West Virginia Code
Article 3. Finance Charges and Related Provisions
§46A-3-105. Maximum Rate on Loans and Credit Sales Guaranteed or Insured by United States or Agency Thereof

Nothing contained in this chapter or other law of this state shall be taken or construed as limiting the permissible interest rates or finance charges upon loans or credit sales evidenced by notes, bonds or other obligations secured by mortgages, deeds of trust or other security instruments insured or guaranteed by the federal housing commissioner or United States administrator of veterans' affairs or by any other officer, department, agency or instrumentality of the United States or evidenced by notes, bonds, debentures and other obligations and securities issued by, insured by, or guaranteed by the federal housing commissioner, federal national mortgage association, government national mortgage association, small business administration or other federal officer, department, agency or instrumentality.

Structure West Virginia Code

West Virginia Code

Chapter 46A. West Virginia Consumer Credit and Protection Act

Article 3. Finance Charges and Related Provisions

§46A-3-101. Finance Charges Generally

§46A-3-102. Sales Finance Charge for Certain Consumer Credit Sales of Real Estate

§46A-3-103. Sales Finance Charge for Revolving Charge Accounts Other Than Certain Sales of Real Estate

§46A-3-104. Finance Charge for Loans Other Than Loans Made Pursuant to Revolving Loan Accounts; Finance Charge on Assigned Contracts; Exceptions

§46A-3-105. Maximum Rate on Loans and Credit Sales Guaranteed or Insured by United States or Agency Thereof

§46A-3-106. Loan Finance Charge for Revolving Loan Accounts

§46A-3-107. Sales Finance Charges and Loan Finance Charges on Refinancing

§46A-3-108. Sales Finance Charges and Loan Finance Charges on Consolidation

§46A-3-109. Additional Charges; Credit Life or Health Insurance; Notice of Cancellation; When Refund Required; Obligations of Creditor and Insurer; Civil Penalty; Rules Relating to Insurance

§46A-3-109a. Collateral Protection Insurance

§46A-3-110. Right to Prepay

§46A-3-111. Application of Payments on Account; Rebate Upon Prepayment, Refinancing or Consolidation; Judgments and Interest on Judgments

§46A-3-112. Delinquency Charges on Precomputed Consumer Credit Sales or Consumer Loans

§46A-3-113. Delinquency Charges on Nonprecomputed Consumer Credit Sales or Consumer Loans Repayable in Installments

§46A-3-114. Deferral and Modification Charges

§46A-3-115. Advances to Perform Covenants of Consumer

§46A-3-116. Change in Terms of Revolving Charge Accounts or Revolving Loan Accounts

§46A-3-117. Alternative Finance Charges Authorized