West Virginia Code
Article 4. Bank Deposits and Collections
§46-4-203. Effect of Instructions

Subject to article three concerning conversion of instruments (section 3-420) and restrictive indorsements (section 3-206), only a collecting bank's transferor can give instructions that affect the bank or constitute notice to it and a collecting bank is not liable to prior parties for any action taken pursuant to the instructions or in accordance with any agreement with its transferor.

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Structure West Virginia Code

West Virginia Code

Chapter 46. Uniform Commercial Code

Article 4. Bank Deposits and Collections

§46-4-101. Short Title

§46-4-102. Applicability

§46-4-103. Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care

§46-4–104. Definitions and Index of Definitions

§46-4-105. "Bank"; &Quot;depositary Bank"; &Quot;intermediary Bank"; &Quot;collecting Bank"; &Quot;payor Bank"; &Quot;presenting bank."

§46-4-106. Payable Through or Payable at Bank; Collecting Bank

§46-4-107. Separate Office of a Bank

§46-4-108. Time of Receipt of Items

§46-4-109. Delays

§46-4-110. Electronic Presentment

§46-4-111. Statute of Limitations

§46-4-201. Status of Collecting Banks as Agent and Provisional Status of Credits; Applicability of Article; Item Indorsed &Quot;pay Any bank."

§46-4-202. Responsibility for Collection or Return; When Action Timely

§46-4-203. Effect of Instructions

§46-4-204. Methods of Sending and Presenting; Sending Directly to Payor Bank

§46-4-205. Depositary Bank Holder of Unindorsed Item

§46-4-206. Transfer Between Banks

§46-4-207. Transfer Warranties

§46-4-208. Presentment Warranties

§46-4-209. Encoding and Retention Warranties

§46-4-210. Security Interest of Collecting Bank in Items, Accompanying Documents and Proceeds

§46-4-211. When Bank Gives Value for Purposes of Holder in Due Course

§46-4-212. Presentment by Notice of Item Not Payable By, Through or at a Bank; Liability of Drawer or Indorser

§46-4-213. Medium and Time of Settlement by Bank

§46-4-214. Right of Charge-Back or Refund; Liability of Collecting Bank; Return of Item

§46-4-215. Final Payment of Item by Payor Bank; When Provisional Debits and Credits Become Final; When Certain Credits Become Available for Withdrawal

§46-4-216. Insolvency and Preference

§46-4-301. Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor; Return of Items by Payor Bank

§46-4-302. Payor Bank's Responsibility for Late Return of Item

§46-4-303. When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff; Order in Which Items May Be Charged or Certified

§46-4-401. When Bank May Charge Customer's Account

§46-4-402. Bank's Liability to Customer for Wrongful Dishonor; Time of Determining Insufficiency of Account

§46-4-403. Customer's Right to Stop Payment; Burden of Proof of Loss

§46-4-404. Bank Not Obligated to Pay Check More Than Six Months Old

§46-4-405. Death or Incompetence of Customer

§46-4-406. Customer's Duty to Discover and Report Unauthorized Signature or Alteration

§46-4-407. Payor Bank's Right to Subrogation on Improper Payment

§46-4-501. Handling of Documentary Drafts; Duty to Send for Presentment and to Notify Customer of Dishonor

§46-4-502. Presentment of &Quot;on Arrival" Drafts

§46-4-503. Responsibility of Presenting Bank for Documents and Goods; Report of Reasons for Dishonor; Referee in Case of Need

§46-4-504. Privilege of Presenting Bank to Deal With Goods; Security Interest for Expenses