2021 Oregon Revised Statutes
Chapter 083 - Retail Installment Contracts
Section 83.095 - Service charge computed by actuarial method.


(2) When a retail installment contract provides for a service charge computed by the actuarial method:
(a) The retail installment contract may provide for any other charge, cost or fee allowed under ORS 83.010 to 83.190 and 83.820 to 83.895, in addition to the service charge.
(b) The amount to be disclosed as the service charge and used as the service charge component of the other amounts disclosed pursuant to ORS 83.010 to 83.190 and 83.820 to 83.895 shall be the amount of the service charge to be paid assuming all payments are made exactly as agreed.
(c) The refund credit provisions of ORS 83.130 shall not apply. [1983 c.432 §4]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 02 - Business Organizations, Commercial Code

Chapter 083 - Retail Installment Contracts

Section 83.010 - Definitions for ORS 83.010 to 83.190.

Section 83.020 - Retail installment contract requirements; exceptions.

Section 83.030 - Contents of contract.

Section 83.050 - Contracts completed by mail and based on catalog of seller.

Section 83.080 - Informing buyer of service charge and right to prepay; monthly statement.

Section 83.095 - Service charge computed by actuarial method.

Section 83.100 - Extra charges; miscellaneous provisions of contract.

Section 83.110 - Insurance.

Section 83.130 - Voluntary prepayment by buyer; refund.

Section 83.140 - Consolidation of purchases with prior contract.

Section 83.150 - Unenforceable contract provisions.

Section 83.510 - Definitions for ORS 83.510 to 83.680.

Section 83.520 - Form and contents of retail installment contract.

Section 83.530 - Filling blanks.

Section 83.565 - Finance charge computed by actuarial method; requirements; notice.

Section 83.580 - Insurance.

Section 83.620 - Voluntary prepayment by buyer; refund.

Section 83.650 - Effect of negotiation of notes on rights against motor vehicle dealer.

Section 83.670 - Unenforceable contract provisions.

Section 83.710 - Definitions for ORS 83.710 to 83.750; application of ORS 83.710 to 83.750.

Section 83.715 - Telephone solicitation sale; contract; contents.

Section 83.720 - Cancellation of home solicitation sale; notice; exception.

Section 83.730 - Written agreement or offer to purchase; contents; notice of buyer’s right to cancel; form.

Section 83.740 - Duties of seller upon cancellation of sale or revocation of offer to purchase.

Section 83.750 - Rights and duties of buyer upon cancellation of sale or revocation of offer to purchase.

Section 83.811 - Exemption from certain disclosure requirements for motor vehicle dealer or retail seller.

Section 83.813 - Exemption from certain disclosure requirements for assignee of retail installment contract.

Section 83.820 - Consumer paper; negotiability; exception; rights and liabilities of assignees.

Section 83.850 - Definitions for ORS 83.850 and 83.860.

Section 83.860 - Applicability of claims and defenses of borrower or lessee when loan made or lease funded in close connection with sale or retail lease.

Section 83.875 - Definitions for ORS 83.875, 83.880, 83.890 and 83.895.

Section 83.880 - Sale of motor vehicles, goods or services as time sale rather than loan.

Section 83.890 - Notice required in contract when seller intends to transfer contract.

Section 83.990 - Penalties.