Vermont Statutes
Chapter 204 - Powers of Financial Institutions
§ 14304. Card holder represented by legal counsel

§ 14304. Card holder represented by legal counsel
(a) A credit card company or its creditor or collection agency shall not contact a card holder regarding a debt, late fee, or other charge once informed that the card holder is disputing the debt, late fee, or other charge; is represented by legal counsel in the dispute; and the card holder has provided the credit card company or its creditor or collection agency with the name, address, and telephone number of the legal counsel.
(b) A credit card company or its creditor or collection agency that violates subsection (a) of this section shall be fined not more than $10,000.00.
(c) Each violation of subsection (a) of this section shall be considered a separate offense. (Added 2009, No. 55, § 11.)

Structure Vermont Statutes

Vermont Statutes

Title 8 - Banking and Insurance

Chapter 204 - Powers of Financial Institutions

§ 14101. Applicability of chapter

§ 14102. General organizational powers

§ 14103. Advertising; doing business or using name unlawfully

§ 14104. Capital or surplus requirements

§ 14105. Participation in public agencies

§ 14106. Expanded powers of Vermont financial institutions

§ 14107. Investments

§ 14108. Prohibited mergers and acquisitions

§ 14109. Prohibited management interlocks

§ 14110. Duties of executive officers, directors, and persons who control principal equity interests in financial institutions; officers may not receive fees

§ 14201. Deposit powers

§ 14202. Payment of deposits to administrators from another state or country

§ 14203. Trust deposits; payment on death of trustee

§ 14204. Joint deposits

§ 14205. Payable on death accounts

§ 14206. Deposits of minors; exemption from trustee process

§ 14207. Provisions when title to deposit is litigated

§ 14208. Security for deposits

§ 14209. Examination of accounts

§ 14210. Real estate trust and escrow

§ 14211. Claims not clearly consistent

§ 14212. Joint fiduciary accounts

§ 14301. Loan authority

§ 14302. Real estate loans

§ 14303. Bank credit cards

§ 14304. Card holder represented by legal counsel

§ 14401. Types of trust functions

§ 14402. National financial institutions; state financial institutions

§ 14403. Approval of Commissioner

§ 14404. Security

§ 14405. Powers and duties of officers

§ 14406. Segregation of trust funds; exception

§ 14407. Collective investment funds

§ 14408. Registration and sale of securities

§ 14409. Disposition of securities upon court order; liability for acts of nominee

§ 14410. Fiduciary investments

§ 14501. Failure to pay rent; removal of contents