(a) Grounds for maintenance of actionAny lessor who fails to comply with any requirement imposed under section 1667a or 1667b of this title with respect to any person is liable to such person as provided in section 1640 of this title.
(b) Additional grounds for maintenance of action; “creditor” definedAny lessor who fails to comply with any requirement imposed under section 1667c of this title with respect to any person who suffers actual damage from the violation is liable to such person as provided in section 1640 of this title. For the purposes of this section, the term “creditor” as used in sections 1640 and 1641 of this title shall include a lessor as defined in this part.
(c) Jurisdiction of courts; time limitationNotwithstanding section 1640(e) of this title, any action under this section may be brought in any United States district court or in any other court of competent jurisdiction. Such actions alleging a failure to disclose or otherwise comply with the requirements of this part shall be brought within one year of the termination of the lease agreement.
Structure US Code
CHAPTER 41— CONSUMER CREDIT PROTECTION
SUBCHAPTER I— CONSUMER CREDIT COST DISCLOSURE
§ 1667a. Consumer lease disclosures
§ 1667b. Lessee’s liability on expiration or termination of lease
§ 1667c. Consumer lease advertising; liability of advertising media
§ 1667d. Civil liability of lessors
§ 1667e. Applicability of State laws; exemptions by Bureau from leasing requirements