(a) "Agreement for electronic presentment" means an agreement, clearing-house rule or federal reserve regulation or operating circular, providing that presentment of an item may be made by transmission of an image of an item or information describing the item ("presentment notice") rather than delivery of the item itself. The agreement may provide for procedures governing retention, presentment, payment, dishonor and other matters concerning items subject to the agreement.
(b) Presentment of an item pursuant to an agreement for presentment is made when the presentment notice is received.
(c) If presentment is made by presentment notice, a reference to "item" or "check" in this article means the presentment notice unless the context otherwise indicates.
Structure West Virginia Code
Chapter 46. Uniform Commercial Code
Article 4. Bank Deposits and Collections
§46-4-103. Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care
§46-4–104. Definitions and Index of Definitions
§46-4-106. Payable Through or Payable at Bank; Collecting Bank
§46-4-107. Separate Office of a Bank
§46-4-108. Time of Receipt of Items
§46-4-110. Electronic Presentment
§46-4-111. Statute of Limitations
§46-4-202. Responsibility for Collection or Return; When Action Timely
§46-4-203. Effect of Instructions
§46-4-204. Methods of Sending and Presenting; Sending Directly to Payor Bank
§46-4-205. Depositary Bank Holder of Unindorsed Item
§46-4-206. Transfer Between Banks
§46-4-207. Transfer Warranties
§46-4-208. Presentment Warranties
§46-4-209. Encoding and Retention Warranties
§46-4-210. Security Interest of Collecting Bank in Items, Accompanying Documents and Proceeds
§46-4-211. When Bank Gives Value for Purposes of Holder in Due Course
§46-4-213. Medium and Time of Settlement by Bank
§46-4-214. Right of Charge-Back or Refund; Liability of Collecting Bank; Return of Item
§46-4-216. Insolvency and Preference
§46-4-302. Payor Bank's Responsibility for Late Return of Item
§46-4-401. When Bank May Charge Customer's Account
§46-4-403. Customer's Right to Stop Payment; Burden of Proof of Loss
§46-4-404. Bank Not Obligated to Pay Check More Than Six Months Old
§46-4-405. Death or Incompetence of Customer
§46-4-406. Customer's Duty to Discover and Report Unauthorized Signature or Alteration
§46-4-407. Payor Bank's Right to Subrogation on Improper Payment
§46-4-502. Presentment of &Quot;on Arrival" Drafts
§46-4-504. Privilege of Presenting Bank to Deal With Goods; Security Interest for Expenses