58-11-9.4. Underinsured motorist coverage to be available with liability policies--Limitation of coverage--Exception.
No motor vehicle liability policy of insurance may be issued or delivered in this state with respect to any motor vehicle registered or principally garaged in this state, except for snowmobiles, unless underinsured motorist coverage is provided therein at a face amount equal to the bodily injury limits of the policy. However, the coverage required by this section may not exceed the limits of one hundred thousand dollars because of bodily injury to or death of one person in any one accident and, subject to the limit for one person, three hundred thousand dollars because of bodily injury to or death of two or more persons in any one accident, unless additional coverage is requested by the insured. Any policy insuring government owned vehicles may not be required to provide underinsured motorist coverage.
Source: SL 1975, ch 315, §1; SL 1981, ch 359, §1; SL 1986, ch 418, §1; SL 1988, ch 394, §1; SL 1989, ch 424; SL 1997, ch 286, §2.
Structure South Dakota Codified Laws
Chapter 11 - Form And Contents Of Insurance Policies
Section 58-11-1 - Premium defined.
Section 58-11-2 - Contents of policy.
Section 58-11-3 - Statement of basis and rates for determination of premium included in policy.
Section 58-11-4 - Contents of policy--Exemption of surety contracts or group insurance policies.
Section 58-11-8 - Assessable policies--Special contents.
Section 58-11-9.2 - Notice required when automobile policy does not include liability insurance.
Section 58-11-9.8 - Adding of uninsured motorist coverage limits for multiple vehicles prohibited.
Section 58-11-10 - Additional policy provisions--Approval of director.
Section 58-11-13 - Policies exempt from form provisions.
Section 58-11-14 - Continuation of use of prior filings until otherwise prescribed.
Section 58-11-15 - Order of director exempting insurance documents from requirements as to form.
Section 58-11-17 - Time for filing of forms--Approval or disapproval by director.
Section 58-11-19 - Withdrawal of approval of form by director--Notice.
Section 58-11-21 - Grounds for disapproval of form or withdrawal of previous approval.
Section 58-11-22 - Identification of contracts issued and forms filed with director--Change in form.
Section 58-11-23 - Execution of policy by authorized representative of insurer.
Section 58-11-24 - Facsimile signature used on policy.
Section 58-11-26 - Underwriters' policy--Joint and several liability--True name of insurer.
Section 58-11-27 - Combination policy--Contents.
Section 58-11-30 - Duration of binder.
Section 58-11-31 - Extension or renewal of binder--Approval of director.
Section 58-11-32 - Binder provisions do not apply to life or health insurance.
Section 58-11-35 - Renewal or extension of policy at option of insurer.
Section 58-11-36 - Assignment of policies.
Section 58-11-37 - Policy not complying with statutory form--Validity--Construction.
Section 58-11-45.1 - Reporting agencies and persons listed with director.
Section 58-11-45.2 - Applicant for liability insurance not to be prejudiced by false reports.
Section 58-11-45.3 - Informant to be identified if insurance refused--Violation as misdemeanor.
Section 58-11-46 - Notice of cancellation of automobile policy--Reasons for cancellation.
Section 58-11-48 - Modification of automobile physical damage coverage not deemed cancellation.
Section 58-11-50 - Request of insured for reason for cancellation.
Section 58-11-52 - Proof of notice of cancellation or nonrenewal of automobile policy or coverage.
Section 58-11-55.1 - Use of age or occupation in determining issuance or renewal of policies.
Section 58-11-55.2 - Applicability of § 58-11-55.
Section 58-11-55.3 - Promulgation of rules to prevent unfair discrimination.
Section 58-11-57 - Assigned risk plan for automobile liability insurance.
Section 58-11-64 - Definition of terms.
Section 58-11-65 - Carriers subject to filing requirements.
Section 58-11-66 - Filing and director approval required.
Section 58-11-67 - Filing requirements--Availability on internet.
Section 58-11-68 - Filer to indicate location of each requirement on policy form filing.
Section 58-11-69 - Approval or disapproval of filing--Review period.
Section 58-11-70 - Correction of deficiencies.
Section 58-11-71 - Review of resubmitted filing--Review period.
Section 58-11-73 - Grossly inadequate filings.
Section 58-11-74 - Limitations on director's authority.
Section 58-11-75 - Application to existing approved policy forms.
Section 58-11-76 - Construction with other time periods.
Section 58-11-77 - Appeal of disapproval of rate or policy form filing.