20-446. Acts tending to result in unreasonable restraint or monopoly of insurance business
No person shall enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance.
Structure Arizona Revised Statutes
§ 20-101 - Department of insurance and financial institutions; definition
§ 20-102 - Definition of director
§ 20-103 - Definition of insurance; exceptions
§ 20-106 - Acts constituting the transaction of business; definition
§ 20-107 - Limitation on transaction of insurance; exception
§ 20-108 - Types of insurers excepted
§ 20-112 - Existing actions or violations
§ 20-113 - Construction of particular and general provisions
§ 20-114 - Violations; classification
§ 20-116 - Surety bonds; cash deposit as alternative
§ 20-118 - Prohibition; definitions
§ 20-120 - Payment bonds for third party intermediary entities; contract provisions; definitions
§ 20-121 - Health care exchange; abortion coverage; prohibition; exceptions
§ 20-122 - Health care sharing ministries; exemption from regulation; definition
§ 20-125 - Sending notices and correspondence
§ 20-126 - Annual medical loss ratio report; posting; definition
§ 20-145 - Evidentiary effect of certificate of authority
§ 20-147 - Assistant director; chief examiner; appointment; qualifications
§ 20-148 - Deputies and other employees; special services
§ 20-149 - Prohibition on certain activities by employees; conflict of interest
§ 20-150 - Delegation of director's authority
§ 20-151 - Issuance of orders and notices by director
§ 20-154 - Annual report; list of authorized insurers
§ 20-155 - Expenses of administration
§ 20-156 - Examination of insurers; financial surveillance fund; definition
§ 20-157 - Access and powers relating to insurers' records
§ 20-157.01 - Confidentiality of insurer's claim files and records; access by director; definition
§ 20-158 - Report of examinations by director; information sharing
§ 20-159 - Insurance examiners' revolving fund; definition
§ 20-160 - Powers of examination; witnesses; subpoenas; perjury
§ 20-162 - Demand for hearing; stay of order
§ 20-164 - Procedure upon hearing
§ 20-168 - Preparation and sale of publications
§ 20-169 - Supervision by director
§ 20-170 - Prohibited acts during sixty day period of supervision
§ 20-171 - Conservatorship; liquidation
§ 20-173 - Residence requirement; exemption for officer representing insurer
§ 20-181 - Mandated health coverage; report
§ 20-182 - Factors for assessing impact; certification of report
§ 20-183 - Report procedures and deadlines
§ 20-191 - Payment of premiums by mail; date of payment
§ 20-201 - "Alien" insurer defined
§ 20-202.01 - Stock insurer's initial free surplus defined
§ 20-202.02 - Mutual insurer's minimum required basic surplus defined
§ 20-202.03 - Mutual insurer's initial free surplus defined
§ 20-202.04 - Reciprocal insurer's required basic surplus defined
§ 20-202.05 - Reciprocal insurer's initial free surplus defined
§ 20-203 - "Domestic" insurer defined
§ 20-204 - "Foreign" insurer defined
§ 20-205 - "State," "United States" defined
§ 20-206 - Authority to transact insurance
§ 20-207 - General qualifications to transact insurance
§ 20-208 - Definition of guaranteed investment contract
§ 20-209 - Kinds of insurance an insurer may transact
§ 20-210 - Minimum required capital stock or basic surplus
§ 20-212 - Funds required to transact additional kinds of insurance
§ 20-213 - Deposit requirements
§ 20-214 - Financial requirements; escalator provisions
§ 20-215 - Application for certificate of authority
§ 20-216 - Issuance or refusal of certificate
§ 20-217 - Certificate of authority; term; termination; delivery upon termination or revocation
§ 20-218.01 - Appointment of a statutory agent
§ 20-218.02 - Change of known place of business or statutory agent
§ 20-219 - Mandatory revocation or suspension
§ 20-220 - Certificate of authority; refusal to renew; revocation or suspension; civil penalty
§ 20-220.01 - Hazardous financial condition; determination; order
§ 20-221 - Director as agent for service of process
§ 20-222 - Service of process; time to answer
§ 20-223 - Annual statement; payment of fees; penalty for failure to file or pay
§ 20-223.01 - Annual report of product liability insurer
§ 20-224 - Premium tax; reports
§ 20-224.01 - Additional premium tax; civil penalty
§ 20-224.02 - Credit for overpayment of tax
§ 20-224.03 - Premium tax credit for new employment
§ 20-224.04 - Affordable housing premium tax credit
§ 20-225 - Failure to pay tax; penalty; exception
§ 20-226 - Exclusive character of premium tax; exception
§ 20-227 - Disposition of tax proceeds
§ 20-228 - Exemption of insurers from general corporation reports and fees
§ 20-229 - Insurance producer; identification; exceptions
§ 20-231 - Transfer of domicile
§ 20-232 - Junior achievement program; exemption from licensure
§ 20-234 - Filing requirement; participation in the insurance regulatory information system
§ 20-235 - Insurers; financial disclosure; requirements
§ 20-237 - Failure to provide information; penalty
§ 20-238 - Health insurance; state regulation; rating areas; definitions
§ 20-239 - Electronic communications and records; applicability; definitions
§ 20-240 - Electronic posting of policies; definitions
§ 20-242 - Health insurers; provider networks; notice; options; definitions
§ 20-251 - Definitions not mutually exclusive
§ 20-252 - "Casualty insurance" defined
§ 20-253 - "Disability insurance" defined
§ 20-254 - "Life insurance" defined
§ 20-254.01 - "Annuities" defined
§ 20-255 - "Marine and transportation insurance" defined
§ 20-256 - "Property insurance" defined
§ 20-257 - "Surety insurance" defined
§ 20-258 - Multiple line insurers
§ 20-259 - "Vehicle insurance" defined
§ 20-259.02 - Coverage to include car pool operators and car pool vehicles; definitions
§ 20-259.03 - Uninsured and underinsured motorist coverages; insured; wrongful death recovery
§ 20-261 - Authorized reinsurance
§ 20-263 - Vehicle insurance; prohibited act by insurer; hearing; penalty
§ 20-264 - Automobile insurance; damaged safety equipment deductible optional; definition
§ 20-265 - Motor vehicle insurance; premium and fee comparisons and complaint ratios
§ 20-266 - Minimum liability policy; availability
§ 20-267 - Motor vehicle liability policies; monthly basis; fee
§ 20-268 - Motor vehicle subrogation
§ 20-270 - Residential property insurance; prohibited acts
§ 20-271 - Lienholders; proof; accidents; notice; applicability
§ 20-283 - Exceptions to insurance producer licensing
§ 20-284 - Application for examination
§ 20-285 - Application for license
§ 20-286 - Licensure; lines of authority
§ 20-287 - Nonresident licensing
§ 20-288 - Exemption from examination
§ 20-289 - Expiration; surrender; renewal
§ 20-289.01 - Inactive license or application status during military service
§ 20-290 - Insurance producer records; individual licensees
§ 20-291 - Service of process on nonresident licensees
§ 20-292 - Violation; injunctive relief
§ 20-293 - Insurance vending machines
§ 20-294 - Temporary licensing
§ 20-295 - License denial, suspension or revocation; civil penalty
§ 20-296 - Effect of suspension or revocation of license
§ 20-297 - Assumed business name; trade name
§ 20-299 - Sharing of information
§ 20-311 - Definition of managing general agent; exceptions; adjustment or payment of claims
§ 20-311.01 - Managing general agents; requirements
§ 20-311.02 - Requirements for managing general agent agreements
§ 20-321.01 - Licensing of adjusters; qualifications; exemption
§ 20-321.02 - Application of other laws
§ 20-331 - Rental car agents; definitions
§ 20-332 - Self-service storage agents; license; definitions
§ 20-336.01 - Scope and application of article
§ 20-336.02 - License required
§ 20-336.03 - Navigators; licensing
§ 20-336.04 - Certified application counselors; licensing
§ 20-336.05 - Enforcement; rules
§ 20-336.06 - Application of other laws
§ 20-340.02 - Bond of bail bond agents
