West Virginia Code
Article 15. Accident and Sickness Insurance
§33-15-8. Third Party Ownership of Policy Covering Insured

The word "insured" as used in this article, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits and rights provided therein.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 15. Accident and Sickness Insurance

§33-15-1. Scope of Article

§33-15-1a. Premium Rate Increase Requests; Loss Ratio Requirement

§33-15-1b. Rates, Individual Major Medical Policies

§33-15-2. Scope and Format of Policy

§33-15-2a. Definitions

§33-15-2b. Guaranteed Issue; Limitation of Coverage; Election; Denial of Coverage; Network Plans

§33-15-2c. Feasibility Study for Alternatives to Guaranteed Issue

§33-15-2d. Exceptions to Guaranteed Renewability

§33-15-2e. Discontinuation of Particular Type of Coverage; Uniform Termination of All Coverage; Uniform Modification of Coverage

§33-15-2f. Certification of Creditable Coverage

§33-15-2g. Applicability

§33-15-3. Age Limit

§33-15-4. Required Policy Provisions

§33-15-4a. Required Policy Provisions-Mental Illness

§33-15-4b. Policies to Cover Nursing Services; Definition

§33-15-4c. Third Party Reimbursement for Mammography, Pap Smear or Human Papilloma Virus Testing

§33-15-4d. Third Party Reimbursement for Rehabilitation Services

§33-15-4e. Benefits for Mothers and Newborns

§33-15-4f. Third Party Reimbursement for Colorectal Cancer Examination and Laboratory Testing

§33-15-4g. Required Coverage for Reconstruction Surgery Following Mastectomies

§33-15-4h. Coverage for Patient Cost of Clinical Trials

§33-15-4i. Third-Party Reimbursement for Kidney Disease Screening

§33-15-4j. Required Coverage for Dental Anesthesia Services

§33-15-4k. Maternity Coverage

§33-15-4l. Deductibles, Copayments and Coinsurance for Anti-Cancer Medications

§33-15-4m. Eye Drop Prescription Refills

§33-15-4n. Deductibles, Copayments and Coinsurance for Abuse-Deterrent Opioid Analgesic Drugs

§33-15-4o. Step Therapy

§33-15-4p. Lyme Disease to Be Covered by All Health Insurance Policies

§33-15-4q. Coverage for Amino Acid-Based Formulas

§33-15-4r. Substance Use Disorder

§33-15-4s. Prior Authorization

§33-15-4t. Fairness in Cost-Sharing Calculation

§33-15-4u. Mental Health Parity

§33-15-4v. Incorporation of the Health Benefit Plan Network Access and Adequacy Act

§33-15-4w. Incorporation of the Coverage for 12-Month Refill for Contraceptive Drugs

§33-15-5. Optional Policy Provisions

§33-15-6. Inapplicable or Inconsistent Provisions

§33-15-7. Order of Certain Provisions

§33-15-8. Third Party Ownership of Policy Covering Insured

§33-15-9. Requirements of Other Jurisdictions

§33-15-10. Franchise Insurance

§33-15-11. Hospital Indemnity Policies Not to Exclude Coverage for Confinement in Government Hospital

§33-15-12. Continuum of Care Services

§33-15-13. Policies Not to Terminate Coverage Because of Diagnosis or Treatment of Acquired Immune Deficiency Syndrome

§33-15-14. Policies Discriminating Among Health Care Providers

§33-15-16. Policies Not to Exclude Insured's Children From Coverage; Required Services; Coordination With Other Insurance

§33-15-17. Child Immunization Services Coverage

§33-15-18. Equal Treatment of State Agency

§33-15-19. Coordination of Benefits With Medicaid

§33-15-20. Individual Medical Savings Accounts; Definitions; Ownership; Trustees; Regulations

§33-15-21. Coverage of Emergency Services

§33-15-22. Assignment of Certain Benefits in Dental Care Insurance Coverage