West Virginia Code
Article 23. Fraternal Benefit Societies
§33-23-5. Representative Form of Government Defined

A society shall be deemed to have a representative form of government when:
(a) It provides in its Constitution or laws for a supreme legislative or governing body, composed of representatives elected either by the members or by delegates elected directly or indirectly by the members, together with such other members of such body as may be prescribed by the society's Constitution and laws;
(b) The representatives elected constitute a majority in number and have not less than two thirds of the votes nor less than the votes required to amend its Constitution and laws;
(c) The meetings of the supreme legislative or governing body and the election of officers, representatives or delegates are held as often as once in four calendar years;
(d) Each insured member shall be eligible for election to act or serve as a delegate to such meeting;
(e) The society has a board of directors charged with the responsibility for managing its affairs in the interim between meetings of its supreme legislative or governing body, subject to control by such body and having powers and duties delegated to it in the Constitution or laws of the society;
(f) Such board of directors is elected by the supreme legislative or governing body, except in case of filling a vacancy in the interim between meetings of such body;
(g) The officers are elected either by the supreme legislative or governing body or by the board of directors; and
(h) The members, officers, representatives or delegates shall not vote by proxy.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 23. Fraternal Benefit Societies

§33-23-1. Scope of Article

§33-23-2. Applicability of Other Provisions

§33-23-2a. Applicability of Insurance Fraud Prevention Act

§33-23-3. Fraternal Benefit Societies Defined

§33-23-4. Lodge System Defined

§33-23-5. Representative Form of Government Defined

§33-23-6. Organization

§33-23-7. Retention of Corporate Powers by Existing Incorporated Societies

§33-23-8. Incorporation of Existing Voluntary Associations

§33-23-9. Office and Meetings of Domestic Society

§33-23-10. Consolidations and Mergers

§33-23-11. Conversion of Society to Mutual Life Insurer

§33-23-12. Qualifications for Benefit Membership

§33-23-13. Amendment of Articles of Incorporation, Constitution or Laws

§33-23-14. Operation of Charitable, Benevolent or Educational Institutions

§33-23-15. Payment of Benefits Other Than Insurance Benefits

§33-23-16. No Personal Liability for Payment of Benefits

§33-23-17. Kinds of Benefits Authorized

§33-23-18. Benefits on Lives of Children

§33-23-19. Nonforfeiture Benefits, Cash Surrender Values, Loans and Options

§33-23-20. Beneficiaries

§33-23-21. Benefits Not Liable to Process

§33-23-22. Certificates and Agreement With Members

§33-23-23. Approval of Certificates; Standard and Prohibited Provisions

§33-23-24. Filing and Approval of Accident and Sickness Insurance Certificates

§33-23-25. Waiver of Laws and Constitution of Society

§33-23-26. Reinsurance

§33-23-27. Licensing of Foreign and Alien Societies

§33-23-28. Term of License; Renewal, Refusal, Revocation or Suspension; Penalty in Lieu Thereof; Reissuance

§33-23-29. Fees; Exemption of Funds and Assets From Taxation

§33-23-30. Use of Funds

§33-23-31. Investments

§33-23-32. Reports and Synopses of Annual Statements; Valuations

§33-23-33. Agents

§33-23-34. Exemption of Certain Societies

§33-23-35. Continuum of Care Services