§ 20-340.03 - Bail bond agent prohibitions
§ 20-340.04 - Bail recovery agent prohibitions; criminal records checks
§ 20-340.06 - Application of other laws
§ 20-341 - Purpose of insurance rate regulation
§ 20-342 - Scope and application of article
§ 20-357 - Filing of rating system; definition
§ 20-358 - Disapproval of rates
§ 20-359 - Deviations from filed workers' compensation rates
§ 20-361 - Licensing of rating organizations
§ 20-362 - Notice to director of changes in rating organization
§ 20-363 - Availability of services of rating organization to members
§ 20-365 - Cooperation in rate making
§ 20-366 - Appeal by member or subscriber from action relating to filings
§ 20-367 - Workers' compensation appeals board; composition
§ 20-367.01 - Appeals procedure
§ 20-368 - Advisory organizations
§ 20-369 - Joint underwriting or joint reinsurance
§ 20-370 - Examinations of rating organizations
§ 20-371 - Rate administration
§ 20-372 - Disclosure of information relating to rates
§ 20-373 - Commissions and fees
§ 20-374 - Revocation and suspension of licenses
§ 20-375 - Making of title insurance rates
§ 20-376 - Filing of title insurance rates; approval or disapproval
§ 20-377 - Justification for title insurance rates
§ 20-378 - Disapproval of title insurance filings
§ 20-379 - Deviations in title insurance rates
§ 20-382 - Scope of application
§ 20-386 - Filings open to inspection
§ 20-387 - Delegation of rate making and rate filing obligations
§ 20-388 - Disapproval of rates
§ 20-389 - Rate service organizations; license; application
§ 20-390 - Advisory organizations; filing with director
§ 20-391 - Joint underwriting and joint reinsurance organizations; filing with director
§ 20-392 - Rate agreements among insurers prohibited
§ 20-393 - Recording and reporting of experience
§ 20-395 - Apportionment agreements among insurers
§ 20-396 - Hearing and judicial review
§ 20-397 - Penalties; exception
§ 20-398 - Policy forms; approval or disapproval; exemption
§ 20-399 - Payment of dividends
§ 20-400 - Scope of provisions
§ 20-400.01 - Unjustified adjustments
§ 20-400.02 - Submittal of data comparing premiums charged to filed rates
§ 20-400.05 - Examiners and examination related expenses
§ 20-400.07 - Report of examination
§ 20-400.10 - Industrial insureds
§ 20-401.01 - Unlawful transaction of insurance business; exemptions
§ 20-401.02 - Violation; cease and desist orders; injunctive relief
§ 20-401.03 - Service of process in an action by the director
§ 20-401.05 - Certificate of exemption; definitions
§ 20-401.06 - Unauthorized transactions; classification
§ 20-402 - Validity of contracts
§ 20-403 - Service of process in an action by someone other than the director
§ 20-405 - Prerequisites for participating in court action
§ 20-406 - Attorneys' fees in action against insurer
§ 20-407 - Surplus lines; brokers
§ 20-408 - Report of broker; civil penalty
§ 20-409 - Recognized surplus lines
§ 20-410 - Validity of surplus lines insurance; disclosure; policy fees
§ 20-411 - Licensing of surplus lines broker; examination
§ 20-411.01 - Licensing of Mexican insurance surplus lines broker
§ 20-411.02 - Nonresident surplus lines broker; remittance of tax on insurance procured out of state
§ 20-412 - Acceptance of surplus lines business by broker
§ 20-414 - Records of surplus lines brokers
§ 20-416 - Tax on surplus lines
§ 20-416.01 - Collection and payment of tax on surplus lines; multistate agreement
§ 20-417 - Failure to remit tax; civil penalty; exception
§ 20-418 - Denial, revocation or suspension of license; civil penalty
§ 20-419 - Legal process against surplus lines insurer
§ 20-420 - Exemptions from surplus lines provisions
§ 20-421 - Access of director to records of person insured by unauthorized insurer
§ 20-422 - Alien insurance for coverage in Mexico
§ 20-441 - Purpose of article; definition
§ 20-442 - Unfair trade practices prohibited
§ 20-443 - Misrepresentations and false advertising of policies; false disclosure of compensation
§ 20-443.01 - Misrepresentation in sale of insurance; violation; classification
§ 20-443.02 - Stranger originated life insurance
§ 20-444 - False or deceptive advertising of insurance or status as insurer
§ 20-446 - Acts tending to result in unreasonable restraint or monopoly of insurance business
§ 20-447 - False financial statements or records
§ 20-448 - Unfair discrimination; definitions
§ 20-448.02 - Genetic testing; informed consent; definitions
§ 20-449 - Rebates on life or disability insurance
§ 20-451 - Rebates on other than life or disability insurance; definitions
§ 20-452 - Prohibited inducements
§ 20-452.01 - Designation of particular insurer or person transacting insurance prohibited
§ 20-452.03 - Evidence of nonviolation
§ 20-452.04 - Investigation by director of alleged violations
§ 20-453 - Programs for purchase by policyholders of securities of insurance companies
§ 20-455 - Interlocking ownership or management; multiple directorship
§ 20-456 - Cease and desist order for defined or prohibited practices; civil penalty
§ 20-457 - Premature disposal of premium notes prohibited
§ 20-458 - Fraudulent statement in application; classification
§ 20-459 - Deferred dividends; life
§ 20-460 - Free choice of insurance producer
§ 20-461 - Unfair claim settlement practices
§ 20-462 - Timely payment of claims
§ 20-463 - Fraud; injunction; penalties; restitution; definitions
§ 20-463.01 - Unlawful practices; auto glass repair; policyholders; insurers
§ 20-464 - Prohibiting payment for services to persons other than the assignee
§ 20-465 - Fees; insurance producers; definition
§ 20-466 - Fraud unit; investigators; peace officer status; powers; information sharing; assessment
§ 20-466.01 - Fraud; classification
§ 20-466.02 - Injunction; restitution; civil penalties; costs
§ 20-466.03 - Notice of penalty for false or fraudulent claims; definition
§ 20-466.04 - Referrals to other licensing agencies; definition
§ 20-467 - Return premiums; penalties
§ 20-468 - Motor vehicle loss; policyholder choice of repair facility
§ 20-469 - Motor vehicle loss; choice of glass repair facility
§ 20-469.01 - Third party administrator; glass; violation; classification; definition
§ 20-471 - Definition of insurance service charge; limit; prohibited use
§ 20-473 - Obligation of mortgagee to furnish mortgagor copies of insurance policy
§ 20-475 - Reasonable requirements of security holder are valid
§ 20-475.01 - Insurance on mortgaged property; disclosure of expiration date prohibited; exception
§ 20-476 - Violation; classification
§ 20-481.01 - Investment limitations; exemptions
§ 20-481.03 - Contents of statement
§ 20-481.04 - Statement filed by partnership, corporation or other group
§ 20-481.05 - Material change of fact; filing amended statement; time
§ 20-481.06 - Use of other statements
§ 20-481.07 - Approval and issues; notice; hearings
§ 20-481.09 - Registration of insurers; deadline
§ 20-481.11 - Exemption for nonmaterial items
§ 20-481.13 - Material changes; amended statement; time; reporting of dividends
§ 20-481.14 - Termination of registration
§ 20-481.15 - Consolidated registration by affiliates
§ 20-481.16 - Alternative registration for an affiliate
§ 20-481.17 - Exemption by director
§ 20-481.18 - Disclaimer of affiliation or control; contents; effect on duty to register
§ 20-481.19 - Extraordinary dividend or distribution; time; notice; approval by director; definition
§ 20-481.20 - Examination of registered insurers; powers; limits; expense
§ 20-481.21 - Confidential records; consent to release; release without consent; information sharing
§ 20-481.22 - Power to make rules
§ 20-481.24 - Adequacy of surplus
§ 20-481.26 - Penalties; cease and desist order; violation; classification
§ 20-481.27 - Recovery; liability
§ 20-481.28 - Insurer's license; revocation; suspension; nonrenewal
§ 20-481.30 - Judicial review; special action
§ 20-481.31 - Supervisory colleges
