Wisconsin Statutes & Annotations
Chapter 404 - Uniform commercial code — bank deposits and collections.

404.102 - Applicability. - 404.102 Applicability. (1) The extent that items within this chapter...

404.103 - Variation by agreement; measure of damages; action constituting ordinary care. - 404.103 Variation by agreement; measure of damages; action constituting ordinary...

404.104 - Definitions and index of definitions. - 404.104 Definitions and index of definitions. (1) In this chapter,...

404.105 - “ Bank"; “collecting bank"; “depository bank"; “intermediary bank"; “payer bank"; “presenting bank". - 404.105 “ Bank"; “collecting bank"; “depository bank"; “intermediary bank"; “payer...

404.106 - Payable through or payable at bank; collecting bank. - 404.106 Payable through or payable at bank; collecting bank. (1)...

404.107 - Separate office of a bank. - 404.107 Separate office of a bank. A branch or separate...

404.108 - Time of receipt of items. - 404.108 Time of receipt of items. (1) For the purpose...

404.109 - Delays. - 404.109 Delays. (1) Unless otherwise instructed, a collecting bank in...

404.110 - Electronic presentment. - 404.110 Electronic presentment. (1) “Agreement for electronic presentment" means an...

404.111 - Statute of limitations. - 404.111 Statute of limitations. An action to enforce an obligation,...

404.201 - Status of collecting bank as agent and provisional status of credits; applicability of chapter; item endorsed “pay any bank". - 404.201 Status of collecting bank as agent and provisional status...

404.202 - Responsibility for collection or return; when action timely. - 404.202 Responsibility for collection or return; when action timely. (1)...

404.203 - Effect of instructions. - 404.203 Effect of instructions. Subject to s. 403.420 concerning conversion...

404.204 - Methods of sending and presenting; sending directly to payer bank. - 404.204 Methods of sending and presenting; sending directly to payer...

404.205 - Depositary bank holder of unendorsed item. - 404.205 Depositary bank holder of unendorsed item. If a customer...

404.206 - Transfer between banks. - 404.206 Transfer between banks. Any agreed method that identifies the...

404.207 - Transfer warranties. - 404.207 Transfer warranties. (1) A customer or collecting bank that...

404.208 - Presentment warranties. - 404.208 Presentment warranties. (1) If an unaccepted draft is presented...

404.209 - Encoding and retention warranties. - 404.209 Encoding and retention warranties. (1) A person who encodes...

404.210 - Security interest of collecting bank in items, accompanying documents and proceeds. - 404.210 Security interest of collecting bank in items, accompanying documents...

404.211 - When bank gives value for purposes of holder in due course. - 404.211 When bank gives value for purposes of holder in...

404.212 - Presentment by notice of item not payable by, through or at a bank; liability of drawer or endorser. - 404.212 Presentment by notice of item not payable by, through...

404.213 - Medium and time of settlement by bank. - 404.213 Medium and time of settlement by bank. (1) With...

404.214 - Right of charge-back or refund; liability of collecting bank; return of item. - 404.214 Right of charge-back or refund; liability of collecting bank;...

404.215 - Final payment of item by payer bank; when provisional debits and credits become final; when certain credits become available for withdrawal. - 404.215 Final payment of item by payer bank; when provisional...

404.216 - Insolvency and preference. - 404.216 Insolvency and preference. (1) If an item is in...

404.301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payer bank. - 404.301 Deferred posting; recovery of payment by return of items;...

404.302 - Payer bank's responsibility for late return of item. - 404.302 Payer bank's responsibility for late return of item. (1)...

404.303 - When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified. - 404.303 When items subject to notice, stop-payment order, legal process...

404.401 - When bank may charge customer's account. - 404.401 When bank may charge customer's account. (1) A bank...

404.402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account. - 404.402 Bank's liability to customer for wrongful dishonor; time of...

404.403 - Customer's right to stop payment; burden of proof of loss. - 404.403 Customer's right to stop payment; burden of proof of...

404.404 - Bank not obligated to pay check more than 6 months old. - 404.404 Bank not obligated to pay check more than 6...

404.405 - Death or incompetence of customer. - 404.405 Death or incompetence of customer. (1) A payer or...

404.406 - Customer's duty to discover and report unauthorized signature or alteration. - 404.406 Customer's duty to discover and report unauthorized signature or...

404.407 - Payer bank's right to subrogation on improper payment. - 404.407 Payer bank's right to subrogation on improper payment. If...

404.501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor. - 404.501 Handling of documentary drafts; duty to send for presentment...

404.502 - Presentment of “on arrival" drafts. - 404.502 Presentment of “on arrival" drafts. If a draft or...

404.503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need. - 404.503 Responsibility of presenting bank for documents and goods; report...

404.504 - Privilege of presenting bank to deal with goods; security interest for expenses. - 404.504 Privilege of presenting bank to deal with goods; security...