(a) (1) A discount medical plan organization shall have a written provider agreement with all providers offering medical or ancillary services to its members. The written provider agreement may be entered into directly with the provider or indirectly with a provider network to which the provider belongs.
(2) A provider agreement between a discount medical plan organization and a provider shall provide the following:
(A) A list of the medical or ancillary services and products to be provided at a discount;
(B) The amount or amounts of the discounts or, alternatively, a fee schedule that reflects the provider's discounted rates; and
(C) A written document demonstrating that the provider has agreed that it will not charge members more than the discounted rates.
(3) A provider agreement between a discount medical plan organization and a provider network shall require that the provider network have written agreements with its providers that:
(A) Contain the provisions described in subdivision (2) of this subsection;
(B) Authorize the provider network to contract with the discount medical plan organization on behalf of the provider; and
(C) Require the provider network to maintain an up-to-date list of its contracted providers and to provide the list on a monthly basis to the discount medical plan organization.
(4) A provider agreement between a discount medical plan organization and an entity that contracts with a provider network shall require that the entity, in its contract with the provider network, require the provider network to have written agreements with its providers that comply with subdivision (3) of this subsection.
(5) The discount medical plan organization shall maintain a copy of each of its active provider agreements; each such organization shall also retain a copy of every inactive provider agreement for at least two years after the expiration date of each such agreement.
(b) Each discount medical plan organization shall maintain on its Internet website page a current list of the names and addresses of the providers with which it has contracted directly or through a provider network; the address of the website shall be prominently displayed on all of the discount medical plan organization's advertisements, marketing materials, brochures and discount medical plan cards.
Structure West Virginia Code
§33-15E-4. Licensing Requirements
§33-15E-5. Minimum Capital Requirements
§33-15E-6. Surety Bond Requirements
§33-15E-8. Charges and Fees; Refund Requirements; Bundling of Services
§33-15E-9. Record Filing and Retention Requirements
§33-15E-10. Provider Agreements; Provider Listing Requirements
§33-15E-11. Marketing Requirements
§33-15E-13. Discount Prescription Drug Plan Organizations
§33-15E-14. Administrative Enforcement Actions; Injunctions
§33-15E-15. Criminal Penalties