§ 20-481.32 - Management of domestic insurers subject to registration
§ 20-482.01 - Effect of reorganization
§ 20-482.02 - Required filings; approval by director and members
§ 20-482.03 - Required plan contents
§ 20-482.04 - Plan review and approval; general provisions; hearing
§ 20-482.06 - Concurrent reorganization with a domestic or foreign mutual insurer
§ 20-482.07 - Foreign mutual insurer reorganization; definition
§ 20-485.01 - Written agreement; provisions; maintenance of records
§ 20-485.02 - Administrator as intermediary between insurer and insured; right of action preserved
§ 20-485.03 - Maintenance of records; access; confidentiality; information sharing; examination
§ 20-485.04 - Advertising; approval
§ 20-485.05 - Inclusion of underwriting standards
§ 20-485.07 - Payment of claims on behalf of insurer
§ 20-485.08 - Delivery of written communications
§ 20-485.09 - Adjustment or settlement of claims or charges; compensation
§ 20-485.10 - Deposit or surety bond of administrators; amount; purpose
§ 20-486 - Definitions; director's list
§ 20-486.01 - Licensure of reinsurance intermediaries
§ 20-486.02 - Required contract provisions; reinsurance intermediary brokers
§ 20-486.03 - Books and records; reinsurance intermediary brokers
§ 20-486.04 - Duties of insurers utilizing the services of a reinsurance intermediary broker
§ 20-486.05 - Required contract provisions; reinsurance intermediary managers
§ 20-486.06 - Books and records; reinsurance intermediary managers
§ 20-486.07 - Prohibited acts; reinsurance intermediary managers
§ 20-486.08 - Duties of reinsurers utilizing the services of a reinsurance intermediary manager
§ 20-486.09 - Examination authority
§ 20-486.10 - Penalties and liabilities
§ 20-486.11 - Adoption of rules
§ 20-487.02 - Minimum standards
§ 20-488.01 - Risk-based capital reports
§ 20-488.02 - Company action level event
§ 20-488.03 - Regulatory action level event
§ 20-488.04 - Authorized control level event
§ 20-488.05 - Mandatory control level event
§ 20-488.07 - Confidentiality; information sharing
§ 20-488.08 - Supplemental provisions; rules; exemption
§ 20-488.09 - Foreign insurers
§ 20-489 - Violent crime control and law enforcement act; insurance business; rules
§ 20-489.01 - Application of other laws
§ 20-490.01 - Suspension of limitations period
§ 20-490.02 - Enforcement; civil penalty
§ 20-491.01 - Risk management framework required
§ 20-491.02 - ORSA requirement
§ 20-491.03 - Submission of ORSA summary report; requirements
§ 20-491.04 - Exemptions from article requirements; reports
§ 20-491.05 - ORSA summary report
§ 20-491.06 - Confidentiality of ORSA documents; allowable uses
§ 20-492.01 - Disclosure requirements
§ 20-492.02 - Rules and orders
§ 20-492.03 - Contents of corporate governance annual disclosure
§ 20-492.05 - Third-party consultants; confidentiality standards
§ 20-502 - Assets as deductions from liabilities
§ 20-503 - Assets not allowed as deductions from liabilities
§ 20-504 - Reporting assets not allowed
§ 20-506 - Unearned premium reserve
§ 20-507 - Unearned premium reserve for marine insurance
§ 20-508 - Reserves for disability insurance
§ 20-509 - Increase of inadequate reserves
§ 20-510 - Standard valuation law; operative date; definitions
§ 20-511 - Valuation of bonds; limitation
§ 20-512 - Valuation of other securities
§ 20-512.01 - Valuation of joint ventures, partnerships and limited liability companies
§ 20-513 - Valuation of real and personal property
§ 20-514 - Valuation of purchase money mortgages
§ 20-515 - Valuation of assets held in separate accounts
§ 20-517 - Report of acquisitions and dispositions
§ 20-518 - Acquisitions and dispositions of assets
§ 20-519 - Nonrenewals, cancellations or revisions of ceded reinsurance agreements
§ 20-532 - Eligible investments
§ 20-533 - Qualification of securities or property as eligible investments
§ 20-534 - Approval of investment
§ 20-535 - Limitation on percentage of assets invested with single person; exception
§ 20-536 - Investments; type; limitations
§ 20-536.01 - Separate accounts
§ 20-537 - Investment of funds in United States obligations; accounting
§ 20-539 - Federally guaranteed loans
§ 20-540 - Governmental revenue bonds and obligations; limitation; definitions
§ 20-541 - Improvement district obligations
§ 20-543 - Acceptances and bills of exchange
§ 20-544 - Corporate obligations
§ 20-545 - Preferred, guaranteed or preference stock
§ 20-547 - Equipment trust certificates
§ 20-548 - Obligations of receivers or trustees
§ 20-549 - Investments not otherwise authorized; limitations; appraisal; cost
§ 20-551 - Investments or deposits in financial institutions
§ 20-552.01 - Canadian investments; definition
§ 20-553 - Mortgages on real estate; definitions
§ 20-554 - Purchase money mortgages
§ 20-555 - Security agreements; definition
§ 20-558 - Investment company or trust; mutual funds
§ 20-559 - Investments of foreign and alien insurers
§ 20-560 - Derivative transactions; definitions
§ 20-562 - Insurer investments; partnerships; limited liability companies; limitations
§ 20-581 - Deposits of insurers
§ 20-582 - Purpose of deposits
§ 20-583 - Assets eligible for deposit
§ 20-584 - Trust companies as depositaries
§ 20-585 - Responsibility of state for safekeeping of deposits
§ 20-586 - Rights of insurer during solvency
§ 20-588 - Release of deposits
§ 20-589 - Levy upon deposits prohibited; exception
§ 20-612 - Delinquency proceedings; jurisdiction; venue; nature of remedy; appeal
§ 20-613 - Commencement of delinquency proceedings
§ 20-615 - Grounds for rehabilitation of domestic insurers
§ 20-616 - Grounds for liquidation
§ 20-617 - Grounds for conservation of foreign insurers
§ 20-618 - Grounds for conservation of alien insurers
§ 20-619 - Grounds for ancillary liquidation of foreign insurers
§ 20-620 - Order of rehabilitation; termination
§ 20-621 - Order of liquidation of domestic insurers
§ 20-622 - Order of liquidation of alien insurers
§ 20-623 - Order of conservation or ancillary liquidation of foreign or alien insurers
§ 20-623.01 - Conduct of all delinquency proceedings
§ 20-624 - Conduct of delinquency proceedings against domestic and alien insurers
§ 20-625 - Conduct of delinquency proceedings against foreign insurers
§ 20-626 - Claims of nonresidents against domestic insurers
§ 20-627 - Claims against foreign insurers
§ 20-628 - Proof of claims; notice; hearing
§ 20-629 - Priority of distribution; definition
§ 20-630 - Attachment and garnishment of assets
§ 20-631 - Uniform insurers liquidation act
§ 20-632 - Deposit of monies collected
§ 20-634 - Borrowing on pledge of assets
§ 20-635 - Rights and liabilities fixed as of date liquidation order filed
§ 20-637 - Qualified financial contracts; definition
§ 20-639 - Allowance of certain claims
§ 20-640 - Time to file claims
§ 20-641 - Report for assessment
§ 20-643 - Order to pay assessment
§ 20-644 - Publication and service of assessment order
§ 20-645 - Judgment upon assessment
§ 20-647 - Giving guaranty fund or association immediate access to assets
§ 20-650 - Recovery of shareholder liability
§ 20-662 - Arizona property and casualty insurance guaranty fund
§ 20-663 - Guaranty fund board; composition; compensation
§ 20-664 - Powers and duties of the board
§ 20-666 - Assessments; notification; exemptions; setoffs; refunds
§ 20-667 - Obligations of the fund
§ 20-668 - Powers and duties of the director
§ 20-669 - Examination of member insurer; costs; release of report
§ 20-670 - Meetings; information; subpoena power; confidentiality
§ 20-671 - Special meetings closed
§ 20-672 - Effect of paid claims
§ 20-675 - Immunity and indemnification
§ 20-676 - Stay of proceedings
§ 20-678 - Examination of the fund; annual report
§ 20-679 - Limitations on filing of creditor's claims
§ 20-680 - Exempt types of insurance
§ 20-682 - Coverage; limitations
§ 20-683 - Life and disability insurance guaranty fund
