2021 Oregon Revised Statutes
Chapter 083 - Retail Installment Contracts
Section 83.080 - Informing buyer of service charge and right to prepay; monthly statement.


(2) The seller or holder of a retail charge agreement shall promptly supply the buyer with a statement as of the end of each monthly period (which need not be a calendar month) or other regular period agreed upon, in which there is any unpaid balance thereunder, which statement shall set forth the following:
(a) The unpaid balance under the retail charge agreement at the beginning and at the end of the period;
(b) Unless otherwise furnished by the seller to the buyer by sales slip, memorandum, or otherwise, a description or identification of the goods or services purchased during the period, the cash sale price and the date of each purchase;
(c) The payments made by the buyer to the seller and any other credits to the buyer during the period;
(d) The amount, if any, of any service charge for such period; and
(e) A legend to the effect that the buyer may at any time pay the total unpaid balance. [1963 c.489 §12]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 02 - Business Organizations, Commercial Code

Chapter 083 - Retail Installment Contracts

Section 83.010 - Definitions for ORS 83.010 to 83.190.

Section 83.020 - Retail installment contract requirements; exceptions.

Section 83.030 - Contents of contract.

Section 83.050 - Contracts completed by mail and based on catalog of seller.

Section 83.080 - Informing buyer of service charge and right to prepay; monthly statement.

Section 83.095 - Service charge computed by actuarial method.

Section 83.100 - Extra charges; miscellaneous provisions of contract.

Section 83.110 - Insurance.

Section 83.130 - Voluntary prepayment by buyer; refund.

Section 83.140 - Consolidation of purchases with prior contract.

Section 83.150 - Unenforceable contract provisions.

Section 83.510 - Definitions for ORS 83.510 to 83.680.

Section 83.520 - Form and contents of retail installment contract.

Section 83.530 - Filling blanks.

Section 83.565 - Finance charge computed by actuarial method; requirements; notice.

Section 83.580 - Insurance.

Section 83.620 - Voluntary prepayment by buyer; refund.

Section 83.650 - Effect of negotiation of notes on rights against motor vehicle dealer.

Section 83.670 - Unenforceable contract provisions.

Section 83.710 - Definitions for ORS 83.710 to 83.750; application of ORS 83.710 to 83.750.

Section 83.715 - Telephone solicitation sale; contract; contents.

Section 83.720 - Cancellation of home solicitation sale; notice; exception.

Section 83.730 - Written agreement or offer to purchase; contents; notice of buyer’s right to cancel; form.

Section 83.740 - Duties of seller upon cancellation of sale or revocation of offer to purchase.

Section 83.750 - Rights and duties of buyer upon cancellation of sale or revocation of offer to purchase.

Section 83.811 - Exemption from certain disclosure requirements for motor vehicle dealer or retail seller.

Section 83.813 - Exemption from certain disclosure requirements for assignee of retail installment contract.

Section 83.820 - Consumer paper; negotiability; exception; rights and liabilities of assignees.

Section 83.850 - Definitions for ORS 83.850 and 83.860.

Section 83.860 - Applicability of claims and defenses of borrower or lessee when loan made or lease funded in close connection with sale or retail lease.

Section 83.875 - Definitions for ORS 83.875, 83.880, 83.890 and 83.895.

Section 83.880 - Sale of motor vehicles, goods or services as time sale rather than loan.

Section 83.890 - Notice required in contract when seller intends to transfer contract.

Section 83.990 - Penalties.