of statement
§ 20-481.04 - Statement filed by partnership, corporation or other group
§ 20-481.05 - Material change of fact; filing amended statement; time
§ 20-481.06 - Use of other statements
§ 20-481.07 - Approval and issues; notice; hearings
§ 20-481.09 - Registration of insurers; deadline
§ 20-481.11 - Exemption for nonmaterial items
§ 20-481.13 - Material changes; amended statement; time; reporting of dividends
§ 20-481.14 - Termination of registration
§ 20-481.15 - Consolidated registration by affiliates
§ 20-481.16 - Alternative registration for an affiliate
§ 20-481.17 - Exemption by director
§ 20-481.18 - Disclaimer of affiliation or control; contents; effect on duty to register
§ 20-481.19 - Extraordinary dividend or distribution; time; notice; approval by director; definition
§ 20-481.20 - Examination of registered insurers; powers; limits; expense
§ 20-481.21 - Confidential records; consent to release; release without consent; information sharing
§ 20-481.22 - Power to make rules
§ 20-481.24 - Adequacy of surplus
§ 20-481.26 - Penalties; cease and desist order; violation; classification
§ 20-481.27 - Recovery; liability
§ 20-481.28 - Insurer's license; revocation; suspension; nonrenewal
§ 20-481.30 - Judicial review; special action
§ 20-481.31 - Supervisory colleges
§ 20-481.32 - Management of domestic insurers subject to registration
§ 20-482.01 - Effect of reorganization
§ 20-482.02 - Required filings; approval by director and members
§ 20-482.03 - Required plan contents
§ 20-482.04 - Plan review and approval; general provisions; hearing
§ 20-482.06 - Concurrent reorganization with a domestic or foreign mutual insurer
§ 20-482.07 - Foreign mutual insurer reorganization; definition
§ 20-485.01 - Written agreement; provisions; maintenance of records
§ 20-485.02 - Administrator as intermediary between insurer and insured; right of action preserved
§ 20-485.03 - Maintenance of records; access; confidentiality; information sharing; examination
§ 20-485.04 - Advertising; approval
§ 20-485.05 - Inclusion of underwriting standards
§ 20-485.07 - Payment of claims on behalf of insurer
§ 20-485.08 - Delivery of written communications
§ 20-485.09 - Adjustment or settlement of claims or charges; compensation
§ 20-485.10 - Deposit or surety bond of administrators; amount; purpose
§ 20-486 - Definitions; director's list
§ 20-486.01 - Licensure of reinsurance intermediaries
§ 20-486.02 - Required contract provisions; reinsurance intermediary brokers
§ 20-486.03 - Books and records; reinsurance intermediary brokers
§ 20-486.04 - Duties of insurers utilizing the services of a reinsurance intermediary broker
§ 20-486.05 - Required contract provisions; reinsurance intermediary managers
§ 20-486.06 - Books and records; reinsurance intermediary managers
§ 20-486.07 - Prohibited acts; reinsurance intermediary managers
§ 20-486.08 - Duties of reinsurers utilizing the services of a reinsurance intermediary manager
§ 20-486.09 - Examination authority
§ 20-486.10 - Penalties and liabilities
§ 20-486.11 - Adoption of rules
§ 20-487.02 - Minimum standards
§ 20-488.01 - Risk-based capital reports
§ 20-488.02 - Company action level event
§ 20-488.03 - Regulatory action level event
§ 20-488.04 - Authorized control level event
§ 20-488.05 - Mandatory control level event
§ 20-488.07 - Confidentiality; information sharing
§ 20-488.08 - Supplemental provisions; rules; exemption
§ 20-488.09 - Foreign insurers
§ 20-489 - Violent crime control and law enforcement act; insurance business; rules
§ 20-489.01 - Application of other laws
§ 20-490.01 - Suspension of limitations period
§ 20-490.02 - Enforcement; civil penalty
§ 20-491.01 - Risk management framework required
§ 20-491.02 - ORSA requirement
§ 20-491.03 - Submission of ORSA summary report; requirements
§ 20-491.04 - Exemptions from article requirements; reports
§ 20-491.05 - ORSA summary report
§ 20-491.06 - Confidentiality of ORSA documents; allowable uses
§ 20-492.01 - Disclosure requirements
§ 20-492.02 - Rules and orders
§ 20-492.03 - Contents of corporate governance annual disclosure
§ 20-492.05 - Third-party consultants; confidentiality standards
§ 20-502 - Assets as deductions from liabilities
§ 20-503 - Assets not allowed as deductions from liabilities
§ 20-504 - Reporting assets not allowed
§ 20-506 - Unearned premium reserve
§ 20-507 - Unearned premium reserve for marine insurance
§ 20-508 - Reserves for disability insurance
§ 20-509 - Increase of inadequate reserves
§ 20-510 - Standard valuation law; operative date; definitions
§ 20-511 - Valuation of bonds; limitation
§ 20-512 - Valuation of other securities
§ 20-512.01 - Valuation of joint ventures, partnerships and limited liability companies
§ 20-513 - Valuation of real and personal property
§ 20-514 - Valuation of purchase money mortgages
§ 20-515 - Valuation of assets held in separate accounts
§ 20-517 - Report of acquisitions and dispositions
§ 20-518 - Acquisitions and dispositions of assets
§ 20-519 - Nonrenewals, cancellations or revisions of ceded reinsurance agreements
§ 20-532 - Eligible investments
§ 20-533 - Qualification of securities or property as eligible investments
§ 20-534 - Approval of investment
§ 20-535 - Limitation on percentage of assets invested with single person; exception
§ 20-536 - Investments; type; limitations
§ 20-536.01 - Separate accounts
§ 20-537 - Investment of funds in United States obligations; accounting
§ 20-539 - Federally guaranteed loans
§ 20-540 - Governmental revenue bonds and obligations; limitation; definitions
§ 20-541 - Improvement district obligations
§ 20-543 - Acceptances and bills of exchange
§ 20-544 - Corporate obligations
§ 20-545 - Preferred, guaranteed or preference stock
§ 20-547 - Equipment trust certificates
§ 20-548 - Obligations of receivers or trustees
§ 20-549 - Investments not otherwise authorized; limitations; appraisal; cost
§ 20-551 - Investments or deposits in financial institutions
§ 20-552.01 - Canadian investments; definition
§ 20-553 - Mortgages on real estate; definitions
§ 20-554 - Purchase money mortgages
§ 20-555 - Security agreements; definition
§ 20-558 - Investment company or trust; mutual funds
§ 20-559 - Investments of foreign and alien insurers
§ 20-560 - Derivative transactions; definitions
§ 20-562 - Insurer investments; partnerships; limited liability companies; limitations
§ 20-581 - Deposits of insurers
§ 20-582 - Purpose of deposits
§ 20-583 - Assets eligible for deposit
§ 20-584 - Trust companies as depositaries
§ 20-585 - Responsibility of state for safekeeping of deposits
§ 20-586 - Rights of insurer during solvency
§ 20-588 - Release of deposits
§ 20-589 - Levy upon deposits prohibited; exception
§ 20-612 - Delinquency proceedings; jurisdiction; venue; nature of remedy; appeal
§ 20-613 - Commencement of delinquency proceedings