Vermont Statutes
Title 9A - Uniform Commercial Code
Article 4 - Bank Deposits and Collections

§ 4—101. Short title - § 4—101. Short title This article may be cited as...

§ 4—102. Applicability - § 4—102. Applicability (a) To the extent that items within...

§ 4—103. Variation by agreement; measure of damages; action constituting ordinary care - § 4—103. Variation by agreement; measure of damages; action constituting...

§ 4—104. Definitions and index of definitions - § 4—104. Definitions and index of definitions (a) In this...

§ 4—105. “Bank”; “depository bank”; “intermediary bank”; “collecting bank”; “payor bank”; “presenting bank” - § 4—105. “Bank”; “depository bank”; “intermediary bank”; “collecting bank”; “payor...

§ 4—106. Payable through or payable at bank; collecting bank - § 4—106. Payable through or payable at bank; collecting bank...

§ 4—107. Separate office of bank - § 4—107. Separate office of bank A branch or separate...

§ 4—108. Time of receipt of items - § 4—108. Time of receipt of items (a) For the...

§ 4—109. Delays - § 4—109. Delays (a) Unless otherwise instructed, a collecting bank...

§ 4—110. Electronic presentment - § 4—110. Electronic presentment (a) “Agreement for electronic presentment” means...

§ 4—111. Statute of limitations - § 4—111. Statute of limitations An action to enforce an...

§ 4—201. Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed “pay any bank” - § 4—201. Status of collecting bank as agent and provisional...

§ 4—202. Responsibility for collection or return; when action timely - § 4—202. Responsibility for collection or return; when action timely...

§ 4—203. Effect of instructions - § 4—203. Effect of instructions Subject to Article 3 of...

§ 4—204. Methods of sending and presenting; sending directly to payor bank - § 4—204. Methods of sending and presenting; sending directly to...

§ 4—205. Depositary bank holder of unindorsed item - § 4—205. Depositary bank holder of unindorsed item If a...

§ 4—206. Transfer between banks - § 4—206. Transfer between banks Any agreed method that identifies...

§ 4—207. Transfer warranties - § 4—207. Transfer warranties (a) A customer or collecting bank...

§ 4—208. Presentment warranties - § 4—208. Presentment warranties (a) If an unaccepted draft is...

§ 4—209. Encoding and retention warranties - § 4—209. Encoding and retention warranties (a) A person who...

§ 4—210. Security interest of collecting bank in items, accompanying documents and proceeds - § 4—210. Security interest of collecting bank in items, accompanying...

§ 4—211. When bank gives value for purposes of holder in due course - § 4—211. When bank gives value for purposes of holder...

§ 4—212. Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser - § 4—212. Presentment by notice of item not payable by,...

§ 4—213. Medium and time of settlement by bank - § 4—213. Medium and time of settlement by bank (a)...

§ 4—214. Right of charge-back or refund; liability of collecting bank; return of item - § 4—214. Right of charge-back or refund; liability of collecting...

§ 4—215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal - § 4—215. Final payment of item by payor bank; when...

§ 4—216. Insolvency and preference - § 4—216. Insolvency and preference (a) If an item is...

§ 4—301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank - § 4—301. Deferred posting; recovery of payment by return of...

§ 4—302. Payor bank’s responsibility for late return of item - § 4—302. Payor bank’s responsibility for late return of item...

§ 4—303. When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified - § 4—303. When items subject to notice, stop-payment order, legal...

§ 4—401. When bank may charge customer’s account - § 4—401. When bank may charge customer’s account (a) A...

§ 4—402. Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account - § 4—402. Bank’s liability to customer for wrongful dishonor; time...

§ 4—403. Customer’s right to stop payment; burden of proof of loss - § 4—403. Customer’s right to stop payment; burden of proof...

§ 4—404. Bank not obliged to pay check more than six months old - § 4—404. Bank not obliged to pay check more than...

§ 4—405. Death or incompetence of customer - § 4—405. Death or incompetence of customer (a) A payor...

§ 4—406. Customer’s duty to discover and report unauthorized signature or alteration - § 4—406. Customer’s duty to discover and report unauthorized signature...

§ 4—407. Payor bank’s right to subrogation on improper payment - § 4—407. Payor bank’s right to subrogation on improper payment...

§ 4—501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor - § 4—501. Handling of documentary drafts; duty to send for...

§ 4—502. Presentment of “on arrival” drafts - § 4—502. Presentment of “on arrival” drafts If a draft...

§ 4—503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need - § 4—503. Responsibility of presenting bank for documents and goods;...

§ 4—504. Privilege of presenting bank to deal with goods; security interest for expenses - § 4—504. Privilege of presenting bank to deal with goods;...