(1) that a specific periodic consumer credit amount or installment amount can be arranged, unless the creditor usually and customarily arranges credit payments or installments for that period and in that amount.
(2) that a specified downpayment is required in connection with any extension of consumer credit, unless the creditor usually and customarily arranges downpayments in that amount.
Structure US Code
CHAPTER 41— CONSUMER CREDIT PROTECTION
SUBCHAPTER I— CONSUMER CREDIT COST DISCLOSURE
Part C— Credit Advertising and Limits on Credit Card Fees
§ 1661. Catalogs and multiple-page advertisements
§ 1662. Advertising of downpayments and installments
§ 1663. Advertising of open end credit plans
§ 1664. Advertising of credit other than open end plans
§ 1665. Nonliability of advertising media
§ 1665a. Use of annual percentage rate in oral disclosures; exceptions
§ 1665b. Advertising of open end consumer credit plans secured by consumer’s principal dwelling
§ 1665c. Interest rate reduction on open end consumer credit plans
§ 1665d. Reasonable penalty fees on open end consumer credit plans