(a) A society may admit to benefit membership any person not less than fifteen years of age, nearest birthday, who has furnished evidence of insurability acceptable to the society. Any such member who shall apply for additional benefits more than six months after becoming a benefit member shall pass an additional medical examination, or make an additional declaration of insurability, as required by the society.
(b) Any person admitted prior to attaining the full age of twenty-one years shall be bound by the terms of the application and certificate and by all the laws and rules of the society and shall be entitled to all the rights and privileges of membership therein to the same extent as though the age of majority had been attained at the time of application. A society may also admit general or social members who shall have no voice or vote in the management of its insurance affairs.
Structure West Virginia Code
Article 23. Fraternal Benefit Societies
§33-23-2. Applicability of Other Provisions
§33-23-2a. Applicability of Insurance Fraud Prevention Act
§33-23-3. Fraternal Benefit Societies Defined
§33-23-4. Lodge System Defined
§33-23-5. Representative Form of Government Defined
§33-23-7. Retention of Corporate Powers by Existing Incorporated Societies
§33-23-8. Incorporation of Existing Voluntary Associations
§33-23-9. Office and Meetings of Domestic Society
§33-23-10. Consolidations and Mergers
§33-23-11. Conversion of Society to Mutual Life Insurer
§33-23-12. Qualifications for Benefit Membership
§33-23-13. Amendment of Articles of Incorporation, Constitution or Laws
§33-23-14. Operation of Charitable, Benevolent or Educational Institutions
§33-23-15. Payment of Benefits Other Than Insurance Benefits
§33-23-16. No Personal Liability for Payment of Benefits
§33-23-17. Kinds of Benefits Authorized
§33-23-18. Benefits on Lives of Children
§33-23-19. Nonforfeiture Benefits, Cash Surrender Values, Loans and Options
§33-23-21. Benefits Not Liable to Process
§33-23-22. Certificates and Agreement With Members
§33-23-23. Approval of Certificates; Standard and Prohibited Provisions
§33-23-24. Filing and Approval of Accident and Sickness Insurance Certificates
§33-23-25. Waiver of Laws and Constitution of Society
§33-23-27. Licensing of Foreign and Alien Societies
§33-23-29. Fees; Exemption of Funds and Assets From Taxation
§33-23-32. Reports and Synopses of Annual Statements; Valuations