West Virginia Code
Article 6F. Telemarketing
§46A-6F-401. Mandatory Disclosures

§46A-6F-401. Mandatory disclosures.
(a) A telemarketer shall promptly disclose, in a clear and conspicuous manner, the following material information when making a telemarketing communication with a consumer:
(1) The true identity of the telemarketer;
(2) That the purpose of the call is to sell consumer goods or services; and
(3) The nature of the goods or services offered for sale.
(b) Before a consumer pays for the goods or services offered for sale, the telemarketer shall disclose, in a clear and conspicuous manner, the following material information:
(1) The total costs to purchase, receive or use the consumer goods or services that are the subject of the telemarketing communication;
(2) The quantity of the consumer goods or services that are the subject of the telemarketing solicitation;
(3) All material restrictions, limitations or conditions to purchase, receive, or use the consumer goods or services that are the subject of the telemarketing solicitation;
(4) All material aspects of the performance, quality, efficacy, nature or basic characteristics of the consumer goods or services that are the subject of the telemarketing solicitation;
(5) All material aspects of the nature or terms of the telemarketer's refund, cancellation, exchange or repurchase policies;
(6) All material aspects of a prize promotion, disclosed prior to requesting the consumer to enter into a sale or lease, including, but not limited to, the following:
(A) A description of the prizes, gifts or awards offered or to be given to consumers participating in the prize promotion;
(B) A statement of the true retail value of each prize, gift or award offered or to be given to participating consumers;
(C) A clear identification of the person or entity on whose behalf the contest or promotion is conducted;
(D) A description of all material conditions which a participant must satisfy;
(E) A clear and unequivocal statement that the consumer is not required to make any purchase, lease or rental of consumer goods or services in order to qualify for any prize, gift or award or to otherwise participate in the prize promotion;
(F) A clear and unequivocal statement that the consumer is not required to pay any handling or shipping costs or to make any other payment of any kind in order to win or receive a prize, gift or award or to otherwise participate in the prize promotion;
(G) The actual numbers of the prizes, gifts or awards to be awarded;
(H) The odds of receiving a prize, gift or award; and
(I) A clear explanation of the no-purchase
o-payment method of participating in the prize promotion, with instructions on how to participate.
(7) All material aspects of any investment opportunity being offered, including, but not limited to, a description of the following factors:
(A) Risk;
(B) Liquidity;
(C) Earnings potential;
(D) Profitability;
(E) Benefits; and
(F) If applicable, the value, price and location of any real or personal property that the consumer will acquire by investing.

Structure West Virginia Code

West Virginia Code

Chapter 46A. West Virginia Consumer Credit and Protection Act

Article 6F. Telemarketing

§46A-6F-101. Applicability of Definitions

§46A-6F-102. Chance Promotion

§46A-6F-103. Consumer; Purchaser

§46A-6F-104. Consumer Goods or Services

§46A-6F-105. Division

§46A-6F-106. Individual

§46A-6F-107. Investment Opportunity

§46A-6F-108. Material Aspect or Element

§46A-6F-109. Person

§46A-6F-110. Prize, Gift or Award

§46A-6F-111. Prize Promotion

§46A-6F-112. Telemarketing Solicitation

§46A-6F-113. Telemarketer

§46A-6F-114. Telemarketer in Good Standing

§46A-6F-201. Inapplicability of Registration and Bonding Provisions of This Article to Charitable Organizations

§46A-6F-202. Inapplicability of Article to Licensed Securities, Commodities, or Investment Broker, Dealer, or Investment Adviser

§46A-6F-203. Inapplicability of Article to Licensed Associated Person of a Securities, Commodities, or Investment Broker, Dealer, or Investment Adviser

§46A-6F-204. Inapplicability of Article to Person Who Does Not Make the Major Sales Presentation

§46A-6F-205. Inapplicability of Article to Person Who Solicits Sales by Catalog

§46A-6F-206. Inapplicability of Article to Business-to-Business Sale

§46A-6F-207. Inapplicability of Article to Person Who Solicits Contracts for the Maintenance or Repair of Goods

§46A-6F-208. Inapplicability of Article to Person Soliciting a Transaction Regulated by the Commodity Futures Trading Commission

§46A-6F-209. Inapplicability of Article to Supervised Financial Organization

§46A-6F-210. Inapplicability of Article to Licensed Insurance Broker, Agent, Customer Representative, or Solicitor

§46A-6F-211. Inapplicability of Article to Person Soliciting the Sale of Services Provided by a Cable Television System

§46A-6F-212. Inapplicability of Article to Certain Telephone and Communications Companies

§46A-6F-213. Inapplicability of Article to Persons Maintaining Continuing Business Locations for Sales of Consumer Goods or Services

§46A-6F-214. Inapplicability of Article to Issuer of Certain Securities

§46A-6F-215. Inapplicability of Article to Book, Video, Record, or Multimedia Club

§46A-6F-216. Inapplicability of Article to Registered Developer or a Real Estate Salesperson or Broker

§46A-6F-217. Inapplicability of Article to Person Soliciting the Sale of Electric or Natural Gas Energy or Related Goods or Services

§46A-6F-218. Inapplicability of Article to Person Soliciting the Sale of a Magazine or Newspaper

§46A-6F-219. Inapplicability of Article to Certain Telemarketers Based on Continuous Sales and Gross Sales for Exempt Persons

§46A-6F-220. Inapplicability of Article to the Annual Sale of Less Than One Hundred Dollars for Food Stuffs and Edibles

§46A-6F-301. Registration of Telemarketers

§46A-6F-302. Security Requirement

§46A-6F-303. Failure to Register or Meet Security Requirement; Remedies

§46A-6F-304. Record Keeping Requirements

§46A-6F-401. Mandatory Disclosures

§46A-6F-402. Accepting Returns or Canceling Services

§46A-6F-501. Unfair or Deceptive Acts or Practices

§46A-6F-502. Causes of Action Arising Out of Unfair or Deceptive Acts or Practices; Limitation of Actions

§46A-6F-503. Operating a Criminal Recovery Service; Penalties

§46A-6F-601. Abusive Acts or Practices

§46A-6F-701. Civil Remedies

§46A-6F-702. Remedies Not Exclusive

§46A-6F-703. Service of Process on Certain Nonresidents