South dakota constitution
Article XIII: public indebtedness
Section 17

The state may establish and maintain a system of credits for assisting in the building of homes by the people of the state, and therefore may loan money and extend credit to the people of the state upon real estate security in such manner and upon such terms and conditions as may be prescribed by general law. The limitations and provisions regarding the incurring of indebtedness elsewhere found in the Constitution shall not apply to this section, but the Legislature shall, at the time of incurring any indebtedness hereunder, provide for discharging same.