§ 20-684 - Life and disability insurance guaranty fund board; composition; compensation
§ 20-685 - Powers and duties of the fund
§ 20-688 - Duties and powers of the director
§ 20-689 - Prevention of impairments
§ 20-690 - Financial provisions
§ 20-691 - Examination of the fund; annual report
§ 20-694 - Stay of proceedings; reopening default judgments
§ 20-695 - Statute of limitations
§ 20-696.03 - Statement of actuarial opinion based on an asset adequacy analysis
§ 20-697 - Property and casualty actuarial opinions; limitation of liability
§ 20-697.01 - Confidentiality; sharing of information
§ 20-698 - Annual audited financial reports
§ 20-698.01 - Rule making; exemption from rule making procedures
§ 20-702 - "Mutual" insurer defined
§ 20-703 - "Stock" insurer defined
§ 20-704 - Applicability of general corporation laws
§ 20-705 - Articles of incorporation
§ 20-707 - Amendment of articles
§ 20-708 - Limited stock insurers
§ 20-709 - Formation of mutual insurer; applications for insurance
§ 20-710 - Formation of mutuals; trust deposit of premiums; issuance of policies
§ 20-711 - Initial qualification of domestic mutual insurers
§ 20-712 - Additional kinds of insurance authorized to be issued by mutual insurer
§ 20-713 - Bylaws of mutual insurer
§ 20-713.01 - Directors; terms; staggered terms
§ 20-714 - Quorum of members of mutual insurer
§ 20-715 - Membership in mutual insurer
§ 20-716 - Rights of mutual insurer member
§ 20-717 - Contingent liability of mutual insurer members
§ 20-718 - Enforcement of contingent liability
§ 20-719 - Issuance of nonassessable policies by mutual insurers
§ 20-720 - Revocation of authority to issue nonassessable policies
§ 20-721 - Participating policies
§ 20-723 - Dividends to mutual policyholders
§ 20-724 - Illegal dividends; violation; classification
§ 20-726 - Prohibited interests of officers and directors in certain transactions
§ 20-726.01 - Insider trading by officers, directors and principal stockholders
§ 20-727 - Management and exclusive agency contracts
§ 20-728 - Impairment of capital or assets
§ 20-729 - Conversion of stock insurer to mutual insurer
§ 20-730 - Conversion of mutual insurer to stock insurer
§ 20-731 - Merger or consolidation of stock insurers; hearings; notice
§ 20-732 - Acceptance of reinsurance by stock insurers; definition
§ 20-733 - Merger or consolidation of mutual insurers
§ 20-734 - Acceptance of reinsurance by mutual insurers
§ 20-735 - Distribution of assets of mutual insurer on liquidation
§ 20-736 - Transfer of direct obligations; assignment; notice; findings; approval; applicability
§ 20-761 - "Reciprocal" insurance defined
§ 20-762 - "Reciprocal insurer" defined
§ 20-764 - Compliance by existing insurers
§ 20-765 - Powers of reciprocal insurers
§ 20-766 - Name of insurer; designation by name as party in action
§ 20-767 - Attorney-in-fact of reciprocal insurers
§ 20-768 - Required surplus funds
§ 20-769 - Organization of reciprocal insurer
§ 20-770 - Certificate of authority
§ 20-772 - Modifications of agreement
§ 20-774 - Deposit in lieu of bond of attorney
§ 20-776 - Service of legal process; liabilities under judgment on such service
§ 20-778 - Contributions to insurer
§ 20-779 - Financial condition; determination
§ 20-781 - Subscribers' advisory committee
§ 20-782 - Subscriber's liability
§ 20-783 - Liability of subscriber on judgment against insurer
§ 20-785 - Time limit for assessment
§ 20-786 - Limitation on liability
§ 20-787 - Nonassessable policies
§ 20-788 - Distribution of savings
§ 20-789 - Subscriber's share in assets
§ 20-790 - Merger or conversion
§ 20-791 - Impaired reciprocal insurers
§ 20-792 - Ownership of real property
§ 20-821 - Scope of article; rules; authority of director
§ 20-823 - Incorporation of hospital, medical, dental and optometric service corporations
§ 20-824 - Application for certificate; fee
§ 20-825 - Certificate of authority; requirements
§ 20-825.01 - Minimum capital or surplus required; application
§ 20-826 - Subscription contracts; definitions
§ 20-826.01 - Hospital or medical service corporations; clinical trials; cancer; definitions
§ 20-826.02 - Subscription contracts; varying copayments and deductibles allowed
§ 20-826.03 - Eosinophilic gastrointestinal disorder; formula
§ 20-826.04 - Subscription contracts; autism spectrum disorder; coverage; exceptions; definitions
§ 20-828 - Deposit for protection of members
§ 20-830 - Expenses and investments
§ 20-831 - Annual statement; examination
§ 20-832 - Limitation on salaries
§ 20-833 - Relationship of health care professional and patient; financial incentives; definition
§ 20-834 - Dissolution; unfair practices
§ 20-835 - Judicial review of decisions of director
§ 20-836 - Limitation on liability
§ 20-837 - Tax exemption; exceptions
§ 20-838 - Subscribers and employees exempt from corporate indebtedness
§ 20-839 - Exemption of certain hospital plans
§ 20-840 - Continuation of existing certificates, licenses and rights
§ 20-841 - Prohibiting denial of certain contract benefits
§ 20-841.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-841.02 - Prohibiting denial of psychologist contract benefits
§ 20-841.03 - Prohibiting denial of contract benefits; nurses; reimbursement
§ 20-841.04 - Standing referrals to network health care professionals; definition
§ 20-841.05 - Prescription drug formulary; definitions
§ 20-841.06 - Continuity of care; definition
§ 20-841.07 - Medical supplies
§ 20-841.08 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-841.09 - Telehealth; coverage of health care services; definition
§ 20-841.10 - Cancer treatment medications; cost sharing; definition
§ 20-841.11 - Prescription eyedrops; refills
§ 20-841.12 - Coverage of health care services
§ 20-841.13 - Biomarker testing; coverage; definitions
§ 20-842 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-843 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-844 - Right to open enrollment period; subscribers; definition
§ 20-845 - Suspension or revocation of certificate of authority; civil penalties
§ 20-846 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-847 - Contracts; dentists; covered services; definition
§ 20-848 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-849 - Contracts; optometrists; covered services; definition
§ 20-863 - Representative form of government
§ 20-864 - Purposes and powers
§ 20-865 - Qualifications for membership
§ 20-866 - Location of office; publications; grievance procedure
§ 20-867 - Exemption from liability
§ 20-870 - Amendment to society laws
§ 20-871 - Authority to maintain institutions
§ 20-873 - Consolidation or merger
§ 20-874 - Conversion of fraternal benefit society to mutual life insurance company
§ 20-877 - Benefits not attachable
§ 20-879 - Nonforfeiture benefits, cash surrender value, certificate loans and other options
§ 20-882 - Applicable insurance provisions
§ 20-883 - Tax exemption; exception
§ 20-886 - Certificate of authority; termination
§ 20-887 - Examination of societies; limitation on disclosure
§ 20-888 - Admission of foreign or alien societies
§ 20-889 - Injunction; delinquency or dissolution proceedings
§ 20-890 - Licensing of insurance producers
§ 20-891 - Unfair acts and practices
§ 20-892 - Violation; classification
§ 20-893 - Exemption of societies and associations and orders from insurance laws
§ 20-1002 - Establishment of prepaid dental plan organizations
§ 20-1003 - Application for certificate of authority
§ 20-1004 - Issuance of certificate of authority
§ 20-1005 - Deposit requirement; exception
§ 20-1006 - Reserve requirement; exception
§ 20-1006.01 - Risk-based capital requirements; minimum capital and surplus
§ 20-1007 - Membership coverage by prepaid dental plan organizations
§ 20-1008 - Examination of prepaid dental plan organization
§ 20-1009 - Annual report to director
§ 20-1011 - Operational expenses
§ 20-1012 - Prohibited practices
§ 20-1013 - Regulation of agents
