2021 Oregon Revised Statutes
Chapter 083 - Retail Installment Contracts
Section 83.710 - Definitions for ORS 83.710 to 83.750; application of ORS 83.710 to 83.750.


(a) A transaction is a "home solicitation sale" if:
(A) It is a sale, lease or rental of goods or services, as defined in ORS 83.010;
(B) The seller or the seller’s representative personally solicits the sale, lease or rental, including a sale, lease or rental in response to or following an invitation by the buyer; and
(C) The buyer’s written agreement or offer to purchase is made at a place other than the place of business of the seller. As used in this subparagraph, "a place other than the place of business of the seller" means a place that is not the seller’s main or permanent branch office or permanent local address and includes but is not limited to the residence or workplace of the buyer and facilities rented by the seller on a temporary or short-term basis, such as a hotel or motel room, restaurant or dormitory lounge.
(b) A transaction is a "telephone solicitation sale" if:
(A) The seller or person acting for the seller engages in a solicitation conducted by telephone to a residence;
(B) The transaction is initiated by the seller or person acting for the seller and is in no way solicited by the buyer;
(C) The buyer’s agreement or offer to purchase is given over the telephone to the seller or person acting for the seller; and
(D) There is no personal contact between the buyer and the seller or person acting for the seller prior to delivery of goods or performance of services.
(c) "Business day" does not include a Saturday, Sunday or legal holiday.
(2) The provisions of ORS 83.710 to 83.750 relating to home solicitation sales do not apply to:
(a) A sale made pursuant to a preexisting revolving charge account unless the sale is made at the residence of the buyer;
(b) The activities of a financial institution as defined in 15 U.S.C. 6827;
(c) A contract in writing for the sale or lease of a house or business property or the construction of a new house or business property;
(d) A sale made pursuant to prior business negotiations relevant to the sale between the parties at a business establishment at a fixed location where goods or services are offered or exhibited for sale;
(e) A sale for cash or check in the amount of less than $25;
(f) A sale of insurance, farm equipment or motor vehicles;
(g) A sale of arts and crafts at a fair;
(h) A sale made at an event conducted under and governed by ORS chapter 565; or
(i) Except as provided in subsection (3) of this section, a transaction in which the buyer initiated the contact and specifically requested that the seller come to the buyer’s home for the purpose of repairing or performing maintenance on the buyer’s personal property.
(3) The provisions of ORS 83.710 to 83.750 apply to a sale under subsection (2)(i) of this section if the seller, while at the home of the buyer to repair or perform maintenance on the buyer’s personal property at the request of the buyer, sells the buyer the right to receive additional goods or services other than replacement parts necessary to perform the maintenance or to make the repairs on the buyer’s personal property.
(4) The provisions of ORS 83.710 to 83.750 relating to telephone solicitation sales apply only to a sale of periodicals, magazines or any other reading material with or without illustrations that the buyer is to receive at fixed intervals and do not apply to sales of newspaper subscriptions or advertising and sales in which the buyer is offered reasonable opportunity to preview and return reading material without contractual obligation. [1971 c.744 §21(1); 1977 c.170 §1; 1979 c.503 §1; 2005 c.223 §1]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 02 - Business Organizations, Commercial Code

Chapter 083 - Retail Installment Contracts

Section 83.010 - Definitions for ORS 83.010 to 83.190.

Section 83.020 - Retail installment contract requirements; exceptions.

Section 83.030 - Contents of contract.

Section 83.050 - Contracts completed by mail and based on catalog of seller.

Section 83.080 - Informing buyer of service charge and right to prepay; monthly statement.

Section 83.095 - Service charge computed by actuarial method.

Section 83.100 - Extra charges; miscellaneous provisions of contract.

Section 83.110 - Insurance.

Section 83.130 - Voluntary prepayment by buyer; refund.

Section 83.140 - Consolidation of purchases with prior contract.

Section 83.150 - Unenforceable contract provisions.

Section 83.510 - Definitions for ORS 83.510 to 83.680.

Section 83.520 - Form and contents of retail installment contract.

Section 83.530 - Filling blanks.

Section 83.565 - Finance charge computed by actuarial method; requirements; notice.

Section 83.580 - Insurance.

Section 83.620 - Voluntary prepayment by buyer; refund.

Section 83.650 - Effect of negotiation of notes on rights against motor vehicle dealer.

Section 83.670 - Unenforceable contract provisions.

Section 83.710 - Definitions for ORS 83.710 to 83.750; application of ORS 83.710 to 83.750.

Section 83.715 - Telephone solicitation sale; contract; contents.

Section 83.720 - Cancellation of home solicitation sale; notice; exception.

Section 83.730 - Written agreement or offer to purchase; contents; notice of buyer’s right to cancel; form.

Section 83.740 - Duties of seller upon cancellation of sale or revocation of offer to purchase.

Section 83.750 - Rights and duties of buyer upon cancellation of sale or revocation of offer to purchase.

Section 83.811 - Exemption from certain disclosure requirements for motor vehicle dealer or retail seller.

Section 83.813 - Exemption from certain disclosure requirements for assignee of retail installment contract.

Section 83.820 - Consumer paper; negotiability; exception; rights and liabilities of assignees.

Section 83.850 - Definitions for ORS 83.850 and 83.860.

Section 83.860 - Applicability of claims and defenses of borrower or lessee when loan made or lease funded in close connection with sale or retail lease.

Section 83.875 - Definitions for ORS 83.875, 83.880, 83.890 and 83.895.

Section 83.880 - Sale of motor vehicles, goods or services as time sale rather than loan.

Section 83.890 - Notice required in contract when seller intends to transfer contract.

Section 83.990 - Penalties.