Notwithstanding any other provisions of this chapter, a person making any sale or loan subject to the provisions of this chapter, may charge a sales finance charge, loan finance charge or rate of interest for such sale or loan not exceeding the charge or interest permitted by the provisions of section thirty-a, article four, chapter thirty-one-a or section five-b, article six, chapter forty-seven of this code for the loan of money, or permitted by the provisions of section five-c, article six, chapter forty-seven of this code for the forbearance of money, or the appropriate rate authorized by this chapter for such sale or loan, whichever is greater.
Structure West Virginia Code
Chapter 46A. West Virginia Consumer Credit and Protection Act
Article 3. Finance Charges and Related Provisions
§46A-3-101. Finance Charges Generally
§46A-3-102. Sales Finance Charge for Certain Consumer Credit Sales of Real Estate
§46A-3-106. Loan Finance Charge for Revolving Loan Accounts
§46A-3-107. Sales Finance Charges and Loan Finance Charges on Refinancing
§46A-3-108. Sales Finance Charges and Loan Finance Charges on Consolidation
§46A-3-109a. Collateral Protection Insurance
§46A-3-112. Delinquency Charges on Precomputed Consumer Credit Sales or Consumer Loans
§46A-3-114. Deferral and Modification Charges
§46A-3-115. Advances to Perform Covenants of Consumer
§46A-3-116. Change in Terms of Revolving Charge Accounts or Revolving Loan Accounts