§ 20-1015 - Suspension or revocation of certificate of authority; civil penalties
§ 20-1016 - Rehabilitation, liquidation or conservation of prepaid dental plan organization
§ 20-1018 - Advertising matter or sales materials
§ 20-1019 - Order of benefit determination for dental care
§ 20-1021 - Lloyd's association defined
§ 20-1022 - Forms of insurance authorized
§ 20-1023 - "Attorney" defined; office
§ 20-1024 - Application for license; contents
§ 20-1026 - Reserves for liabilities and losses
§ 20-1027 - Liability of underwriters; limitation
§ 20-1029 - Division of profits
§ 20-1030 - Actions on policies or insurance contracts; process; judgments; costs
§ 20-1031 - Deposit required of Lloyd's association
§ 20-1032 - Revocation of license
§ 20-1033 - Laws applicable to Lloyd's association
§ 20-1052 - Establishment of health care services organizations
§ 20-1053 - Application for certificate of authority
§ 20-1054 - Issuance of certificate of authority
§ 20-1055 - Deposit requirement
§ 20-1057 - Evidence of coverage by health care services organizations; renewability; definitions
§ 20-1057.01 - Standing referrals to network health care professionals; definition
§ 20-1057.02 - Prescription drug formulary; definitions
§ 20-1057.03 - Chiropractic care; definitions
§ 20-1057.04 - Continuity of care; definition
§ 20-1057.05 - Medical supplies
§ 20-1057.06 - Prior authorization
§ 20-1057.07 - Health care services organizations; clinical trials; cancer; definitions
§ 20-1057.08 - Prescription contraceptive drugs and devices; definition
§ 20-1057.09 - Health care services organizations; varying copayments and deductibles allowed
§ 20-1057.10 - Eosinophilic gastrointestinal disorder; formula
§ 20-1057.12 - Contracts; dentists; covered services; definition
§ 20-1057.13 - Telehealth; coverage of health care services; definition
§ 20-1057.14 - Cancer treatment medications; cost sharing; definition
§ 20-1057.15 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1057.16 - Prescription eyedrops; refills
§ 20-1057.17 - Coverage of health care services
§ 20-1057.18 - Contracts; optometrists; covered services; definition
§ 20-1057.19 - Biomarker testing; coverage; definitions
§ 20-1058 - Examination of health care services organizations
§ 20-1059 - Annual report to director
§ 20-1059.01 - Admitted assets; health care delivery assets
§ 20-1061 - Prohibited practices; definition
§ 20-1062 - Regulation of agents
§ 20-1063 - Powers of insurers and hospital and medical service corporations
§ 20-1065 - Suspension or revocation of certificate of authority; civil penalties
§ 20-1066 - Rehabilitation, liquidation or conservation of health maintenance organization
§ 20-1068 - Statutory construction and relationship to other laws
§ 20-1069.01 - Right to open enrollment period; enrollees; definitions
§ 20-1070 - Acquisitions and mergers
§ 20-1071 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-1072 - Nonliability of enrollees for provider or hospital charges; penalty
§ 20-1073 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1075 - Transactions with affiliates
§ 20-1077 - Use of freestanding urgent care centers; policies
§ 20-1079 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-1081 - Domestic life and disability reinsurer
§ 20-1083 - Law applicable to domestic life and disability reinsurers
§ 20-1084 - Articles of incorporation
§ 20-1089 - Certificates of authority
§ 20-1090 - Reorganization; limitation
§ 20-1091 - Transfers to this article
§ 20-1092 - Control of assets; definition
§ 20-1094 - Approval of reinsurance agreements
§ 20-1094.01 - Reserve requirements
§ 20-1095.01 - Service companies; permits; rules; application of laws
§ 20-1095.02 - Exemptions; definition
§ 20-1095.03 - Qualifications for permit
§ 20-1095.04 - Filing of surety bond, securities or bonds
§ 20-1095.05 - Contracts not in compliance; validity
§ 20-1095.06 - Required service contract disclosures
§ 20-1095.07 - Sale of unapproved service contract; violation; classification
§ 20-1095.08 - Nonrenewal, revocation or suspension of permit
§ 20-1095.09 - Unfair trade practices; violation of article; cease and desist order
§ 20-1095.10 - Scope and limitations of article
§ 20-1096.01 - Formation of mechanical reimbursement reinsurer; articles of incorporation
§ 20-1096.05 - Annual reports; renewal of certificate of authority
§ 20-1096.06 - Filing of cash or alternatives to cash
§ 20-1096.08 - Nonrenewal, revocation or suspension of certificate of authority
§ 20-1096.09 - Cease and desist order; violation of article
§ 20-1096.10 - Rules and regulations
§ 20-1096.11 - Scope and limitations of article
§ 20-1097.02 - Certificate of authority; requirements; issuance
§ 20-1097.03 - Deposit required
§ 20-1097.04 - Prepaid legal insurance contract provisions
§ 20-1097.05 - Prepaid legal insurance contracts; rates
§ 20-1097.06 - Contracts for underwriting
§ 20-1097.08 - Advertising and solicitation of legal services
§ 20-1097.09 - Liability of corporation; civil penalty
§ 20-1097.10 - Capital, surplus and reserve requirements
§ 20-1097.11 - Assets; valuation; reporting
§ 20-1097.12 - Annual statement and information; penalty
§ 20-1098.01 - Licensing; authority
§ 20-1098.02 - Names of companies
§ 20-1098.03 - Minimum capital and surplus; letter of credit; borrowed surplus
§ 20-1098.04 - Formation of captive insurers; redomestication
§ 20-1098.05 - Protected cell captive insurers
§ 20-1098.06 - Protected cell captive insurers; sponsors; participants
§ 20-1098.09 - Grounds and procedures for license suspension or revocation
§ 20-1098.10 - Legal investments
§ 20-1098.12 - Rating organization; exemption
§ 20-1098.13 - Associations; benefits; prohibitions
§ 20-1098.16 - Captive manager
§ 20-1098.17 - Effect of fees payment; premium tax
§ 20-1098.18 - Captive insurance regulatory and supervision fund; purpose
§ 20-1098.19 - Establishment of branch captive insurer
§ 20-1098.20 - Security for branch business and branch operations
§ 20-1098.21 - Branch captive insurer reports
§ 20-1098.22 - Change in plan of operations
§ 20-1098.23 - Confidentiality of information; exceptions
§ 20-1099.01 - Vehicle protection products; exemption from insurance code
§ 20-1099.02 - Exemption from insurance code; requirements
§ 20-1104 - Insurable interest with respect to personal insurance; definition
§ 20-1105 - Insurable interest with respect to property insurance
§ 20-1106 - Capacity to contract for insurance; minors
§ 20-1107 - Application for insurance
§ 20-1108 - Admissibility of application as evidence
§ 20-1109 - Statements as representation; effect of misrepresentation upon policy
§ 20-1110 - Approval of forms; definition
§ 20-1110.01 - Rules and regulations; form and readability of policies
§ 20-1111 - Grounds for disapproval of forms
§ 20-1112 - Standard provisions
§ 20-1113 - Contents of policy
§ 20-1114 - Incorporation of charter or bylaw into policy
§ 20-1115 - Void policy restrictions
§ 20-1116 - Execution of policies
§ 20-1117 - Underwriters' and combination policies
§ 20-1118 - Validity of noncomplying forms
§ 20-1119 - Construction of policies; translation; disclaimer
§ 20-1121 - Renewal of policy by certificate or endorsement
§ 20-1122 - Assignment of policies
§ 20-1123 - Annulment of liability policies
§ 20-1123.01 - Motor vehicle liability insurance; primary and excess coverage
§ 20-1124 - Discharge of insurer by payment under policy
§ 20-1126 - Health care insurers; pharmacy benefits managers; cost sharing; calculation; definitions
§ 20-1127 - Simultaneous deaths
§ 20-1128 - Rights of spouse in life or disability policy
§ 20-1129 - Furnishing of proof of loss forms by insurer
§ 20-1130 - Administration of claim against insurer not deemed waiver of defense
§ 20-1131 - Exemption of life insurance proceeds and cash values from creditors
§ 20-1132 - Exemption of group life insurance proceeds from creditors; exception
