Vermont Statutes
Title 8 - Banking and Insurance
Chapter 103 - Life Insurance Policies and Annuity Contracts

§ 3734. Incontestability and limitation of liability after reinstatement - § 3734. Incontestability and limitation of liability after reinstatement (a)...

§ 3735. Application as evidence - § 3735. Application as evidence (a) No application for the...

§ 3736. Representations in applications - § 3736. Representations in applications All statements and descriptions in...

§ 3750. Standard nonforfeiture law for individual deferred annuities - § 3750. Standard nonforfeiture law for individual deferred annuities (a)...

§ 3760. Title - § 3760. Title This subchapter shall be known as the...

§ 3761. Definitions - § 3761. Definitions As used in this subchapter, “operative date...

§ 3762. Nonforfeiture benefits - § 3762. Nonforfeiture benefits (a) In the case of policies...

§ 3763. Computation of cash surrender value - § 3763. Computation of cash surrender value (a) Any cash...

§ 3764. Computation of paid-up nonforfeiture benefits - § 3764. Computation of paid-up nonforfeiture benefits A paid-up nonforfeiture...

§ 3765. Calculation of adjusted premiums - § 3765. Calculation of adjusted premiums (a)(1) This section shall...

§ 3766. Calculation of adjusted premiums; ordinary policies - § 3766. Calculation of adjusted premiums; ordinary policies (a) This...

§ 3767. Calculation of adjusted premiums; industrial policies - § 3767. Calculation of adjusted premiums; industrial policies (a) This...

§ 3768. Calculations of adjusted premiums by the nonforfeiture net level premium method - § 3768. Calculations of adjusted premiums by the nonforfeiture net...

§ 3769. Nonforfeiture benefits for indeterminate premium plans - § 3769. Nonforfeiture benefits for indeterminate premium plans In the...

§ 3770. Proration of values; net value of paid-up additions - § 3770. Proration of values; net value of paid-up additions...

§ 3771. Consistency of progression of cash surrender values with increasing policy duration - § 3771. Consistency of progression of cash surrender values with...

§ 3772. Exceptions - § 3772. Exceptions (a) This subchapter shall not apply to:...

§ 3773. Effective date; applicability - § 3773. Effective date; applicability After the effective date of...

§ 3791. Title - § 3791. Title This subchapter shall be known as the...

§ 3791a. Definitions - § 3791a. Definitions As used in this subchapter: (1) “Accident...

§ 3791b. Reserve valuation - § 3791b. Reserve valuation (a)(1) Policies and contracts issued prior...

§ 3791c. Actuarial opinion of reserves - § 3791c. Actuarial opinion of reserves (a) Actuarial Opinion of...

§ 3791d. Computation of minimum standard - § 3791d. Computation of minimum standard Except as provided in...

§ 3791e. Computation of minimum standard for annuities - § 3791e. Computation of minimum standard for annuities (a) Except...

§ 3791f. Computation of minimum standard by calendar year of issue - § 3791f. Computation of minimum standard by calendar year of...

§ 3791g. Reserve valuation method—life insurance and endowment benefits - § 3791g. Reserve valuation method—life insurance and endowment benefits (a)...

§ 3791h. Reserve valuation method—annuity and pure endowment benefits - § 3791h. Reserve valuation method—annuity and pure endowment benefits (a)...

§ 3791i. Minimum reserves - § 3791i. Minimum reserves (a) In no event shall a...

§ 3791j. Optional reserve calculation - § 3791j. Optional reserve calculation (a) Reserves for policies and...

§ 3791k. Reserve calculation—valuation net premium exceeding the gross premium charged - § 3791k. Reserve calculation—valuation net premium exceeding the gross premium...

§ 3791l. Reserve calculation—indeterminate premium plans - § 3791l. Reserve calculation—indeterminate premium plans In the case of...

§ 3791m. Minimum standard for accident and health insurance contracts - § 3791m. Minimum standard for accident and health insurance contracts...

§ 3791n. Valuation manual for policies issued on or after the operative date of the valuation manual - § 3791n. Valuation manual for policies issued on or after...

§ 3791o. Requirements of a principle-based valuation - § 3791o. Requirements of a principle-based valuation (a) A company...

§ 3791p. Experience reporting for policies in force on or after the operative date of the valuation manual - § 3791p. Experience reporting for policies in force on or...

§ 3791q. Confidentiality - § 3791q. Confidentiality (a) As used in this subchapter, “confidential...

§ 3791r. Single state exemption - § 3791r. Single state exemption (a) The Commissioner may exempt...

§ 3801. Scope of subchapter—Short title - § 3801. Scope of subchapter—Short title This subchapter applies only...

