Sec. 20.031. REQUESTING SECURITY ALERT. On a request in writing or by telephone and with proper identification provided by a consumer, a consumer reporting agency shall place a security alert on the consumer's consumer file not later than 24 hours after the date the agency receives the request. The security alert must remain in effect for not less than 45 days after the date the agency places the security alert on the file. There is no limit on the number of security alerts a consumer may request. At the end of a 45-day security alert, on request in writing or by telephone and with proper identification provided by the consumer, the agency shall provide the consumer with a copy of the consumer's file. A consumer may include with the security alert request a telephone number to be used by persons to verify the consumer's identity before entering into a transaction with the consumer.
Added by Acts 2003, 78th Leg., ch. 1326, Sec. 3, eff. Sept. 1, 2003.
Assigned by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 3, eff. January 1, 2014.
Structure Texas Statutes
Title 2 - Competition and Trade Practices
Chapter 20 - Regulation of Consumer Credit Reporting Agencies
Subchapter B. Security Alert and Security Freeze
Section 20.031. Requesting Security Alert
Section 20.032. Notification of Security Alert
Section 20.033. Toll-Free Security Alert Request Number
Section 20.034. Requesting Security Freeze
Section 20.035. Notification of Change
Section 20.036. Notification of Security Freeze
Section 20.037. Removal or Temporary Lifting of Security Freeze
Section 20.038. Exemption From Security Freeze
Section 20.0385. Applicability of Security Alert and Security Freeze