Vermont Statutes
Chapter 103 - Life Insurance Policies and Annuity Contracts
§ 3714. Life policy as separate property of married woman

§ 3714. Life policy as separate property of married woman
Every policy of life insurance heretofore or hereafter made payable to or for the benefit of a married woman, or after its issue heretofore or hereafter assigned, transferred or in any way made payable to a married woman, or to any person in trust for her or for her benefit, whether procured by herself, her husband, or any other person, and whether the assignment or transfer is made by her husband, or by any other person, shall, unless contrary to the terms of the policy, inure to her separate use and benefit. (Added 1967, No. 344 (Adj. Sess.), § 1 (ch. 2, subch. 1, § 14).)

Structure Vermont Statutes

Vermont Statutes

Title 8 - Banking and Insurance

Chapter 103 - Life Insurance Policies and Annuity Contracts

§ 3700. Statutory purposes

§ 3701. Discriminations prohibited

§ 3702. Other prohibited practices

§ 3703. Penalties

§ 3704. Trust agreements

§ 3705. Spendthrift provisions; creditors of beneficiary

§ 3706. Exemption of proceeds—Life insurance

§ 3707. Disability benefits

§ 3708. Group insurance

§ 3709. Annuity contracts—Assignability of rights

§ 3710. Power to contract—Purchase of annuities or insurance by minors

§ 3711. Charitable life gifts

§ 3712. Payment discharges insurer

§ 3713. Assignment of insurance policies or annuity contracts

§ 3714. Life policy as separate property of married woman

§ 3715. Forms for proof of loss to be furnished

§ 3716. Claims administration not waiver

§ 3717. Annuity contracts

§ 3718. Annuity considerations

§ 3718a. Charitable gift annuities

§ 3719. Valuation of bonds, etc

§ 3731. Standard provisions required

§ 3732. “Industrial life insurance” defined

§ 3733. Excluded or restricted coverage in life insurance policies

§ 3734. Incontestability and limitation of liability after reinstatement

§ 3735. Application as evidence

§ 3736. Representations in applications

§ 3750. Standard nonforfeiture law for individual deferred annuities

§ 3760. Title

§ 3761. Definitions

§ 3762. Nonforfeiture benefits

§ 3763. Computation of cash surrender value

§ 3764. Computation of paid-up nonforfeiture benefits

§ 3765. Calculation of adjusted premiums

§ 3766. Calculation of adjusted premiums; ordinary policies

§ 3767. Calculation of adjusted premiums; industrial policies

§ 3768. Calculations of adjusted premiums by the nonforfeiture net level premium method

§ 3769. Nonforfeiture benefits for indeterminate premium plans

§ 3770. Proration of values; net value of paid-up additions

§ 3771. Consistency of progression of cash surrender values with increasing policy duration

§ 3772. Exceptions

§ 3773. Effective date; applicability

§ 3791. Title

§ 3791a. Definitions

§ 3791b. Reserve valuation

§ 3791c. Actuarial opinion of reserves

§ 3791d. Computation of minimum standard

§ 3791e. Computation of minimum standard for annuities

§ 3791f. Computation of minimum standard by calendar year of issue

§ 3791g. Reserve valuation method—life insurance and endowment benefits

§ 3791h. Reserve valuation method—annuity and pure endowment benefits

§ 3791i. Minimum reserves

§ 3791j. Optional reserve calculation

§ 3791k. Reserve calculation—valuation net premium exceeding the gross premium charged

§ 3791l. Reserve calculation—indeterminate premium plans

§ 3791m. Minimum standard for accident and health insurance contracts

§ 3791n. Valuation manual for policies issued on or after the operative date of the valuation manual

§ 3791o. Requirements of a principle-based valuation

§ 3791p. Experience reporting for policies in force on or after the operative date of the valuation manual

§ 3791q. Confidentiality

§ 3791r. Single state exemption

§ 3801. Scope of subchapter—Short title

§ 3802. Group contracts must meet group requirements

§ 3803. Employee groups

§ 3804. Labor union groups

§ 3805. Debtor groups

§ 3806. Licensed lenders; charges for insurance

§ 3807. Public employee groups

§ 3808. Trustee groups

§ 3809. Association of employers groups

§ 3810. Credit union groups

§ 3810a. Associations and discretionary groups

§ 3811. Dependents’ coverage

§ 3812. Provisions required in group contracts

§ 3813. Grace period

§ 3814. Incontestability

§ 3815. Application; statements deemed representations

§ 3816. Insurability

§ 3817. Misstatement of age

§ 3818. Payment of benefits

§ 3819. Certificate

§ 3820. Conversion on termination of eligibility

§ 3821. Conversion on termination of policy

§ 3822. Death pending conversion

§ 3823. Notice as to conversion right

§ 3824. Readjustment of premium

§ 3825. Application of dividends, rate reductions

§ 3835. Definitions

§ 3836. License and bond requirements

§ 3837. License revocation and denial

§ 3838. Approval of life settlement contracts, disclosure statements, and related forms

§ 3839. Reporting requirements and privacy

§ 3840. Investigations and examinations

§ 3841. Disclosure to policy owner

§ 3842. Disclosure to insurer

§ 3843. General rules

§ 3844. Prohibited practices

§ 3845. Prohibited practices and conflicts of interest

§ 3846. Advertising for life settlements

§ 3847. Fraud prevention and control

§ 3848. Civil remedies, penalties, and enforcement

§ 3849. Adoption of rules

§ 3855. Establishment of accounts

§ 3856. Required contents of policy

§ 3857. Licensing

§ 3858. Powers of Commissioner

§ 3859. Grace; reinstatement; nonforfeiture