§ 3802. Group contracts must meet group requirements - § 3802. Group contracts must meet group requirements (a) No...

§ 3803. Employee groups - § 3803. Employee groups The lives of a group of...

§ 3804. Labor union groups - § 3804. Labor union groups The lives of a group...

§ 3805. Debtor groups - § 3805. Debtor groups The lives of a group of...

§ 3806. Licensed lenders; charges for insurance - § 3806. Licensed lenders; charges for insurance In the case...

§ 3807. Public employee groups - § 3807. Public employee groups The lives of a group...

§ 3808. Trustee groups - § 3808. Trustee groups The lives of a group of...

§ 3809. Association of employers groups - § 3809. Association of employers groups The lives of a...

§ 3810. Credit union groups - § 3810. Credit union groups The lives of a group...

§ 3810a. Associations and discretionary groups - § 3810a. Associations and discretionary groups (a) The lives of...

§ 3811. Dependents’ coverage - § 3811. Dependents’ coverage Any group life policy issued under...

§ 3812. Provisions required in group contracts - § 3812. Provisions required in group contracts No policy of...

§ 3813. Grace period - § 3813. Grace period The group life insurance policy shall...

§ 3814. Incontestability - § 3814. Incontestability The group life insurance policy shall contain...

§ 3815. Application; statements deemed representations - § 3815. Application; statements deemed representations The group life insurance...

§ 3816. Insurability - § 3816. Insurability The group life insurance policy shall contain...

§ 3817. Misstatement of age - § 3817. Misstatement of age The group life insurance policy...

§ 3818. Payment of benefits - § 3818. Payment of benefits The group life insurance policy...

§ 3819. Certificate - § 3819. Certificate The group life insurance policy shall contain...

§ 3820. Conversion on termination of eligibility - § 3820. Conversion on termination of eligibility There shall be...

§ 3821. Conversion on termination of policy - § 3821. Conversion on termination of policy The group life...

§ 3822. Death pending conversion - § 3822. Death pending conversion The group life insurance policy...

§ 3823. Notice as to conversion right - § 3823. Notice as to conversion right If any individual...

§ 3824. Readjustment of premium - § 3824. Readjustment of premium Any group life insurance contract...

§ 3825. Application of dividends, rate reductions - § 3825. Application of dividends, rate reductions If a policy...

§ 3835. Definitions - § 3835. Definitions As used in this subchapter: (1) “Advertising”...

§ 3836. License and bond requirements - § 3836. License and bond requirements (a) Life settlement providers....

§ 3837. License revocation and denial - § 3837. License revocation and denial (a) Life settlement providers....

§ 3838. Approval of life settlement contracts, disclosure statements, and related forms - § 3838. Approval of life settlement contracts, disclosure statements, and...

§ 3839. Reporting requirements and privacy - § 3839. Reporting requirements and privacy (a) Each life settlement...

§ 3840. Investigations and examinations - § 3840. Investigations and examinations (a) The Commissioner, in addition...

§ 3841. Disclosure to policy owner - § 3841. Disclosure to policy owner (a) With each application...

§ 3842. Disclosure to insurer - § 3842. Disclosure to insurer Thirty days prior to the...

§ 3843. General rules - § 3843. General rules (a)(1) A life settlement provider entering...

§ 3844. Prohibited practices - § 3844. Prohibited practices (a) It is a violation of...

§ 3845. Prohibited practices and conflicts of interest - § 3845. Prohibited practices and conflicts of interest (a) With...

§ 3846. Advertising for life settlements - § 3846. Advertising for life settlements (a) No person engaged...

§ 3847. Fraud prevention and control - § 3847. Fraud prevention and control (a)(1) A person shall...

§ 3848. Civil remedies, penalties, and enforcement - § 3848. Civil remedies, penalties, and enforcement In addition to...

§ 3849. Adoption of rules - § 3849. Adoption of rules The Commissioner may: (1) Adopt...

§ 3855. Establishment of accounts - § 3855. Establishment of accounts (a) A domestic life insurer...

§ 3856. Required contents of policy - § 3856. Required contents of policy Any contract providing benefits...

§ 3857. Licensing - § 3857. Licensing (a) No company shall deliver or issue...

§ 3858. Powers of Commissioner - § 3858. Powers of Commissioner Notwithstanding any other provision of...

§ 3859. Grace; reinstatement; nonforfeiture - § 3859. Grace; reinstatement; nonforfeiture (a) Except for subdivisions 3731(2),...

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Vermont Statutes Title 8 - Banking and Insurance Chapter 103 - Life Insurance Policies and Annuity Contracts

Vermont Statutes
Title 8 - Banking and Insurance
Chapter 103 - Life Insurance Policies and Annuity Contracts