Vermont Statutes
Article 4 - Bank Deposits and Collections
§ 4—101. Short title

Vermont Statutes

Title 9A - Uniform Commercial Code

Article 4 - Bank Deposits and Collections

§ 4—101. Short title

§ 4—102. Applicability

§ 4—103. Variation by agreement; measure of damages; action constituting ordinary care

§ 4—104. Definitions and index of definitions

§ 4—105. “Bank”; “depository bank”; “intermediary bank”; “collecting bank”; “payor bank”; “presenting bank”

§ 4—106. Payable through or payable at bank; collecting bank

§ 4—107. Separate office of bank

§ 4—108. Time of receipt of items

§ 4—109. Delays

§ 4—110. Electronic presentment

§ 4—111. Statute of limitations

§ 4—201. Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed “pay any bank”

§ 4—202. Responsibility for collection or return; when action timely

§ 4—203. Effect of instructions

§ 4—204. Methods of sending and presenting; sending directly to payor bank

§ 4—205. Depositary bank holder of unindorsed item

§ 4—206. Transfer between banks

§ 4—207. Transfer warranties

§ 4—208. Presentment warranties

§ 4—209. Encoding and retention warranties

§ 4—210. Security interest of collecting bank in items, accompanying documents and proceeds

§ 4—211. When bank gives value for purposes of holder in due course

§ 4—212. Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser

§ 4—213. Medium and time of settlement by bank

§ 4—214. Right of charge-back or refund; liability of collecting bank; return of item

§ 4—215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal

§ 4—216. Insolvency and preference

§ 4—301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank

§ 4—302. Payor bank’s responsibility for late return of item

§ 4—303. When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified

§ 4—401. When bank may charge customer’s account

§ 4—402. Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account

§ 4—403. Customer’s right to stop payment; burden of proof of loss

§ 4—404. Bank not obliged to pay check more than six months old

§ 4—405. Death or incompetence of customer

§ 4—406. Customer’s duty to discover and report unauthorized signature or alteration

§ 4—407. Payor bank’s right to subrogation on improper payment

§ 4—501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor

§ 4—502. Presentment of “on arrival” drafts

§ 4—503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need

§ 4—504. Privilege of presenting bank to deal with goods; security interest for expenses