Texas Statutes
Subtitle C - Deceptive, Unfair, and Prohibited Practices
Chapter 559 - Credit Scoring and Credit Information

Subchapter A. General Provisions

Section 559.001. Definitions - Sec. 559.001. DEFINITIONS. In this chapter: (1) "Adverse effect" means...

Section 559.002. Applicability of Chapter - Sec. 559.002. APPLICABILITY OF CHAPTER. This chapter applies to an...

Section 559.003. Information Provided to Public - Sec. 559.003. INFORMATION PROVIDED TO PUBLIC. The department shall: (1)...

Section 559.004. Rules - Sec. 559.004. RULES. (a) The commissioner may adopt rules necessary...

Subchapter B. Use of Credit Scoring and Credit Information

Section 559.051. Permissible Use of Credit Scoring - Sec. 559.051. PERMISSIBLE USE OF CREDIT SCORING. An insurer may...

Section 559.052. Prohibited Use of Credit Information - Sec. 559.052. PROHIBITED USE OF CREDIT INFORMATION. (a) An insurer...

Section 559.053. Disclosure to Consumer Regarding Use of Credit Scoring - Sec. 559.053. DISCLOSURE TO CONSUMER REGARDING USE OF CREDIT SCORING....

Section 559.054. Notice of Action Resulting in Adverse Effect - Sec. 559.054. NOTICE OF ACTION RESULTING IN ADVERSE EFFECT. (a)...

Section 559.056. Indemnification of Agent - Sec. 559.056. INDEMNIFICATION OF AGENT. (a) An insurer shall indemnify,...

Section 559.057. Sale of Policy Term Information by Consumer Reporting Agency Prohibited - Sec. 559.057. SALE OF POLICY TERM INFORMATION BY CONSUMER REPORTING...

Subchapter C. Computing Credit Score; Evaluating Credit Information

Section 559.101. Negative Factors - Sec. 559.101. NEGATIVE FACTORS. An insurer may not use any...

Section 559.102. Multiple Lender Inquiries - Sec. 559.102. MULTIPLE LENDER INQUIRIES. (a) An insurer shall consider...

Section 559.103. Extraordinary Events - Sec. 559.103. EXTRAORDINARY EVENTS. (a) Notwithstanding any other law, an...

Subchapter D. Filing of Credit Scoring Models

Section 559.151. Filing Required - Sec. 559.151. FILING REQUIRED. (a) An insurer that uses credit...

Section 559.152. Public Information - Sec. 559.152. PUBLIC INFORMATION. A credit scoring model filed to...

Subchapter E. Enforcement

Section 559.201. Violation - Sec. 559.201. VIOLATION. An insurer that violates this chapter or...