Nothing contained in this chapter or other law of this state shall be taken or construed as limiting the permissible interest rates or finance charges upon loans or credit sales evidenced by notes, bonds or other obligations secured by mortgages, deeds of trust or other security instruments insured or guaranteed by the federal housing commissioner or United States administrator of veterans' affairs or by any other officer, department, agency or instrumentality of the United States or evidenced by notes, bonds, debentures and other obligations and securities issued by, insured by, or guaranteed by the federal housing commissioner, federal national mortgage association, government national mortgage association, small business administration or other federal officer, department, agency or instrumentality.
Structure West Virginia Code
Chapter 46A. West Virginia Consumer Credit and Protection Act
Article 3. Finance Charges and Related Provisions
§46A-3-101. Finance Charges Generally
§46A-3-102. Sales Finance Charge for Certain Consumer Credit Sales of Real Estate
§46A-3-106. Loan Finance Charge for Revolving Loan Accounts
§46A-3-107. Sales Finance Charges and Loan Finance Charges on Refinancing
§46A-3-108. Sales Finance Charges and Loan Finance Charges on Consolidation
§46A-3-109a. Collateral Protection Insurance
§46A-3-112. Delinquency Charges on Precomputed Consumer Credit Sales or Consumer Loans
§46A-3-114. Deferral and Modification Charges
§46A-3-115. Advances to Perform Covenants of Consumer
§46A-3-116. Change in Terms of Revolving Charge Accounts or Revolving Loan Accounts