Sec. 559.051. PERMISSIBLE USE OF CREDIT SCORING. An insurer may use credit scoring, except for factors that constitute unfair discrimination, to develop rates, rating classifications, or underwriting criteria regarding lines of insurance subject to this chapter.
Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.020(a), eff. September 1, 2005.
Structure Texas Statutes
Title 5 - Protection of Consumer Interests
Subtitle C - Deceptive, Unfair, and Prohibited Practices
Chapter 559 - Credit Scoring and Credit Information
Subchapter B. Use of Credit Scoring and Credit Information
Section 559.051. Permissible Use of Credit Scoring
Section 559.052. Prohibited Use of Credit Information
Section 559.053. Disclosure to Consumer Regarding Use of Credit Scoring
Section 559.054. Notice of Action Resulting in Adverse Effect
Section 559.056. Indemnification of Agent
Section 559.057. Sale of Policy Term Information by Consumer Reporting Agency Prohibited