§ 20-1133 - Medicare supplement insurance; early enrollment discounts; applicability
§ 20-1134 - Coordination of benefits
§ 20-1135 - Prohibition against excluding coverage because of previous tests for a condition
§ 20-1136 - Accelerated payments of certain benefits in life insurance policies
§ 20-1137 - Limited benefit coverage; prohibited practice; definition
§ 20-1138 - Health insurance policies; member identification cards; applicability
§ 20-1202 - Standard provisions required in life insurance policies
§ 20-1206 - Misstatement of age
§ 20-1208 - Policy loan on old policies
§ 20-1209 - Policy loan on new policies
§ 20-1209.01 - Maximum rate of interest on policy loans; definitions
§ 20-1210 - Nonforfeiture options in old policies
§ 20-1212 - Table of installments
§ 20-1214 - Payment of premiums
§ 20-1217 - Excluded or restricted coverage
§ 20-1218 - Standard provisions required in annuity and pure endowment contracts
§ 20-1219 - Grace period in annuities
§ 20-1220 - Incontestability in annuities
§ 20-1221 - Application and contract as entire contract in annuities
§ 20-1222 - Misstatement of age in annuities
§ 20-1223 - Dividends on annuities
§ 20-1224 - Reinstatement of annuities
§ 20-1225 - Standard provisions required in reversionary annuities
§ 20-1226 - Limitation of liability
§ 20-1227 - Incontestability after reinstatement
§ 20-1228 - Policy settlements
§ 20-1229 - Authorized deductions from insurance proceeds
§ 20-1230 - Prohibition of dual or multiple pay policies
§ 20-1231 - Standard nonforfeiture law for life insurance
§ 20-1232 - Standard nonforfeiture law for individual deferred annuities
§ 20-1233 - Free look; annuity contracts
§ 20-1241.01 - Scope of article
§ 20-1241.02 - Policy summary requirements
§ 20-1241.03 - Duties of insurance producers
§ 20-1241.04 - Duties of insurers that use insurance producers
§ 20-1241.05 - Duties of replacing insurers that use insurance producers
§ 20-1241.06 - Duties of existing insurer
§ 20-1241.07 - Duties of insurers with respect to direct response solicitations
§ 20-1241.08 - Violations; penalties; intent
§ 20-1241.09 - Rules; exemption from rule making procedures
§ 20-1242.01 - Applicability and scope
§ 20-1242.02 - Standards for the disclosure document and buyer's guide
§ 20-1242.03 - Report to contract owners
§ 20-1242.05 - Rules; exemption from rule making procedures
§ 20-1243.01 - Scope and limitation of article
§ 20-1243.03 - Duties of insurers and producers; definitions
§ 20-1243.04 - Standards for supervision
§ 20-1243.05 - Compliance; enforcement; penalties
§ 20-1243.07 - Producer training; annuities; continuing education
§ 20-1251 - Requirements for group contracts
§ 20-1251.01 - Credit union groups
§ 20-1254 - Labor union groups
§ 20-1256 - Association groups
§ 20-1257 - Coverage of dependents; definition
§ 20-1258 - Standard provisions required in group life insurance policies
§ 20-1261 - Attachment of application to policy; statements of persons insured as representations
§ 20-1262 - Right to require evidence of individual insurability
§ 20-1263 - Misstatement of age
§ 20-1265 - Individual certificates
§ 20-1266 - Conversion on termination of eligibility
§ 20-1267 - Conversion on termination of policy
§ 20-1268 - Death pending conversion
§ 20-1269 - Notice of conversion right
§ 20-1270 - Standard provisions required in group annuity contracts
§ 20-1271 - Grace period in group annuity contracts
§ 20-1272 - Documents constituting entire group annuity contract
§ 20-1273 - Misstatements in group annuity contracts
§ 20-1274 - Nonforfeiture benefits in group annuity contract
§ 20-1275 - Group annuity contract certificates
§ 20-1276 - "Employee life insurance" defined
§ 20-1277 - Assignability of group life insurance
§ 20-1302 - Required provisions
§ 20-1304 - Application and policy as entire contract; statements of applicant as representations
§ 20-1306 - Misstatement of age
§ 20-1308 - Nonforfeiture benefits
§ 20-1311 - Authority to alter contract
§ 20-1312 - Beneficiary; change of beneficiary; payment
§ 20-1313 - Direct payment of premiums
§ 20-1314 - Conversion of weekly premium policies
§ 20-1315 - Conversion of monthly premium policies
§ 20-1317 - Provisions inapplicable to single premium or term policies
§ 20-1318 - Prohibited provisions
§ 20-1342 - Scope and format of policy; definitions
§ 20-1342.01 - Children with disabilities
§ 20-1342.02 - Disapproval of disability policy form
§ 20-1342.03 - Disability insurance; clinical trials; cancer; definitions
§ 20-1342.04 - Disability insurance policies; varying copayments and deductibles allowed
§ 20-1342.05 - Eosinophilic gastrointestinal disorder; formula
§ 20-1342.06 - Contracts; dentists; covered services; definition
§ 20-1342.07 - Contracts; optometrists; covered services; definition
§ 20-1343 - Policies issued for delivery in another state
§ 20-1344 - Policy provisions required; omissions; substitutions
§ 20-1345 - Policy and attachments as entire contract; changes in policy
§ 20-1346 - Time limit on defenses
§ 20-1352 - Time for payment of claims
§ 20-1354 - Physical examination; autopsy
§ 20-1356 - Change of beneficiary
§ 20-1357 - Optional policy provisions
§ 20-1358 - Change of occupation
§ 20-1359 - Misstatement of age
§ 20-1360 - Other insurance in this insurer
§ 20-1361 - Insurance with other insurers; provision of service or expense incurred basis
§ 20-1362 - Insurance with other insurers
§ 20-1363 - Relation of earnings to insurance
§ 20-1366 - Conformity with statutes
§ 20-1367 - Illegal occupation
§ 20-1368 - Intoxicants and narcotics
§ 20-1369 - Arrangement of provisions in policy
§ 20-1370 - Third party ownership
§ 20-1371 - Policy provision requirements of other jurisdictions
§ 20-1372 - Effect of policy containing nonconforming provisions
§ 20-1374 - Effective date of provisions; moratorium
§ 20-1375 - Franchise disability insurance law
§ 20-1376 - Prohibiting denial of certain contract benefits
§ 20-1376.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-1376.02 - Prohibiting denial of psychologist contract benefits
§ 20-1376.03 - Prohibiting denial of contract benefits; nurses; reimbursement
§ 20-1376.04 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-1376.05 - Telehealth; coverage of health care services; definition
§ 20-1376.06 - Cancer treatment medications; cost sharing; definition
§ 20-1376.07 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1376.08 - Prescription eyedrops; refills
§ 20-1376.09 - Coverage of health care services
§ 20-1376.10 - Biomarker testing; coverage; definitions
§ 20-1378 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1380 - Guaranteed renewability of individual health coverage
§ 20-1382 - Health care insurers; reporting requirements
§ 20-1383 - Individual health insurance policies; mandatory coverage exemption; definitions
§ 20-1384 - Short-term limited duration insurance; notice; definitions
§ 20-1401.01 - Group disability insurers; notice; copies
§ 20-1402 - Provisions of group disability policies; definitions
§ 20-1402.01 - Group disability insurance; clinical trials; cancer; definitions
§ 20-1402.02 - Eosinophilic gastrointestinal disorder; formula
§ 20-1402.04 - Contracts; dentists; covered services; definition
§ 20-1402.05 - Contracts; optometrists; covered services; definition
§ 20-1403 - Direct payment of hospital and medical services
§ 20-1404 - Blanket disability insurance; definitions
§ 20-1404.01 - Blanket disability insurance; clinical trials; cancer; definitions
§ 20-1404.02 - Eosinophilic gastrointestinal disorder; formula
§ 20-1404.04 - Contracts; dentists; covered services; definition
§ 20-1404.05 - Contracts; optometrists; covered services; definition
§ 20-1405 - Provisions of group and blanket disability policy
§ 20-1406 - Prohibiting denial of certain contract benefits
§ 20-1406.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement
§ 20-1406.02 - Prohibiting denial of psychologist contract benefits
