West Virginia Code
Article 15. Accident and Sickness Insurance
§33-15-14. Policies Discriminating Among Health Care Providers

Notwithstanding any other provisions of law, when any health insurance policy, health care services plan or other contract provides for the payment of medical expenses, benefits or procedures, such policy, plan or contract shall be construed to include payment to all health care providers including medical physicians, osteopathic physicians, podiatric physicians, chiropractic physicians, midwives, physician assistants and nurse practitioners who provide medical services, benefits or procedures which are within the scope of each respective provider’s license. Any limitation or condition placed upon services, diagnoses or treatment by, or payment to, any particular type of licensed provider shall apply equally to all types of licensed providers without unfair discrimination as to the usual and customary treatment procedures of any of the aforesaid providers.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 15. Accident and Sickness Insurance

§33-15-1. Scope of Article

§33-15-1a. Premium Rate Increase Requests; Loss Ratio Requirement

§33-15-1b. Rates, Individual Major Medical Policies

§33-15-2. Scope and Format of Policy

§33-15-2a. Definitions

§33-15-2b. Guaranteed Issue; Limitation of Coverage; Election; Denial of Coverage; Network Plans

§33-15-2c. Feasibility Study for Alternatives to Guaranteed Issue

§33-15-2d. Exceptions to Guaranteed Renewability

§33-15-2e. Discontinuation of Particular Type of Coverage; Uniform Termination of All Coverage; Uniform Modification of Coverage

§33-15-2f. Certification of Creditable Coverage

§33-15-2g. Applicability

§33-15-3. Age Limit

§33-15-4. Required Policy Provisions

§33-15-4a. Required Policy Provisions-Mental Illness

§33-15-4b. Policies to Cover Nursing Services; Definition

§33-15-4c. Third Party Reimbursement for Mammography, Pap Smear or Human Papilloma Virus Testing

§33-15-4d. Third Party Reimbursement for Rehabilitation Services

§33-15-4e. Benefits for Mothers and Newborns

§33-15-4f. Third Party Reimbursement for Colorectal Cancer Examination and Laboratory Testing

§33-15-4g. Required Coverage for Reconstruction Surgery Following Mastectomies

§33-15-4h. Coverage for Patient Cost of Clinical Trials

§33-15-4i. Third-Party Reimbursement for Kidney Disease Screening

§33-15-4j. Required Coverage for Dental Anesthesia Services

§33-15-4k. Maternity Coverage

§33-15-4l. Deductibles, Copayments and Coinsurance for Anti-Cancer Medications

§33-15-4m. Eye Drop Prescription Refills

§33-15-4n. Deductibles, Copayments and Coinsurance for Abuse-Deterrent Opioid Analgesic Drugs

§33-15-4o. Step Therapy

§33-15-4p. Lyme Disease to Be Covered by All Health Insurance Policies

§33-15-4q. Coverage for Amino Acid-Based Formulas

§33-15-4r. Substance Use Disorder

§33-15-4s. Prior Authorization

§33-15-4t. Fairness in Cost-Sharing Calculation

§33-15-4u. Mental Health Parity

§33-15-4v. Incorporation of the Health Benefit Plan Network Access and Adequacy Act

§33-15-4w. Incorporation of the Coverage for 12-Month Refill for Contraceptive Drugs

§33-15-5. Optional Policy Provisions

§33-15-6. Inapplicable or Inconsistent Provisions

§33-15-7. Order of Certain Provisions

§33-15-8. Third Party Ownership of Policy Covering Insured

§33-15-9. Requirements of Other Jurisdictions

§33-15-10. Franchise Insurance

§33-15-11. Hospital Indemnity Policies Not to Exclude Coverage for Confinement in Government Hospital

§33-15-12. Continuum of Care Services

§33-15-13. Policies Not to Terminate Coverage Because of Diagnosis or Treatment of Acquired Immune Deficiency Syndrome

§33-15-14. Policies Discriminating Among Health Care Providers

§33-15-16. Policies Not to Exclude Insured's Children From Coverage; Required Services; Coordination With Other Insurance

§33-15-17. Child Immunization Services Coverage

§33-15-18. Equal Treatment of State Agency

§33-15-19. Coordination of Benefits With Medicaid

§33-15-20. Individual Medical Savings Accounts; Definitions; Ownership; Trustees; Regulations

§33-15-21. Coverage of Emergency Services

§33-15-22. Assignment of Certain Benefits in Dental Care Insurance Coverage