§ 20-1406.03 - Prohibiting denial of contract benefits; nursing; reimbursement
§ 20-1406.04 - Prohibiting denial of occupational or physical therapist contract benefits
§ 20-1406.05 - Telehealth; coverage of health care services; definition
§ 20-1406.06 - Cancer treatment medications; cost sharing; definition
§ 20-1406.07 - Prescriptions; cost sharing; refills; dispensing fees; definition
§ 20-1406.08 - Prescription eyedrops; refills
§ 20-1406.09 - Coverage of health care services
§ 20-1406.10 - Biomarker testing; coverage; definitions
§ 20-1407 - Children with disabilities
§ 20-1408 - Right to obtain individual policy; requirements; exceptions; definition
§ 20-1409 - Right to open enrollment period; insureds; definition
§ 20-1410 - Mail order prescription drugs; prohibition
§ 20-1411 - Eligibility; prohibiting cancellation because of eligibility for certain benefits
§ 20-1502 - "Fire insurance" defined
§ 20-1503 - Arizona standard fire policy
§ 20-1504 - Variations from standard policy format and page numbers
§ 20-1505 - Policy description of insurer
§ 20-1506 - Provisions required by charter or laws of other states
§ 20-1507 - Riders; endorsements; additional perils
§ 20-1508 - Designation as standard policy; producer's name
§ 20-1510 - Homeowner's or renter's insurance; dog breeds; prohibitions; definitions
§ 20-1531 - Sole surety on official bonds
§ 20-1532 - Venue of actions against surety insurers
§ 20-1533 - Surety companies; arrest bond certificates issued by motor clubs; definition
§ 20-1534 - Guaranteed arrest bond certificate; cash bail or other bond; forfeiture
§ 20-1542 - Capital and surplus
§ 20-1543 - Limitation on geographic concentration
§ 20-1544 - Limitation on advertising
§ 20-1545 - Limitation on investment
§ 20-1547 - Mortgage guaranty insurance as monoline
§ 20-1548 - Underwriting discrimination
§ 20-1549 - Policy forms and premium rates filed
§ 20-1550 - Minimum policyholder position; definitions
§ 20-1551 - Rebates, commissions and charges
§ 20-1552 - Compensating balances prohibited
§ 20-1553 - Conflict of interest
§ 20-1554 - Unearned premium reserve
§ 20-1556 - Contingency reserve
§ 20-1556.01 - Premium deficiency reserve
§ 20-1558 - Miscellaneous reserves
§ 20-1559 - Mortgage guaranty insurers; dividend payment
§ 20-1560 - Examinations; rules
§ 20-1561 - Law governing title insurers
§ 20-1566 - Taxation of title insurers
§ 20-1567 - Determination of insurability required
§ 20-1568 - Unearned premium reserve
§ 20-1569 - Amount of unearned premium reserve; release
§ 20-1570 - Maintenance of the unearned premium reserve
§ 20-1571 - Use of the unearned premium reserve on liquidation, dissolution or insolvency
§ 20-1572 - Reserve for unpaid losses and loss expense
§ 20-1573 - Net retained liability
§ 20-1575 - Foreign title insurers; resident agent required
§ 20-1576 - Mergers and consolidations of title insurers
§ 20-1577 - Corporate acquisitions other than by merger or consolidation
§ 20-1578 - Purchase or acquisition of controlling stock
§ 20-1580 - Title insurance agents to be licensed
§ 20-1581 - Title insurance agents; books; records; revocation of license
§ 20-1582 - Title insurance agents; replies to inquiries by director
§ 20-1583 - Title insurance agencies; use of corporate names
§ 20-1584 - Commissions; right to pay
§ 20-1585 - Commissions; other considerations prohibited
§ 20-1586 - Rebates or reduced fees
§ 20-1587 - Personal or controlled insurance
§ 20-1588 - Examination of records; order; notice
§ 20-1589 - Violations; classification
§ 20-1590 - Permitted division of fees
§ 20-1591 - Forms of policies and other contracts of title insurance; approval or disapproval
§ 20-1604 - Types of consumer credit insurance
§ 20-1605 - Maximum amount of credit life insurance
§ 20-1606 - Maximum amount of credit disability insurance and credit unemployment insurance
§ 20-1606.01 - Credit unemployment insurance; provisions
§ 20-1608 - Policy provisions and disclosures
§ 20-1609 - Filing, approval and disapproval of forms
§ 20-1610 - Premiums for consumer credit insurance; approval or disapproval of rates
§ 20-1612 - Authorization for issuance of policies
§ 20-1613 - Reporting and settlement of claims
§ 20-1614 - Debtor's option in satisfying security
§ 20-1616 - Cease and desist order; hearing
§ 20-1621.02 - Amount; term; coverage; prohibited practices
§ 20-1621.03 - Disclosure to debtors; provisions of policies; certificates of insurance
§ 20-1621.04 - Rates and forms; filing; approval; withdrawal of approval
§ 20-1621.05 - Reasonableness of benefits in relation to premium charged
§ 20-1621.06 - Experience reports
§ 20-1621.07 - Cancellation and refund of unearned premium
§ 20-1621.09 - Cease and desist order; hearing
§ 20-1633 - Objections; investigation; determination
§ 20-1651 - Application; types of risks
§ 20-1652 - Grounds for valid notice of cancellation; inquiries; definitions
§ 20-1654 - Sending notice of intention not to renew to insured; time; term of policy
§ 20-1656 - Proof of sending as proof of notice
§ 20-1662 - Requirements to transact mass marketed insurance
§ 20-1663 - Unreasonable mass marketed insurance prohibited; hearing; findings; rules
§ 20-1673 - Grounds for valid cancellation
§ 20-1674 - Notice of cancellation; refund of unearned premium
§ 20-1676 - Notice of nonrenewal
§ 20-1677 - Notice of premium or coverage changes
§ 20-1679 - Application and effective date
§ 20-1691.01 - Applicability and scope
§ 20-1691.02 - Adoption of rules
§ 20-1691.03 - Limitations of long-term care insurance policies
§ 20-1691.04 - Requirements for certain group coverage
§ 20-1691.05 - Prior institutionalization
§ 20-1691.06 - Outline of coverage; certificate
§ 20-1691.07 - Right to return
§ 20-1691.08 - Rate and form review; disapproval
§ 20-1691.10 - Contestable periods
§ 20-1691.11 - Nonforfeiture benefits
§ 20-1691.12 - Insurance producer training course requirements
§ 20-1692.01 - Requirements for coverage
§ 20-1692.02 - Eligibility under title XIX of the social security act
§ 20-1692.03 - Coverage of children
§ 20-1693.01 - Licensure of vendors
§ 20-1693.02 - Portable electronics insurance; requirements; disclosures
§ 20-1693.04 - Suspension or revocation of license
§ 20-1693.05 - Termination of portable electronics insurance; notice; cancellation
§ 20-1693.06 - Application of existing laws
§ 20-1694.01 - Identity theft group insurance; eligible groups
§ 20-1694.02 - Identity theft group insurance policy; premiums; cancellation; requirements
§ 20-1722 - Deposit; surplus requirements
§ 20-1723 - Exemption from mandatory participation in certain plans and associations
§ 20-1731 - Immunity for serving on or furnishing information to insurance review committees
§ 20-1741 - Annual statement to include certain claims and premium information
§ 20-1742 - Insurers to report malpractice claims and actions; definition
§ 20-1802 - Permit required; application; definition
§ 20-1803 - Issuance of permit
§ 20-1804 - Entrance fee escrow
§ 20-1805 - Recording of lien by director
§ 20-1806 - Reserve fund escrow
§ 20-1807 - Annual report; civil penalty
§ 20-1808 - Ratio of assets to liabilities; report; rehabilitation of provider
§ 20-1810 - Rules and regulations
§ 20-1811 - Violation; classification
§ 20-1812 - Disclosure statement; contents
§ 20-1902 - Disclosure of information
§ 20-1903 - Immunity from liability for disclosure of information
§ 20-1904 - Confidentiality of information
§ 20-1905 - Authorized agency as witness
§ 20-1906 - Violation; classification
§ 20-1907 - Application of chapter
§ 20-2103 - Pretext interviews; exception
§ 20-2104 - Notice of insurance information practices
§ 20-2105 - Marketing and research surveys; disclosure of questions
§ 20-2106 - Content of disclosure authorization forms
§ 20-2107 - Investigative consumer reports
§ 20-2108 - Access to recorded personal information
§ 20-2109 - Correction, amendment or deletion of recorded personal information
§ 20-2110 - Reasons for adverse underwriting decisions
§ 20-2111 - Information concerning previous adverse underwriting decisions
§ 20-2112 - Previous adverse underwriting decisions
§ 20-2113 - Disclosure limitations and conditions
§ 20-2115 - Service of process; insurance support organizations
§ 20-2116 - Cease and desist order and reports
§ 20-2118 - Individual remedies
§ 20-2120 - No limitation of common law right
§ 20-2121 - Enforcement of privacy provisions of Gramm Leach Bliley act
§ 20-2122 - Partial exemption for health insurers subject to HIPAA
§ 20-2201 - Voluntary plans; assessments; fund
§ 20-2202 - Joint underwriting association; establishment
§ 20-2203 - Powers of the joint underwriting association
§ 20-2204 - Directors; election; appointment
§ 20-2205 - Plan of operation; contents
§ 20-2206 - Approval of plan of operation
§ 20-2207 - Amendments to the plan of operation
§ 20-2208 - Policies issued by the association; claims-made basis
§ 20-2209 - Claims-made policy; cancellation
§ 20-2210 - Occurrence riders; premiums; assessments
§ 20-2212 - Deficits; equitable assessments; premium tax credits
§ 20-2213 - Initial assessment; temporary contribution by members
§ 20-2215 - Appeal by applicants to the association; order
§ 20-2216 - Annual filing; contents
§ 20-2217 - Annual examination by the director
§ 20-2218 - Costs; charge to the association
§ 20-2219 - Liability of the association
§ 20-2220 - Prohibition from membership in Arizona guaranty fund
§ 20-2301 - Definitions; late enrollee coverage
§ 20-2303 - Approval as accountable health plan; definition
§ 20-2304 - Availability of insurance; premium tax exemption
§ 20-2306 - Use of uniform employee health status questionnaire
§ 20-2307 - Eligibility; annual open enrollment period
§ 20-2310 - Discrimination prohibited; preexisting conditions; wellness programs
§ 20-2311 - Premium rates and rating practices
§ 20-2313 - Marketing practices
§ 20-2321 - Maternity benefits; adoption; coverage
§ 20-2322 - Mental health services and benefits; definitions
§ 20-2324 - Bona fide associations; definitions
§ 20-2325 - Diabetes; equipment; supplies
§ 20-2326 - Drugs; cancer treatment; definitions
§ 20-2327 - Metabolic disorders; medical foods; definitions
§ 20-2328 - Accountable health plans; clinical trials; cancer; definitions
§ 20-2329 - Prescription contraceptive drugs and devices; definition
§ 20-2330 - Continuation of small group coverage; notice; duration; definitions
§ 20-2331 - Accountable health plans; varying copayments and deductibles allowed
§ 20-2332 - Eosinophilic gastrointestinal disorder; formula
§ 20-2402 - Risk retention groups chartered and licensed in this state; definitions
§ 20-2403 - Risk retention groups not chartered and licensed in this state
§ 20-2404 - Compulsory associations
§ 20-2407 - Notice and registration requirements of purchasing groups
§ 20-2408 - Restrictions on insurance purchased by purchasing groups
§ 20-2411 - Duty of insurance producer to obtain license
§ 20-2412 - Binding effect of orders issued in United States district court
§ 20-2501 - Definitions; scope
§ 20-2502 - Utilization review activities; exemptions
§ 20-2503 - Utilization review standards; applicability; definition
§ 20-2504 - Utilization review agents; certification; rules
§ 20-2505 - Application for certification
§ 20-2506 - Certification; responsibilities of department; cost recovery
§ 20-2507 - Certificates; renewal
§ 20-2508 - Denial, suspension or revocation of certificates; hearing; civil penalties
§ 20-2510 - Health care insurers requirements; medical directors
§ 20-2511 - Violation; injunctive relief
§ 20-2531 - Applicability; requirements; exception
§ 20-2532 - Utilization review standards and criteria; requirements
§ 20-2534 - Expedited medical review; expedited appeal
§ 20-2535 - Informal reconsideration
§ 20-2537 - External independent review; expedited external independent review
§ 20-2538 - Independent review organizations
§ 20-2540 - Health care appeals fund
§ 20-2541 - Health care insurer fee
§ 20-2602 - Requirements applicable to insurers issuing variable life insurance
§ 20-2604 - Variable life insurance policy and filing requirements
§ 20-2605 - Reserve liabilities for variable life insurance
§ 20-2607 - Information to applicants
§ 20-2608 - Variable life insurance policy application requirements
§ 20-2609 - Policyholder reports
§ 20-2610 - Foreign companies; compliance with laws of domiciliary state
§ 20-2632 - Qualifications to issue variable annuities
§ 20-2633 - Separate account; annuities
§ 20-2634 - Filing of contracts; approval
§ 20-2635 - Variable annuity contracts
§ 20-2636 - Nonforfeiture benefits; exceptions; definition
§ 20-2661 - Scope of article; definitions
§ 20-2662 - Insurance producer qualifications; reports
§ 20-2803 - Emergency services access; prior authorization; requirements
§ 20-2804 - Utilization review; medically necessary emergency services
§ 20-2904 - Continuing education; contractor requirements; automatic approval
§ 20-3102 - Timely payment of health care providers' claims; grievances
§ 20-3113 - Surprise out-of-network bill; requirements; notice
§ 20-3115 - Conduct of arbitration proceedings
§ 20-3116 - Arbitrator qualifications
§ 20-3117 - Dispute resolution; notice of rights
§ 20-3118 - Surprise out-of-network bills; annual report
§ 20-3119 - Right of civil action
§ 20-3152 - Exemptions; waiver
§ 20-3153 - Health care insurer liability
§ 20-3154 - Health care appeals; admissibility
§ 20-3155 - Notice of intent to file suit
§ 20-3202 - Licensure; requirements
§ 20-3203 - Contract requirements
§ 20-3204 - Provider and broker disclosures to owners; violation; classification
§ 20-3206 - Rule making; examinations
§ 20-3207 - Conduct of examinations; examination reports; confidentiality
§ 20-3208 - Conflict of interest; examiners
§ 20-3209 - Immunity from liability
§ 20-3210 - Annual statements; record retention
§ 20-3211 - Contract requirements; execution; rescission; definition
§ 20-3214 - Injunctions; civil remedies; cease and desist
§ 20-3251 - Interstate insurance product regulation compact
§ 20-3301 - Definitions; applicability
§ 20-3302 - Insurance compliance audit privilege; requirements
§ 20-3322 - Audit procedures; interest prohibition
§ 20-3331 - Pharmacy benefit managers; requirements; applicability
§ 20-3332 - Prohibition against claim adjudication process fees; civil remedies
§ 20-3343 - 340B drug program; 340B covered entities; pharmacies; drug coverage
§ 20-3402 - Prior authorization; exceptions
§ 20-3403 - Prior authorization requirements; disclosures; access
§ 20-3404 - Prior authorization requirement timelines
§ 20-3405 - Prior authorization of prescription drugs for chronic pain conditions
§ 20-3406 - Uniform prior authorization request forms; definition
§ 20-3452 - Requirements for electronic application submission
§ 20-3453 - Credentialing; loading; timelines; exception
§ 20-3454 - Acknowledgement of receipt of an application; notification of incomplete applications
§ 20-3455 - Reported discrepancies; corrective action
§ 20-3456 - Covered services; claims
§ 20-3457 - Availability of credentialing information; policies
§ 20-3459 - Civil immunity; enforcement; civil penalty
§ 20-3502 - Compliance with federal law; report
§ 20-3503 - Enforcement and oversight
§ 20-3504 - Access to behavioral health services for minors
§ 20-3505 - Mental health parity advisory committee; members
§ 20-3552 - Purpose; applicability
§ 20-3553 - Limited lines travel insurance producer licensing
§ 20-3554 - Premium tax; definitions
§ 20-3555 - Travel protection plans
§ 20-3556 - Sales practices; definition
§ 20-3557 - Travel administrators
§ 20-3558 - Travel insurance classification and filing
§ 20-3601 - Definitions of qualified United States financial institution
§ 20-3602 - Credit allowed a domestic ceding insurer; definition
§ 20-3605 - Reinsurance agreements affected